Hamilton County property record for 320 Baum St, Cincinnati, OH 45202 · Last verified February 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,810 sqft · built 1890 |
| Lot Size | 0.053 acres (2,352 sqft) |
| Owner | Individual Name on File |
| Last Sale | $760,000 (Dec 2024) |
| Tax Bill | $13,108 (2025) |
| Deeds & Mortgages | Jun 2021 Mortgage Dec 2024 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 079-0006-0086-00 |
| Primary APN | 079-0006-0086-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 3 Stories |
| Building Area | 2,810 sqft Living Area |
| 1st Floor Area | 982 sqft |
| 2nd Floor Area | 1,828 sqft |
| Attic Area | 212 sqft |
| Basement Area | 954 sqft |
| Year Built | Built 1890 |
|---|---|
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Lot Area | 2,352 sqft (0.053 acres) |
| Lot Dimensions | 100 ft deep x 25 ft wide |
| Garage Type | Basement |
| Parking Spaces | 1 Parking Space |
| Patio Area | 180 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 320 BAUM ST |
|---|---|
| City | CINCINNATI |
| State | OH |
| Zip | 45202-1603 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 320 BAUM ST 25 X 100 LOT 81 EWINGS SUB |
| Legal Subdivision | EWINGS SUB |
| Legal Lot Number | 81 |
| Jurisdiction | HAMILTON OH |
| Township / Civil Division | CINCINNATI |
| Census Block Group | 1 |
| Census Block | 1010 |
| Census Tract | 26800 |
Source: Hamilton County records · APN 079-0006-0086-00
Assessment roll updated March 1, 2025 · Last verified February 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 320 BAUM ST, CINCINNATI, OH 45202-1603 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 30, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FIFTH THIRD BANK NA |
| Dec 12, 2024 | Warranty Deed, Transfer · Conventional Mortgage UMORTGAGE LLC |
| Oct 02, 2019 | Deed of Trust, Mortgage · Line of Credit FIFTH THIRD BK |
| Sep 12, 2019 | Warranty Deed, Transfer · Conventional Mortgage FIFTH THIRD BANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Dec 12, 2024 · Amount on Record |
| Deed Sale | Dec 12, 2024 · Amount on Record |
| Prior Sale | Sep 12, 2019 · Amount on Record |
| Deed Document Number | 0000088753 |
| Deed Book / Page | 15311 / 2129 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 320 BAUM ST, CINCINNATI, OH 45202-1603 |
| Transaction Type | Mortgage |
| Record Updated | Feb 10, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000079780 |
|---|---|
| Date | Jun 30, 2021 |
| Book Page | 14449/3120 |
| Instrument | 2021-0079780 |
| Name | FIFTH THIRD BANK NA |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45227 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 01, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Dec 12, 2024 |
| Property Address | 320 BAUM ST, CINCINNATI, OH 45202-1603 |
| Document Number | 0000088753 |
| Book / Page | 15311 / 2129 |
| Map Reference | MB 94 PG 319 |
| Instrument Date | Dec 06, 2024 |
| Instrument | 2024-0088753 |
| Transaction Type | Transfer |
| Record Updated | Feb 10, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $760.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 320 BAUM ST, CINCINNATI, OH 45202-1603 |
| Document Number | 0000088754 |
|---|---|
| Date | Dec 12, 2024 |
| Instrument | 2024-0088754 |
| Name | UMORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 320 BAUM ST, CINCINNATI, OH 45202-1603 |
| Document Number | 0000095530 |
| Instrument Date | Oct 02, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Dec 31, 2019 |
| Title Company | ACCURATE EQUITY GROUP, ACCURATE EQUITY GRP |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 320 BAUM ST CINCINNATI OH 452021603, CINCINNATI, OH 45202-1603 |
| Document Number | 0000095530 |
|---|---|
| Date | Nov 01, 2019 |
| Book Page | 014036/000660 |
| Instrument | 95530 |
| Name | FIFTH THIRD BK |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45263 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 31, 2049 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Sep 12, 2019 |
| Property Address | 320 BAUM ST, CINCINNATI, OH 45202-1603 |
| Document Number | 0000077639 |
| Book / Page | 14000 / 00008 |
| Map Reference | MB 94 PG 319 |
| Instrument Date | Aug 30, 2019 |
| Instrument | 2019-0077639 |
| Transaction Type | Transfer |
| Record Updated | Feb 22, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,300.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 320 BAUM ST, CINCINNATI, OH 45202-1603 |
| Document Number | 0000077640 |
|---|---|
| Date | Sep 12, 2019 |
| Instrument | 2019-0077640 |
| Name | FIFTH THIRD BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 01, 2049 |
Source: Hamilton County records · Assessment roll updated March 1, 2025 · Last verified February 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Hamilton County |
| Municipality | Cincinnati City |
| Unified School District | Cincinnati City School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $13,108.00 (+3.14%) | $213,220 (-) Land $57,750 Building $155,470 | |
| 2024 | $12,709.00 (-2.21%) | $213,220 (-) Land $57,750 Building $155,470 | |
| 2023 | $12,996.00 (-4.96%) | $213,220 (+5.95%) Land $57,750 Building $155,470 | $609,200 (+5.95%) Land $165,000 Building $444,200 |
| 2022 | $13,674.00 Homeowner's exemption | $201,250 Land $55,650 Building $145,600 | |
| 2020 | $575,000 Land $159,000 Building $416,000 |
Source: FEMA National Flood Hazard Layer, Hamilton County (39061C), updated December 22, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 390610268001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 1 individual NFIP policies nearby |
| Nearby Flood Policies | 1 in force 1 of 1 on primary residences |
| Nearby Flood Claims | 1 (1978) |
| Most Recent Claim | Dec 1978, tidal / storm surge |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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