Lincoln County property record for 320 Brook Hill Ct, Troy, MO 63379
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3 ba · 2,382 sqft · built 2004 |
| Lot Size | 5 acres (217,800 sqft) |
| Owner | Trust Name on File |
| Last Sale | $436,600 (Apr 2020) |
| Tax Bill | $5,160 (2025) |
| Deeds & Mortgages | May 2023 Transfer Mar 2022 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 20-40-19-000-000-006.048 |
| Primary APN | 20-40-19-000-000-006.048 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 10 Rooms |
| Stories | 1 Story |
| Building Area | 2,382 sqft Living Area |
| Basement Area | 2,382 sqft |
| Unfinished Basement | 2,382 sqft |
| Flooring | Combination, Other |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Architectural Style | Contemporary |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 217,800 sqft (5 acres) |
| Garage Area | 846 sqft |
| Parking Spaces | 3 Parking Spaces |
| Total Buildings | 2 Buildings |
| Sewer | Septic |
|---|---|
| Water Source | Well |
| Street Address | 320 BROOK HILL CT |
|---|---|
| City | TROY |
| State | MO |
| Zip | 63379-3459 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 38 BROOK HILL |
| Legal Range | 01E |
| Legal Township | 48N |
| Legal Section | 19 |
| Legal Subdivision | BROOK HILL |
| Legal Lot Number | 38 |
| Jurisdiction | LINCOLN MO |
| Township / Civil Division | CLARK |
| Census Block Group | 4 |
| Census Block | 4010 |
| Census Tract | 810308 |
320 Brook Hill Ct is owner-occupied and held in a trust since April 2020.
Source: Lincoln County records, as of September 21, 2026
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 320 BROOK HILL CT, TROY, MO 63379-3459 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 31, 2023 | Intrafamily Transfer, Transfer |
| Mar 8, 2022 | Deed of Trust, Mortgage · Line of Credit CENTRAL TRUST BANK |
| Apr 13, 2020 | Warranty Deed, Transfer · Conventional Mortgage CENTRAL BANK OF LAKE OF THE OZARKS |
| Nov 8, 2017 | Warranty Deed, Transfer · Conventional Mortgage ESSEX RESIDENTIAL MORTGAGE LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 13, 2020 · Amount on File |
| Deed Sale | Apr 13, 2020 · Amount on File |
| Prior Sale | Nov 8, 2017 · Amount on File |
| Deed Document Number | 20203518 |
| Deed Book / Page | 2445 / 509 |
| Prior Transfer Date | Jan 17, 2013 |
| Prior Transfer Doc | 2291/0648 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | LINCOLN MO |
| Recording Date | May 31, 2023 |
| Property Address | 320 BROOK HILL CT, TROY, MO 63379-3459 |
| Document Number | 002490/819 |
| Book / Page | 2490 / 819 |
| Map Reference | MB 13 PG 109 |
| Instrument Date | Apr 28, 2023 |
| Instrument | 2023004011 |
| Transaction Type | Transfer |
| Record Updated | Aug 8, 2023 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 320 BROOK HILL CT, TROY, MO 63379-3459 |
| Investor | Possibly a Property Investor |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LINCOLN MO |
| Property Address | 320 BROOK HILL CT, TROY, MO 63379-3459 |
| Transaction Type | Mortgage |
| Record Updated | Aug 9, 2022 |
| Name | Verified Name |
|---|---|
| Address | 320 BROOK HILL CT, TROY, MO 63379-3459 |
| Document Number | 002476/657 |
|---|---|
| Date | Mar 8, 2022 |
| Book Page | 2476/657 |
| Instrument | 2022002380 |
| Name | CENTRAL TRUST BANK |
|---|---|
| Type | Bank |
| Address | JEFFERSON CITY, MO 65101 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Mar 15, 2042 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LINCOLN MO |
| Recording Date | Apr 13, 2020 |
| Property Address | 320 BROOK HILL CT, TROY, MO 63379-3459 |
| Document Number | 2445/509 |
| Book / Page | 2445 / 509 |
| Map Reference | MB 13 PG 109 |
| Instrument Date | Apr 9, 2020 |
| Instrument | 2020003518 |
| Transaction Type | Transfer |
| Record Updated | Aug 31, 2021 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 11437 SAINT CHARLES ROCK RD, 11437, BRIDGETON, MO 63044-2724 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 320 BROOK HILL CT, TROY, MO 63379-3459 |
| Investor | Possibly a Property Investor |
| Document Number | 2020003519 |
|---|---|
| Date | Apr 13, 2020 |
| Instrument | 2020003519 |
| Name | CENTRAL BANK OF LAKE OF THE OZARKS |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LINCOLN MO |
| Recording Date | Nov 8, 2017 |
| Property Address | 320 BROOK HILL CT, TROY, MO 63379-3459 |
| Document Number | 2417/0022 |
| Book / Page | 2417 / 0022 |
| Map Reference | MB13 PG109 |
| Instrument Date | Nov 2, 2017 |
| Instrument | 2017010507 |
| Transaction Type | Transfer |
| Record Updated | Aug 31, 2021 |
| Title Company | FREEDOM TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 831 RAILWAY CIRCLE, TROY, MO 63379 |
| Document Number | 2017010508 |
|---|---|
| Date | Nov 8, 2017 |
| Instrument | 2017010508 |
| Name | ESSEX RESIDENTIAL MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 1, 2047 |
The 2025 property tax bill for 320 Brook Hill Ct was $5,160.
Source: Lincoln County assessment roll, as of September 21, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | Lincoln County |
| Unified School District | Troy R-III School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $84,427 (-) Land $12,065 Building $72,362 | ||
| 2025 | $5,160.00 | $84,427 Land $12,065 Building $72,362 | $444,350 Land $63,500 Building $380,850 |
| 2023 | $4,833.00 (+4.41%) | $78,001 (+4.94%) Land $10,165 Building $67,836 | $410,530 Land $53,500 Building $357,030 |
| 2022 | $4,629.00 | $74,328 Land $10,165 Building $64,163 | |
| 2021 | $391,200 Land $53,500 Building $337,700 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 320 Brook Hill Ct in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1995.
Source: FEMA National Flood Hazard Layer, effective October 5, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 2 (1995–2021) |
| Most Recent Claim | Jun 2021 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 320 Brook Hill Ct is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · lower than 67% of Missouri |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 49 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| Brightspeed DSL | 40 / 3 |
| AT&T Fixed Wireless | 25 / 3 |
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