320 Ayliffe Ave, Westfield, NJ 07090 Property Records

Union County and Westfield Town property record for 320 Ayliffe Ave, Westfield, NJ 07090

Property Summary

Property Type	Single Family Home
Details	2,344 sqft · built 1950
Lot Size	0.227 acres (9,901 sqft)
Owner	2 Individual Names on File
Last Sale	$615,500 (Jul 2019)
Tax Bill	$13,745 (2025)
Deeds & Mortgages	May 2026 Line of Credit Feb 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`20-05610-0000-00006`

Property Details

APN / Parcel Number

Primary APN	`20-05610-0000-00006`
Alternative APNs	`2000682000000009` `200561000006`

Interior

Stories	1 Story
Building Area	2,344 sqft Living Area

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Architectural Style	Cape Cod
Construction Type	Frame
Lot Area	9,901 sqft (0.227 acres)
Lot Dimensions	150 ft deep x 66 ft wide
Garage Type	Detached

Location & Zoning

Old Parcel Number	2000682000000009
Street Address	320 AYLIFFE AVE
City	WESTFIELD
State	NJ
Zip	07090-2807
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	INCL BLK 8 LOTS 198 & 197
Legal Subdivision	FLORAL GARDENS
Legal Block	5610
Legal Lot Number	6
Jurisdiction	UNION NJ
Township / Civil Division	WESTFIELD
Census Block Group	2
Census Block	2016
Census Tract	36800

Owner

320 Ayliffe Ave is owned and occupied by two individuals who bought it in July 2019.

Source: Union County and Westfield Town records, as of July 8, 2026

Owner of Record	2 Individual Names on File
Mailing Address	320 AYLIFFE AVE, WESTFIELD, NJ 07090-2807
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 12, 2026	Deed of Trust, Mortgage · Line of Credit BANK OF AMIERCA NA
Feb 2, 2022	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA NA
Jul 2, 2019	Grant Deed, Transfer · Conventional with PMI BANK OF AMERICA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 2, 2019 · Amount on File
Deed Sale	Jul 2, 2019 · Amount on File
Prior Sale	Oct 26, 2012 · Amount on File
Deed Document Number	2019314444
Deed Book / Page	6329 / 257
Prior Transfer Date	Apr 24, 2001
Prior Transfer Doc	0051170177
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NJ
Recording Date	May 12, 2026
Property Address	320 AYLIFFE AVE, WESTFIELD, NJ 07090-2807
Document Number	0000092365
Book / Page	15799 / 2661
Instrument Date	May 2, 2026
Instrument	202692365
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	TITLE 365

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	320 AYLIFFE AVE, WESTFIELD, NJ 07090-2807

Mortgage

Document Number	0000092365,
Date	May 12, 2026
Book Page	15799/2661
Instrument	202692365

Lender

Name	BANK OF AMIERCA NA

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	May 2, 2056

Interest

Rate	6.46%
Max Rate	-1%

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NJ
Property Address	320 AYLIFFE AVE, WESTFIELD, NJ 07090-2807
Transaction Type	Mortgage
Record Updated	Apr 11, 2024
Title Company	SERVICELINK EAST ESCROW

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0151562236
Date	Feb 2, 2022
Book Page	15156/2236
Instrument	30774

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2052

July 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	UNION NJ
Recording Date	Jul 2, 2019
Property Address	320 AYLIFFE AVE, WESTFIELD, NJ 07090-2807
Document Number	0063290257
Book / Page	006329 / 000257
Instrument Date	Jun 26, 2019
Instrument	314444
Transaction Type	Transfer
Record Updated	Jul 17, 2019
Title Company	OLD REPUBLIC TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$615.50
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	320 AYLIFFE AVE WESTFIELD NJ 070902807, WESTFIELD, NJ 07090-2807

Mortgage

Document Number	145700505
Date	Jul 2, 2019
Book Page	014570/000505
Instrument	674793

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 320 Ayliffe Ave was $13,745, up 1.8% from the year before.

Source: Union County and Westfield Town assessment roll, as of July 8, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Union County
Municipality	Westfield Town
Unified School District	Westfield Town School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$599,700 (-) Land $388,100 Building $211,600	$599,700 (-) Land $388,100 Building $211,600
2025	$13,745.00 (+1.78%)	$599,700 Land $388,100 Building $211,600	$599,700 Land $388,100 Building $211,600
2024	$13,505.00
2023		$599,700 Land $388,100 Building $211,600	$599,700 Land $388,100 Building $211,600
2022	$12,953.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 320 Ayliffe Ave in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2021.

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 14 policies
Nearby Flood Policies	14 in force
Nearby Flood Claims	3 (2021–2025)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Jun 2025 · other causes
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 320 Ayliffe Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 97.3% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 492 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250

May also be available: AT&T.

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