320 Bay Point Dr, Melbourne, FL 32935 Property Records

Brevard County property record for 320 Bay Point Dr, Melbourne, FL 32935

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,488 sqft · built 1989
Lot Size	0.34 acres (14,810 sqft)
Owner	2 Individual Names on File
Last Sale	$281,200 (Jan 1997)
Tax Bill	$7,973 (2025)
Deeds & Mortgages	Nov 2025 Transfer
Flood Zone	Zone X (minimal risk)
APN	`27-37-21-10-*-12`

Property Details

APN / Parcel Number

Primary APN	`27-37-21-10-*-12`
Alternative APNs	`27-37-21-10-00000.0-0012.00` `2724874`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	3,488 sqft Living Area
Gross Area	4,385 sqft
1st Floor Area	1,836 sqft
Upper Floors Area	212 sqft

Exterior

Year Built	Built 1989
Effective Year Built	Effective 2010
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	14,810 sqft (0.34 acres)
View / Lot	River
Garage Type	Attached
Garage Area	650 sqft

Exterior Amenities

Porch	Finished/Open Porch
Porch Area	189 sqft
Deck Area	115 sqft
Patio Area	1,351 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	2724874
Street Address	320 BAY POINT DR
City	MELBOURNE
State	FL
Zip	32935-6996
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1AA
Legal Description	HAWTHORNE POINT LOT 12
Legal Range	37E
Legal Township	27S
Legal Section	21
Legal Subdivision	HAWTHORNE POINT
Legal Lot Number	12
Jurisdiction	BREVARD FL
Township / Civil Division	MELBOURNE
Census Block Group	1
Census Block	1017
Census Tract	64201

Owner

Source: Brevard County records · APN 27-37-21-10-*-12

Assessment roll updated August 18, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	320 BAY POINT DR, MELBOURNE, FL 32935-6996
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Estate

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jan 14, 1997 · Amount on Record
Deed Sale	Jan 14, 1997 · Amount on Record
Prior Sale	Oct 01, 1996 · Amount on Record
Deed Book / Page	3637 / 181
Last Transfer Date	Mar 04, 1999
Transfer Doc	3979000982
Record Updated	Sep 20, 2026

November 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BREVARD FL
Recording Date	Nov 10, 2025
Property Address	320 BAY POINT DR, MELBOURNE, FL 32935-6996
Document Number	0104760351
Book / Page	10476 / 351
Map Reference	MB 31 PG 99
Instrument Date	Nov 04, 2025
Instrument	2025225741
Transaction Type	Transfer
Record Updated	Nov 26, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	320 BAY POINT DR, MELBOURNE, FL 32935-6996

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	320 BAY POINT DR, MELBOURNE, FL 32935-6996

Tax Assessment & Valuation

Source: Brevard County records · Assessment roll updated August 18, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Florida
County	Brevard County
Municipality	Melbourne City
Unified School District	Brevard County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$499,110 (+2.7%)	$918,410 (+0.68%)
2025	$7,973.00 (+5.6%) Homeowner's exemption	$485,990 (+5.98%)	$912,230 (-0.6%)
2024	$7,550.00 (+2.01%)
2023	$7,401.00 (+5.67%) Homeowner's exemption	$458,550 (+3%)	$917,730 (+14.33%) Land $330,000 Building $587,730
2022	$7,004.00 Homeowner's exemption	$445,200	$802,730 Land $302,500 Building $500,230

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of October 8, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 44 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	44 in force
Nearby Flood Claims	14 (1995–2017)
Claims Outside the SFHA	6 of 14
Most Recent Claim	Oct 2017 · Hurricane Irma
Claims by Event	Hurricane Irma, Oct 2017 · 2 claims Tropical Storm Fay, Aug 2008 · 2 claims Hurricane Frances, Sep 2004 · 4 claims

Wildfire

Wildfire Risk	Low lower than 97% of the US · lower than 96% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL in parts of the area	100 / 20

Based on FCC filings for 234 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	CITY OF MELBOURNE serves 167,753 people
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.