Cleveland County property record for 320 Baker St, Norman, OK 73072
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,606 sqft · built 1988 |
| Lot Size | 0.17 acres (7,405 sqft) |
| Owner | Company on Record |
| Last Sale | $200,000 (Jul 2021) |
| Tax Bill | $3,101 (2025) |
| Deeds & Mortgages | Jan 2026 Line of Credit Jul 2021 Sale & Line of Credit + 1 more |
| Flood Zone | Zone X (moderate risk) |
| APN | NC29CABRG 8 3001 |
| Primary APN | NC29CABRG 8 3001 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,606 sqft Living Area |
| Gross Area | 2,032 sqft |
| 1st Floor Area | 1,606 sqft |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1988 |
|---|---|
| Effective Year Built | Effective 1988 |
| Architectural Style | Conventional |
| Exterior Material | Combination |
| Construction Type | Steel Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 7,405 sqft (0.17 acres) |
| View / Lot | Neighborhood |
| Garage Type | Attached |
| Garage Area | 426 sqft |
| Porch | Porch |
| Porch Area | 176 sqft |
| Patio Area | 144 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 27591 |
|---|---|
| Street Address | 320 BAKER ST |
| City | NORMAN |
| State | OK |
| Zip | 73072-3818 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | CAMBRIDGE ADDITION LOT 3 BLK 8 |
| Legal Range | 03W |
| Legal Township | 09 |
| Legal Section | 28 |
| Legal Subdivision | CAMBRIDGE |
| Legal Block | 8 |
| Legal Lot Number | 3 |
| Jurisdiction | CLEVELAND OK |
| Township / Civil Division | NORMAN |
| Census Block Group | 2 |
| Census Block | 2014 |
| Census Tract | 201514 |
Source: Cleveland County assessment roll, as of February 9, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company on Record |
|---|---|
| Mailing Address | 100 48TH AVE NW, NORMAN, OK 73072-4442 |
| Owner Type | Company |
| Vesting | Limited Liability Company |
| Date | Document |
|---|---|
| Jan 5, 2026 | Deed of Trust, Mortgage · Line of Credit BANCFIRST |
| Jul 19, 2021 | Warranty Deed, Transfer · Line of Credit FIRST LIBERTY BANK |
| May 31, 2018 | Warranty Deed, Transfer FIRST AMERICAN TITLE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 19, 2021 · Amount on Record |
| Deed Sale | Jul 19, 2021 · Amount on Record |
| Prior Sale | May 31, 2018 · Amount on Record |
| Deed Document Number | 202130081 |
| Deed Book / Page | 6278 / 1383 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLEVELAND OK |
| Property Address | 320 BAKER ST, NORMAN, OK 73072-3818 |
| Transaction Type | Mortgage |
| Record Updated | Jan 21, 2026 |
| Name | Verified Name |
|---|---|
| Address | 100 48TH AVE NW, NORMAN, OK 73072-4442 |
| Document Number | 00R2026177 |
|---|---|
| Date | Jan 5, 2026 |
| Book Page | 6904/1105 |
| Instrument | R 2026 177 |
| Name | BANCFIRST |
|---|---|
| Type | Bank |
| Address | NORMAN, OK 73070 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 10 Months |
| Due | Nov 1, 2026 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLEVELAND OK |
| Recording Date | Jul 19, 2021 |
| Property Address | 320 BAKER ST, NORMAN, OK 73072-3818 |
| Document Number | R202130081 |
| Book / Page | 6278 / 1383 |
| Instrument Date | Jul 9, 2021 |
| Instrument | R 2021 30081 |
| Transaction Type | Transfer |
| Record Updated | Jul 30, 2021 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $300.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 100 48TH AVE NW, NORMAN, OK 73072-4442 |
| Document Number | R202130082 |
|---|---|
| Date | Jul 19, 2021 |
| Instrument | R 2021 30082 |
| Name | FIRST LIBERTY BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLEVELAND OK |
| Recording Date | May 31, 2018 |
| Property Address | 320 BAKER ST, NORMAN, OK 73072-3818 |
| Document Number | 0000016519 |
| Book / Page | 005805 / 001378 |
| Instrument Date | May 25, 2018 |
| Instrument | 16519 |
| Transaction Type | Transfer |
| Record Updated | Jun 14, 2018 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $241.50 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 320 BAKER ST NORMAN OK 730723818, NORMAN, OK 73072-3818 |
Source: Cleveland County assessment roll, as of February 9, 2026
| Type | Name |
|---|---|
| State | Oklahoma |
| County | Cleveland County |
| Municipality | Norman City |
| Unified School District | Norman Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,101.00 (+10.16%) | $25,847 (+10.25%) Land $7,129 Building $18,718 | $236,269 (+20.02%) Land $65,172 Building $171,097 |
| 2023 | $2,815.00 | $23,444 Land $5,984 Building $17,460 | $196,861 Land $50,248 Building $146,613 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective February 20, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 43 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 43 in force |
| Nearby Flood Claims | 1 (2007) |
| Most Recent Claim | Aug 2007 · Severe Storms, Tornadoes, And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 63% of the US · lower than 90% of Oklahoma |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORMAN UTILITIES AUTHORITY serves 104,868 people · EPA ID OK1020801 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2022 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 411 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Cox Communications Cable | 2,000 / 100 |
| OEC Fiber Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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