320 Bowdoin St, Winthrop, MA 02152 Property Records

Suffolk County and Winthrop Town City property record for 320 Bowdoin St, Winthrop, MA 02152

Property Summary

Property Type	Duplex
Details	5 bd · 2 ba · 2,824 sqft · built 1900
Lot Size	0.093 acres (4,068 sqft)
Owner	Individual Name on File
Last Sale	$660,000 (Feb 2021)
Tax Bill	$8,600 (2026)
Deeds & Mortgages	Oct 2022 Refinance Feb 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`WINT M:031 L:038`

Property Details

APN / Parcel Number

Primary APN	`WINT M:031 L:038`

Interior

Bedrooms	5 Beds
Full Baths	2 Baths
Total Rooms	12 Rooms
Units	2 Units
Stories	2 Stories
Building Area	2,824 sqft Living Area
Gross Area	5,770 sqft
Basement Area	1,220 sqft
Unfinished Basement	1,220 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Roof Type	Hip
Roof Material	Asphalt
Lot Area	4,068 sqft (0.093 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Street Address	320 BOWDOIN ST
City	WINTHROP
State	MA
Zip	02152-1737
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Legal Lot Number	38
Jurisdiction	WINTHROP MA
Township / Civil Division	WINTHROP TOWN
Census Block Group	2
Census Block	2002
Census Tract	180400

Owner

320 Bowdoin St, a duplex, is owned and occupied by an individual who bought it in February 2021.

Source: Suffolk County and Winthrop Town City records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	320 BOWDOIN ST, WINTHROP, MA 02152-1737
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 12, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance WEBSTER BANK
Feb 25, 2021	Quit Claim Deed, Transfer · Stand-Alone First Mortgage CALIBER HOME LOANS INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 25, 2021 · Amount on File
Deed Sale	Feb 25, 2021 · Amount on File
Deed Document Number	202120561
Deed Book / Page	64860 / 48
Prior Transfer Date	Feb 24, 2021
Prior Transfer Doc	64860-48
Record Updated	Oct 29, 2026

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINTHROP MA
Property Address	320 BOWDOIN ST, WINTHROP, MA 02152-1737
Transaction Type	Mortgage
Record Updated	Oct 28, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	068301-224
Date	Oct 12, 2022
Book Page	68301/224
Instrument	85100

Lender

Name	WEBSTER BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2052

February 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WINTHROP MA
Recording Date	Feb 25, 2021
Property Address	320 BOWDOIN ST, WINTHROP, MA 02152-1737
Document Number	64860-48
Book / Page	64860 / 48
Instrument Date	Feb 24, 2021
Instrument	20561
Transaction Type	Transfer
Record Updated	Jun 10, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	318 BOWDOIN ST # 320, 320, WINTHROP, MA 02152-1737

Mortgage

Document Number	20562
Date	Feb 25, 2021
Instrument	20562

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 320 Bowdoin St was $8,600, up 13.1% from the year before.

Source: Suffolk County and Winthrop Town City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Suffolk County
Municipality	Winthrop Town City
Unified School District	Winthrop School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$8,600.00 (+13.14%)	$772,000 (+4.82%) Land $345,000 Building $427,000	$814,391
2025	$7,601.00 (+9.13%)	$736,500 (+10.19%) Land $328,600 Building $407,900
2024	$6,965.00 (-5.85%)	$668,400 (-3.33%) Land $315,800 Building $352,600
2023	$7,398.00	$691,400 Land $289,100 Building $402,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 320 Bowdoin St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	5 (1979–2017)
Most Recent Claim	Sep 2017

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 320 Bowdoin St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WINTHROP WATER DIVISION, (MWRA) serves 19,316 people · EPA ID MA3346000
Water Source	Purchased surface water from MWRA
Last State Inspection	Dec 2023
Lead	8 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 694 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Netafy.

Nearby Properties on Bowdoin St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures