Manatee County property record for 320 Bernard Ave, Sarasota, FL 34243
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,894 sqft · built 1961 |
| Lot Size | 0.443 acres (19,300 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $507,500 (Sep 2019) |
| Tax Bill | $5,830 (2024) |
| Deeds & Mortgages | Aug 2020 Mortgage Sep 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 67972.0000-0 |
| Primary APN | 67972.0000-0 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 11 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 2,894 sqft Living Area |
| Gross Area | 3,904 sqft |
| 1st Floor Area | 2,894 sqft |
| Fireplace | Fireplace |
| Year Built | Built 1961 |
|---|---|
| Effective Year Built | Effective 1998 |
| Architectural Style | Ranch |
| Exterior Material | Other |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Tar & Gravel |
| Lot Area | 19,300 sqft (0.443 acres) |
| Lot Dimensions | 193 ft deep x 100 ft wide |
| Garage Type | Mixed |
| Garage Area | 506 sqft |
| Carport | Carport |
| Carport Area | 504 sqft |
| Parking Spaces | 4 Parking Spaces |
| Pool Area | 392 sqft |
| Fence | Fence |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Account Number | 3517356797200000 |
|---|---|
| Street Address | 320 BERNARD AVE |
| City | SARASOTA |
| State | FL |
| Zip | 34243-1904 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RSF-3 |
| Legal Description | LOT 24 BLOCK F BALLENTINE MANOR ESTATES SUBJECT TO AIRSPACE EASEMENT REC 1833/4317 PI#67972.0000/0 |
| Legal Range | 17E |
| Legal Township | 35S |
| Legal Section | 35 |
| Legal Subdivision | BALLENTINE MANOR ESTATES |
| Legal Tract | 6793400 |
| Legal Block | F |
| Legal Lot Number | 24 |
| Jurisdiction | MANATEE FL |
| Township / Civil Division | BRADENTON |
| Census Block Group | 4 |
| Census Block | 4026 |
| Census Tract | 902 |
Source: Manatee County records, as of November 26, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 320 BERNARD AVE, SARASOTA, FL 34243-1904 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 15, 2020 | Deed of Trust, Mortgage · Conventional with PMI BETTER MTG CORP ISAOA |
| Sep 17, 2019 | Warranty Deed, Transfer · Conventional Mortgage BETTER MORTGAGE CORPORATION |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 17, 2019 · Amount on Record |
| Deed Sale | Sep 17, 2019 · Amount on Record |
| Prior Sale | Oct 28, 2014 · Amount on Record |
| Deed Document Number | 201941092479 |
| Deed Book / Page | 2802 / 3728 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MANATEE FL |
| Property Address | 320 BERNARD AVE, SARASOTA, FL 34243-1904 |
| Document Number | 0041095469 |
| Instrument Date | Aug 15, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Sep 25, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 320 BERNARD AVE SARASOTA FL 342431904, SARASOTA, FL 34243-1904 |
| Document Number | 0041095469 |
|---|---|
| Date | Sep 9, 2020 |
| Instrument | 41095469 |
| Name | BETTER MTG CORP ISAOA |
|---|---|
| Address | NEW YORK, NY 10271 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Sep 8, 2035 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MANATEE FL |
| Recording Date | Sep 17, 2019 |
| Property Address | 320 BERNARD AVE, SARASOTA, FL 34243-1904 |
| Document Number | 0028023728 |
| Book / Page | 2802 / 3728 |
| Map Reference | MB 2 PG 136 |
| Instrument Date | Sep 16, 2019 |
| Instrument | 201941092479 |
| Transaction Type | Transfer |
| Record Updated | May 13, 2021 |
| Title Company | ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,552.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3107 SMITH AVE, 3107, BRADENTON, FL 34207-5561 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 320 BERNARD AVE, SARASOTA, FL 34243-1904 |
| Document Number | 28023730 |
|---|---|
| Date | Sep 17, 2019 |
| Instrument | 2802-3730 |
| Name | BETTER MORTGAGE CORPORATION |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2049 |
Source: Manatee County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Manatee County |
| Unified School District | Manatee County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $430,300 (+5.99%) | $774,492 (+13.11%) Land $221,000 Building $553,492 | |
| 2024 | $5,830.00 (+1.3%) | ||
| 2023 | $5,755.00 (+2.64%) Homeowner's exemption | $405,993 (+3%) | $684,700 (+25.88%) Land $117,300 Building $567,400 |
| 2022 | $5,607.00 Homeowner's exemption | $394,168 | $543,942 Land $115,000 Building $428,942 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone VE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 52 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 52 in force |
| Nearby Flood Claims | 11 (1982–2022) |
| Claims Outside the SFHA | 6 of 11 |
| Most Recent Claim | Sep 2022 · Hurricane Ian |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.7% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MANATEE COUNTY UTILITIES DEPT serves 347,800 people · EPA ID FL6411132 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2025 |
| Lead | 2 ppb (2022) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 102 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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