320 Bayless Ave, Florence, AL 35630 Property Records

Lauderdale County property record for 320 Bayless Ave, Florence, AL 35630

Property Summary

Property Type	Single Family Home
Details	4 ba · 1,952 sqft · built 1960
Lot Size	0.489 acres (21,344 sqft)
Owner	Individual Name on File
Last Sale	$102,000 (Dec 2015)
Tax Bill	$1,060 (2025)
Deeds & Mortgages	Jul 2021 Mortgage Jul 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`24-02-03-2-002-073-000`

Property Details

APN / Parcel Number

Primary APN	`24-02-03-2-002-073-000`
Alternative APNs	`088503` `30380` `88503`

Interior

Full Baths	4 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,952 sqft Living Area
1st Floor Area	1,952 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1960
Exterior Material	Brick
Foundation Type	Retaining Wall
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	21,344 sqft (0.489 acres)
Lot Dimensions	200 ft deep x 100 ft wide

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	88503
Street Address	320 BAYLESS AVE
City	FLORENCE
State	AL
Zip	35630-1906
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	02
Legal Description	100 X 200 UNIVERSITY HGHTS 5B BLK 27 LOT 12 .49 AC/C SEC 03 T3S R11W PB 2 PG 169
Legal Range	11W
Legal Township	03S
Legal Section	03
Legal Subdivision	UNIVERSITY HTS NO 5-B
Legal Block	27
Legal Lot Number	12
Jurisdiction	LAUDERDALE AL
Township / Civil Division	FLORENCE
Census Block Group	3
Census Block	3005
Census Tract	11000

Owner

320 Bayless Ave is owned and occupied by an individual who bought it in December 2015.

Source: Lauderdale County records, as of November 21, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	320 BAYLESS AVE, FLORENCE, AL 35630-1906
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 12, 2021	Deed of Trust, Mortgage · Conventional Mortgage BBVA USA
Jul 13, 2020	Deed of Trust, Mortgage · Conventional Mortgage LISTERHILL CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 9, 2015 · Amount on File
Deed Sale	Dec 9, 2015 · Amount on File
Deed Document Number	0201552587
Deed Book / Page	2015 / 52587
Record Updated	Jun 8, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAUDERDALE AL
Property Address	320 BAYLESS AVE, FLORENCE, AL 35630-1906
Transaction Type	Mortgage
Record Updated	Aug 4, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021/43274
Date	Jul 12, 2021
Book Page	2021/43274

Lender

Name	BBVA USA
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	300 Months
Due	Jan 7, 2046

Interest

Rate Type	Fixed Rate

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAUDERDALE AL
Property Address	320 BAYLESS AVE, FLORENCE, AL 35630-1906
Transaction Type	Mortgage
Record Updated	Aug 4, 2020

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2020/34027
Date	Jul 13, 2020
Book Page	2020/34027

Lender

Name	LISTERHILL CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jul 13, 2035

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 320 Bayless Ave was $1,060 with a homeowner's exemption, up 7.4% from the year before.

Source: Lauderdale County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Alabama
County	Lauderdale County
Municipality	Florence City
Unified School District	Florence City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,060.00 (+7.4%) Homeowner's exemption	$22,960 (+6.99%)	$231,300 (+7.82%) Land $12,600 Building $218,700
2024	$987.00 (+12.93%) Homeowner's exemption	$21,460 (+2,182.98%) Land $1,040 Building $20,420	$214,520 (+11.94%) Land $10,400 Building $204,120
2023	$874.00 (-0.34%) Homeowner's exemption	$940 (-95.11%) Land $940	$191,640 (-0.19%) Land $9,400 Building $182,240
2022	$877.00 Homeowner's exemption	$19,220	$192,000 Land $10,300 Building $181,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 320 Bayless Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2009.

Source: FEMA National Flood Hazard Layer, effective August 1, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2009)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2009 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 320 Bayless Ave is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 91% of Alabama
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FLORENCE WATER DEPARTMENT serves 77,766 people · EPA ID AL0000783
Water Source	Surface water
Last State Inspection	May 2023
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 309 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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