320 B St, Charleston, IL 61920 Property Records

Coles County property record for 320 B St, Charleston, IL 61920

Property Summary

Property Type	Vacant Land
Lot Size	0.26 acres (11,326 sqft)
Owner	2 Individual Names on File
Last Sale	$71,500 (Nov 2023)
Tax Bill	$300 (2025)
Deeds & Mortgages	Nov 2023 Sale Jul 2020 Sale & Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`02-1-06625-000`

Property Details

APN / Parcel Number

Primary APN	`02-1-06625-000`

Exterior

Lot Area	11,326 sqft (0.26 acres)
Lot Dimensions	165 ft deep x 60 ft wide

Location & Zoning

Street Address	320 B ST
City	CHARLESTON
State	IL
Zip	61920-1312
Property Category	Vacant Land
Property Type	Vacant Land > Uncategorized
Legal Description	CO CLERKS SURVEY (LOTS 26 & 27 OLIVER SALLEES 1ST ADD) LOT 4 SE 1/4 SEC 10 T12N R09E
Legal Range	09E
Legal Township	12N
Legal Section	10
Legal Subdivision	OLIVER SALLEES 1ST ADD
Legal Lot Number	4,26-27
Jurisdiction	COLES IL
Township / Civil Division	CHARLESTON
Census Block Group	2
Census Block	2019
Census Tract	500

Owner

320 B St, vacant land, is owned by two individuals who bought it in November 2023.

Source: Coles County records, as of June 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	322 B ST, CHARLESTON, IL 61920-1312
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 7, 2023	Warranty Deed, Transfer CRITES TITLE COMPANY
Jul 8, 2020	Warranty Deed, Transfer · Conventional Mortgage FIRST NEIGHBOR BANK NA
Jul 8, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY, ATTORNEY
Jul 8, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY, ATTORNEY
Jul 8, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY, ATTORNEY
Jul 8, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY, ATTORNEY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 7, 2023 · Amount on File
Deed Sale	Nov 7, 2023 · Amount on File
Prior Sale	Jul 8, 2020 · Amount on File
Deed Document Number	2023809435
Record Updated	Sep 20, 2026

November 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLES IL
Recording Date	Nov 7, 2023
Property Address	320 B ST, CHARLESTON, IL 61920-1312
Document Number	202300809435
Instrument Date	Nov 3, 2023
Instrument	202300809435
Transaction Type	Transfer
Record Updated	Feb 29, 2024
Title Company	CRITES TITLE COMPANY

Transaction

Amount	Amount on Record
Tax	$71.50
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	322 B ST, CHARLESTON, IL 61920-1312

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	322 B ST, CHARLESTON, IL 61920-1312

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLES IL
Recording Date	Jul 8, 2020
Property Address	320 B ST, CHARLESTON, IL 61920-1312
Document Number	202000788707
Instrument Date	Jul 1, 2020
Instrument	202000788707
Transaction Type	Transfer
Record Updated	Jun 20, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$50.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	322 B ST, CHARLESTON, IL 61920-1312

Mortgage

Document Number	202000788708
Date	Jul 8, 2020
Instrument	202000788708

Lender

Name	FIRST NEIGHBOR BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2050

July 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	COLES IL
Recording Date	Jul 8, 2020
Property Address	320 B ST, CHARLESTON, IL 61920-1312
Document Number	202000788703
Instrument Date	Jun 17, 2020
Instrument	202000788703
Transaction Type	Transfer
Record Updated	Jun 20, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1421 JEFFERSON AVE, CHARLESTON, IL 61920-1661

July 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	COLES IL
Recording Date	Jul 8, 2020
Property Address	320 B ST, CHARLESTON, IL 61920-1312
Document Number	202000788705
Instrument Date	Jun 3, 2020
Instrument	202000788705
Transaction Type	Transfer
Record Updated	Jun 20, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1421 JEFFERSON AVE, CHARLESTON, IL 61920-1661

July 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	COLES IL
Recording Date	Jul 8, 2020
Property Address	320 B ST, CHARLESTON, IL 61920-1312
Document Number	202000788704
Instrument Date	Jun 3, 2020
Instrument	202000788704
Transaction Type	Transfer
Record Updated	Jun 20, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1421 JEFFERSON AVE, CHARLESTON, IL 61920-1661

July 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	COLES IL
Recording Date	Jul 8, 2020
Property Address	320 B ST, CHARLESTON, IL 61920-1312
Document Number	202000788706
Instrument Date	Jun 2, 2020
Instrument	202000788706
Transaction Type	Transfer
Record Updated	Jun 20, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1421 JEFFERSON AVE, CHARLESTON, IL 61920-1661

Tax Assessment & Valuation

The 2025 property tax bill for 320 B St was $300.

Source: Coles County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Coles County
County Subdivision	Charleston Township
Municipality	Charleston City
Unified School District	Charleston Community Unit School District 1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$300.00	$4,123 Land $4,123	$12,369 Land $12,369
2023		$3,416 (+1.67%) Land $3,416	$10,248 (+1.67%) Land $10,248
2022		$3,360 Land $3,360	$10,080 Land $10,080
2020	$210.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 320 B St in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective July 18, 2011

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 320 B St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARLESTON serves 17,286 people · EPA ID IL0290100
Water Source	Surface water
Last State Inspection	May 2024
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 414 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fidium Fiber Fiber · DSL in parts of the area	2,000 / 2,000
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20
GigFire Fixed Wireless	150 / 130
Watch TV Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Nextlink.

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