320 Beachgrass Ln, Summerville, SC 29486 Property Records

Berkeley County property record for 320 Beachgrass Ln, Summerville, SC 29486

Property Summary

Property Type	Single Family Home
Details	3,239 sqft · built 2015
Lot Size	0.224 acres (9,776 sqft)
Owner	2 Individual Names on Record
Last Sale	$255,635 (Aug 2015)
Tax Bill	$1,600 (2025)
Deeds & Mortgages	Jul 2021 Mortgage Aug 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`195-02-04-047`

Property Details

APN / Parcel Number

Primary APN	`195-02-04-047`

Interior

Building Area	3,239 sqft Finished Area
Gross Area	4,074 sqft
1st Floor Area	2,016 sqft
2nd Floor Area	1,223 sqft

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Lot Area	9,776 sqft (0.224 acres)
Garage Area	402 sqft
Porch	Patio
Porch Area	433 sqft

Location & Zoning

Street Address	320 BEACHGRASS LN
City	SUMMERVILLE
State	SC
Zip	29486-2360
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	BERKELEY C
Legal Description	THE OAKS AT CANE BAYLOT 47
Legal Subdivision	CANE BAY (THE OAKS)
Legal Lot Number	47
Jurisdiction	BERKELEY SC
Township / Civil Division	GOOSE CREEK-HANAHAN
Census Block Group	1
Census Block	1022
Census Tract	20711

Owner

Source: Berkeley County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	320 BEACHGRASS LN, SUMMERVILLE, SC 29486-2360
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 30, 2021	Deed of Trust, Mortgage · Conventional Mortgage NEWREZ LLC
Aug 28, 2017	Deed of Trust, Mortgage · Conventional Mortgage CAPITAL ONE NA
Sep 26, 2019	Grant Deed, Subdivision Related Transfer · Conventional with PMI SOUTH ST BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 4, 2015 · Amount on Record
Deed Sale	Aug 4, 2015 · Amount on Record
Deed Document Number	201519929
Deed Book / Page	11537 / 55
Record Updated	Sep 20, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERKELEY SC
Property Address	320 BEACHGRASS LN, SUMMERVILLE, SC 29486-2360
Transaction Type	Mortgage
Record Updated	Aug 18, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	3910/0321
Date	Jul 30, 2021
Book Page	3910/321
Instrument	2021035958

Lender

Name	NEWREZ LLC
Type	Mortgage Company
Address	FORT WASHINGTON, PA 19034

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Aug 1, 2036

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERKELEY SC
Property Address	320 BEACHGRASS LN, SUMMERVILLE, SC 29486-2360
Transaction Type	Mortgage
Record Updated	Mar 4, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2549/0671
Date	Aug 28, 2017
Book Page	2549/0671
Instrument	2017031365

Lender

Name	CAPITAL ONE NA
Type	Bank
Address	PLANO, TX 75024

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2047

September 2019: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	BERKELEY SC
Recording Date	Sep 26, 2019
Property Address	320 BEACHGRASS LN, SUMMERVILLE, SC 29486-2360
Document Number	3144/0563
Book / Page	003144 / 000563
Instrument Date	Aug 2, 2019
Instrument	35054
Transaction Type	Subdivision Related Transfer
Record Updated	Oct 8, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$328.79
Amount Accuracy	Confirmed
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	109 ROWANS CREEK DR CHARLESTON SC 294928338, CHARLESTON, SC 29492-8338
Investor	Possibly a Property Investor

Mortgage

Document Number	3144/0568
Date	Sep 26, 2019
Book Page	003144/000568
Instrument	35055

Lender

Name	SOUTH ST BK
Type	Bank
Address	CHARLESTON, SC 29406

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Sep 25, 2049

Tax Assessment & Valuation

Source: Berkeley County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Berkeley County
Unified School District	Berkeley County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$347,289 (+2,400.1%) Land $64,806 Building $282,483	$482,300 (-) Land $90,000 Building $392,300
2025	$1,600.00 (+3.76%)	$13,891 (-) Land $2,592 Building $11,299	$482,300 (-) Land $90,000 Building $392,300
2024	$1,542.00 (+0.06%) Homeowner's exemption	$13,891 (+15%) Land $2,592 Building $11,299	$482,300 (+57.61%) Land $90,000 Building $392,300
2022	$1,541.00 Homeowner's exemption	$12,079 Land $2,171 Building $9,908	$306,000 Land $55,000 Building $251,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 230 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	230 in force
Nearby Flood Claims	3 (2015–2019)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Dec 2019 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 98% of South Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BCWSA SANGAREE W/D (0820002) serves 95,345 people · EPA ID SC0820002
Water Source	Purchased surface water from several systems
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 398 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Home Telecom Fiber	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, Xfinity.

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