320 Beder St, Opa Locka, FL 33054 Property Records

Miami-Dade County property record for 320 Beder St, Opa Locka, FL 33054

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,181 sqft · built 1956
Lot Size	0.155 acres (6,780 sqft)
Owner	Individual Name on File
Last Sale	$424,000 (Feb 2024)
Tax Bill	$7,339 (2025)
Deeds & Mortgages	Feb 2024 Sale & Mortgage
Flood Zone	Zone X (moderate risk)
APN	`08-2121-004-1780`

Property Details

APN / Parcel Number

Primary APN	`08-2121-004-1780`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,181 sqft Living Area
Gross Area	1,391 sqft
Flooring	Vinyl/Resilient

Exterior

Year Built	Built 1956
Effective Year Built	Effective 2011
Exterior Material	Stucco
Construction Type	Concrete
Lot Area	6,780 sqft (0.155 acres)
Lot Dimensions	113 ft deep x 60 ft wide

Exterior Amenities

Porch	Porch
Porch Area	46 sqft
Patio Area	110 sqft
Fence	Fence

Location & Zoning

Street Address	320 BEDER ST
City	OPA LOCKA
State	FL
Zip	33054-3538
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	0100:SINGLE FAM,GENERAL
Legal Description	21 52 41 .16 AC PB 34-76 OPA LOCKA 2ND REV PL NO 2 PT TR B DESC BEG NW COR TR SW ALG NW/L 116.22FT SE60FT ALG S/L LOT 8 PER P
Legal Range	41
Legal Township	52
Legal Section	21
Legal Subdivision	OPA LOCKA 2ND REV PLAT NO 2
Legal Tract	B
Legal Block	100
Legal Lot Number	8 9
Jurisdiction	DADE FL
Township / Civil Division	MIAMI
Census Block Group	3
Census Block	3028
Census Tract	504

Owner

Source: Miami-Dade County assessment roll, as of July 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	320 BEDER ST, OPA LOCKA, FL 33054-3538
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Feb 27, 2024 · Amount on Record
Deed Sale	Feb 27, 2024 · Amount on Record
Prior Sale	May 31, 2011 · Amount on Record
Deed Document Number	2024R0152587
Deed Book / Page	34110 / 397
Record Updated	Jun 8, 2026

February 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DADE FL
Recording Date	Feb 27, 2024
Property Address	320 BEDER ST, OPA LOCKA, FL 33054-3538
Document Number	0000152587
Book / Page	34110 / 397
Map Reference	MB 34 PG 67
Instrument Date	Feb 16, 2024
Instrument	2024R0152587
Transaction Type	Transfer
Record Updated	Mar 13, 2024
Title Company	FIRM TITLE CORPORATION

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$2,544.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4898 NW 29TH CT # CT207, CT207, LAUDERDALE LAKES, FL 33313-1645

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	320 BEDER ST, OPA LOCKA, FL 33054-3538

Mortgage

Document Number	0000000401
Date	Feb 27, 2024
Instrument	34110/401

Lender

Name	LOWER LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2054

Tax Assessment & Valuation

Source: Miami-Dade County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Miami-Dade County
Municipality	Opa-locka City
Unified School District	Dade County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,339.00 (+339.2%) Homeowner's exemption	$316,667 (+269.83%) Land $186,450 Building $130,217	$316,667 (+26.62%) Land $186,450 Building $130,217
2023	$1,671.00 (+6.57%) Homeowner's exemption	$85,626 (+3%)	$250,094 (+9.96%) Land $118,650 Building $131,444
2022	$1,568.00 Homeowner's exemption	$83,133	$227,443 Land $94,920 Building $132,523

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (1992–2000)
Most Recent Claim	Oct 2000 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF OPA LOCKA serves 16,479 people · EPA ID FL4131001
Water Source	Groundwater
Last State Inspection	May 2023
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	10 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 448 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250

May also be available: T-Mobile USA, Verizon.

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