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320 Beachside Dr, Panama City Beach, FL 32413 Property Records

Bay County property record for 320 Beachside Dr, Panama City Beach, FL 32413

Property Summary

Property TypeSingle Family Home
Details6 bd · 7.5 ba · 4,855 sqft · built 2014
Lot Size0.333 acres (14,505 sqft)
OwnerTrust Name on Record
Last Sale$6,725,000 (Aug 2020)
Tax Bill$69,999 (2025)
Deeds & MortgagesAug 2020 Sale
Flood ZoneZone VE (high risk)
APN36459-167-000

Property Details

APN / Parcel Number

Primary APN36459-167-000

Interior

Bedrooms6 Beds
Full Baths7.5 Baths
Half Baths1 Half Bath
Stories3 Stories
Building Area4,855 sqft Living Area
Gross Area5,339 sqft
1st Floor Area1,477 sqft
FlooringMarble
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace
ElevatorElevator

Exterior

Year BuiltBuilt 2014
Effective Year BuiltEffective 2019
Exterior MaterialConcrete Block
Roof TypeCathedral/Clerestory
Roof MaterialTile
Lot Area14,505 sqft (0.333 acres)
Lot Dimensions269 ft deep x 54 ft wide
Garage TypeAttached
Garage Area484 sqft

Exterior Amenities

Pool Area88 sqft
PorchOpen Porch
Porch Area960 sqft
Patio Area324 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address320 BEACHSIDE DR
CityPANAMA CITY BEACH
StateFL
Zip32413-1076
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeBC22
Legal DescriptionCARILLON BEACH PHASE II LOT 3 SUBJ TO ESMT BLK H ORB 4289 P 252
Legal Range17W
Legal Township03S
Legal Section06
Legal SubdivisionCARILLON BEACH PHASE II
Legal Phase2
Legal BlockH
Legal Lot Number3
JurisdictionBAY FL
Township / Civil DivisionPANAMA CITY BEACHES
Census Block Group1
Census Block1007
Census Tract2707

Owner

Source: Bay County records, as of January 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordTrust Name on Record
Mailing Address16447 PINWHENNY RD, CORNELIUS, NC 28031-7698
Owner TypeIndividual
VestingTrust, Revocable Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 20, 2020 · Amount on Record
Deed SaleAug 20, 2020 · Amount on Record
Prior SaleMay 3, 2012 · Amount on Record
Deed Document Number202054825
Deed Book / Page4289 / 252
Prior Transfer DateNov 7, 2012
Prior Transfer Doc0034611672
Record UpdatedJun 8, 2026

August 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBAY FL
Recording DateAug 20, 2020
Property Address320 BEACHSIDE DR, PANAMA CITY BEACH, FL 32413-1076
Document Number0042890252
Book / Page004289 / 000252
Instrument DateAug 12, 2020
Instrument54825
Transaction TypeTransfer
Record UpdatedSep 3, 2020
Title CompanyNOT AVAILABLE

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address16447 PINWHENNY RD CORNELIUS NC 280317698, CORNELIUS, NC 28031-7698

Tax Assessment & Valuation

Source: Bay County assessment roll, as of January 5, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyBay County
Unified School DistrictBay County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$69,999.00 (-3.95%)$5,693,806 (+1.71%) Land $2,586,719 Building $3,107,087$5,693,806 (+1.71%) Land $2,586,719 Building $3,107,087
2024$72,879.00 (+9.58%)
2023$66,508.00 (+24.02%)$5,598,049 (+20.83%) Land $2,506,570 Building $3,091,479$5,598,049 (+20.83%) Land $2,506,570 Building $3,091,479
2022$53,626.00$4,633,023 Land $1,692,127 Building $2,940,896$4,633,023 Land $1,692,127 Building $2,940,896

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone VE
high risk · coastal, wave action
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation12.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 747 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies1,444 units insured
incl. 697 condo units
Nearby Flood Claims47 (1995–2026)
Claims Outside the SFHA20 of 47
Most Recent ClaimAug 2026 · rainfall accumulation
Claims by Event
  • Hurricane Sally, Sep 2020 · 16 claims
  • Hurricane Michael, Oct 2018 · 5 claims
  • Hurricane Opal, Oct 1995 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 96% of Florida
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF PANAMA CITY BEACH
serves 67,205 people · EPA ID FL1030515
Water SourcePurchased surface water from BAY COUNTY WATER SYSTEM
Last State InspectionApr 2025
Lead4 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 217 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
LiveOak Fiber
Fiber		5,000 / 5,000
Xfinity
Cable		2,000 / 2,000
Verizon
Fixed Wireless		300 / 20

May also be available: WOW Internet, Cable & Phone.

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