Worcester County and Lancaster Town property record for 320 Bolton Rd, Lancaster, MA 01523
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 3,640 sqft · built 2024 |
| Lot Size | 0.37 acres (16,117 sqft) |
| Owner | 2 Trust Names on File |
| Last Sale | $285,000 (Dec 2023) |
| Tax Bill | $15,783 (2025) |
| Deeds & Mortgages | Aug 2024 Refinance Nov 2024 Line of Credit + 2 more |
| Flood Zone | Zone AE (high risk) |
| APN | LANC M:038.0 B:0000 L:0143.0 |
| Primary APN | LANC M:038.0 B:0000 L:0143.0 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 10 Rooms |
| Stories | 2 Stories |
| Building Area | 3,640 sqft Living Area |
| Gross Area | 1,680 sqft |
| 1st Floor Area | 1,008 sqft |
| Basement Area | 1,620 sqft |
| Unfinished Basement | 1,620 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2024 |
|---|---|
| Effective Year Built | Effective 2024 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Concrete |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 16,117 sqft (0.37 acres) |
| Garage Type | Attached |
| Parking Spaces | 1 Parking Space |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 320 BOLTON RD |
|---|---|
| City | LANCASTER |
| State | MA |
| Zip | 01523-2288 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Subdivision | LANCASTER |
| Legal Lot Number | 143.0 |
| Jurisdiction | LANCASTER MA |
| Township / Civil Division | LANCASTER |
| Census Block Group | 2 |
| Census Block | 2007 |
| Census Tract | 713100 |
320 Bolton Rd is owner-occupied and held in a trust since December 2023.
Source: Worcester County and Lancaster Town records, as of July 20, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 320 BOLTON RD, LANCASTER, MA 01523-2288 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Revocable Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 30, 2024 | Deed of Trust, Mortgage · Stand-Alone Refinance RADIUS FINANCIAL GROUP |
| Nov 21, 2024 | Deed of Trust, Mortgage · Line of Credit SPRING EQ LLC |
| Dec 22, 2023 | Quit Claim Deed, Transfer · Stand-Alone First Mortgage QS LENDING T |
| Jul 29, 2019 | Quit Claim Deed, Transfer NOT AVAILABLE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 22, 2023 · Amount on File |
| Deed Sale | Dec 22, 2023 · Amount on File |
| Prior Sale | Sep 1, 1987 · Amount on File |
| Deed Book / Page | 70030 / 83 |
| Prior Transfer Date | Jul 26, 2019 |
| Prior Transfer Doc | 60778-188 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LANCASTER MA |
| Property Address | 320 BOLTON RD, LANCASTER, MA 01523-2288 |
| Transaction Type | Mortgage |
| Record Updated | Nov 20, 2025 |
| Name | Verified Name |
|---|
| Document Number | 070963-232 |
|---|---|
| Date | Aug 30, 2024 |
| Book Page | 70963/232 |
| Instrument | 70383 |
| Name | RADIUS FINANCIAL GROUP |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2054 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LANCASTER MA |
| Property Address | 320 BOLTON RD, LANCASTER, MA 01523-2288 |
| Transaction Type | Mortgage |
| Record Updated | Nov 20, 2025 |
| Name | Verified Name |
|---|
| Document Number | 071322-355 |
|---|---|
| Date | Nov 21, 2024 |
| Book Page | 71322/355 |
| Instrument | 97091 |
| Name | SPRING EQ LLC |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2054 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | LANCASTER MA |
| Recording Date | Dec 22, 2023 |
| Property Address | 320 BOLTON RD, LANCASTER, MA 01523-2288 |
| Document Number | 0070030-83 |
| Book / Page | 70030 / 83 |
| Instrument Date | Dec 21, 2023 |
| Instrument | 107415 |
| Transaction Type | Transfer |
| Record Updated | Nov 20, 2025 |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 29 OLD BROOK RD, LEOMINSTER, MA 01453-3944 |
| Document Number | 0000107416 |
|---|---|
| Date | Dec 22, 2023 |
| Instrument | 107416 |
| Name | QS LENDING T |
|---|
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | LANCASTER MA |
| Recording Date | Jul 29, 2019 |
| Property Address | 320 BOLTON RD, LANCASTER, MA 01523-2288 |
| Document Number | 60778-188 |
| Book / Page | 060778 / 000188 |
| Instrument Date | Jul 26, 2019 |
| Instrument | 73455 |
| Transaction Type | Transfer |
| Record Updated | Aug 13, 2019 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 320 BOLTON RD LANCASTER MA 015232288, LANCASTER, MA 01523-2288 |
The 2025 property tax bill for 320 Bolton Rd was $15,783.
Source: Worcester County and Lancaster Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Worcester County |
| County Subdivision | Lancaster Town |
| Unified School District | Nashoba School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $15,783.00 | $976,700 Land $97,400 Building $879,300 | $873,430 |
| 2023 | $7,012.00 | $407,900 Land $80,500 Building $327,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 320 Bolton Rd in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 13 policies |
| Nearby Flood Policies | 13 in force |
| Nearby Flood Claims | 9 (1978–2010) |
| Claims Outside the SFHA | 2 of 9 |
| Most Recent Claim | Mar 2010 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 320 Bolton Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LANCASTER WATER DEPARTMENT serves 6,000 people · EPA ID MA2147000 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2026 |
| Lead | 17 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 66 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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