320 Brittany Trl, Elgin, IL 60120 Property Records

Cook County property record for 320 Brittany Trl, Elgin, IL 60120

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,246 sqft · built 1994
Lot Size0.244 acres (10,640 sqft)
OwnerIndividual Name on Record
Last Sale$207,000 (May 1996)
Tax Bill$8,545 (2023)
Deeds & MortgagesJun 2020 Line of Credit
Flood ZoneZone X (minimal risk)
APN06-17-111-016

Property Details

APN / Parcel Number

Primary APN06-17-111-016
Alternative APN
  • 06-17-111-016-0000

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories2 Stories
Building Area2,246 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1994
Effective Year BuiltEffective 1994
Architectural StyleMulti-Level
Exterior MaterialWood
Construction TypeFrame
Roof MaterialAsphalt
Lot Area10,640 sqft (0.244 acres)
Garage TypeAttached
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC

Location & Zoning

Street Address320 BRITTANY TRL
CityELGIN
StateIL
Zip60120-4683
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPART E2NW4 S17 T41N R09E 3P
Legal Range9E
Legal Township41N
Legal Section17
Legal SubdivisionCOUNTRY TRAILS UNI
Legal Lot Number103
JurisdictionCOOK IL
Township / Civil DivisionHANOVER
Census Block Group3
Census Block3013
Census Tract804404

Owner

Source: Cook County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address320 BRITTANY TRL, ELGIN, IL 60120-4683
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 24, 1996 · Amount on Record
Deed SaleMay 24, 1996 · Amount on Record
Deed Document Number1996442
Last Transfer DateDec 23, 1997
Transfer Doc0000000726
Record UpdatedSep 20, 2026

June 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCOOK IL
Property Address320 BRITTANY TRL, ELGIN, IL 60120-4683
Document Number2023713077
Instrument DateJun 23, 2020
Transaction TypeMortgage
Record UpdatedSep 7, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address320 BRITTANY TRL ELGIN IL 601204683, ELGIN, IL 60120-4683

Mortgage

Document Number2023713077
DateAug 24, 2020
Instrument23713077
Lender
NameBUSEY BK
TypeBank
AddressCHAMPAIGN, IL 61820
Agreement
TypeLine of Credit
AmountAmount Recorded
Term240 Months
DueAug 23, 2040
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyCook County
County SubdivisionHanover Township
MunicipalityElgin City
Unified School DistrictSchool District U-46 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$41,000 (+24.24%) Land $7,448 Building $33,552$410,000 (+24.24%) Land $74,480 Building $335,520
2023$8,545.00 (+3.28%)
2022$8,274.00 Homeowner's exemption$33,000 Land $5,852 Building $27,148$330,000 Land $58,520 Building $271,480

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 95% of the US · lower than 70% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemELGIN
serves 114,797 people · EPA ID IL0894380
Water SourceSurface water
Last State InspectionAug 2025
Lead19 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting8
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 92 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless · DSL
100 / 20

May also be available: Astound Broadband, T-Mobile.

Nearby Properties on Brittany Trl

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