320 Ash St, Winchendon, MA 01475 Property Records

Worcester County and Winchendon Town property record for 320 Ash St, Winchendon, MA 01475

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 960 sqft · built 1997
Lot Size	1.11 acres (48,613 sqft)
Owner	2 Individual Names on File
Last Sale	$330,000 (Apr 2024)
Tax Bill	$3,781 (2025)
Deeds & Mortgages	Apr 2024 Sale & Mortgage Apr 2021 Mortgage
APN	`WINC M:9 B:0 L:298`

Property Details

APN / Parcel Number

Primary APN	`WINC M:9 B:0 L:298`
Alternative APN	`WCDN M:9 B:0 L:298`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	960 sqft Living Area
Gross Area	2,432 sqft
Basement Area	960 sqft
Unfinished Basement	960 sqft

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	48,613 sqft (1.11 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	320 ASH ST
City	WINCHENDON
State	MA
Zip	01475-1825
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Lot Number	298
Jurisdiction	WINCHENDON MA
Township / Civil Division	WINCHENDON
Census Block Group	1
Census Block	1045
Census Tract	701101

Owner

320 Ash St is owned and occupied by two individuals who bought it in April 2024.

Source: Worcester County and Winchendon Town records, as of July 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	320 ASH ST, WINCHENDON, MA 01475-1825
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Apr 12, 2024	Quit Claim Deed, Transfer · Stand-Alone First Mortgage USAA FSB
Apr 20, 2021	Deed of Trust, Mortgage · ARM PHH US MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 12, 2024 · Amount on File
Deed Sale	Apr 12, 2024 · Amount on File
Prior Sale	Oct 7, 1997 · Amount on File
Deed Document Number	202426733
Deed Book / Page	70390 / 144
Record Updated	Sep 20, 2026

April 2024: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WINCHENDON MA
Recording Date	Apr 12, 2024
Property Address	320 ASH ST, WINCHENDON, MA 01475-1825
Document Number	070390-144
Book / Page	70390 / 144
Instrument Date	Apr 12, 2024
Instrument	26733
Transaction Type	Transfer
Record Updated	Apr 26, 2024

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety

Mortgage

Document Number	0000026734
Date	Apr 12, 2024
Instrument	26734

Lender

Name	USAA FSB
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINCHENDON MA
Property Address	320 ASH ST, WINCHENDON, MA 01475-1825
Transaction Type	Mortgage
Record Updated	May 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	64971-237
Date	Apr 20, 2021
Book Page	64971/237
Instrument	54053

Lender

Name	PHH US MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	ARM
Amount	Amount on Record
Term	781 Months
Due	May 1, 2086

Interest

Rate Type	Adjustable Rate
Rate	2.06%
Type Change Date	May 1, 2022
Index	LIBOR

Tax Assessment & Valuation

The 2025 property tax bill for 320 Ash St was $3,781, up 4.7% from the year before.

Source: Worcester County and Winchendon Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
County Subdivision	Winchendon Town
Unified School District	Winchendon School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,781.00 (+4.68%)	$321,800 (+11.74%) Land $48,200 Building $273,600	$308,180 (+0.15%)
2024	$3,612.00 (+3.29%)	$288,000 (+10.34%) Land $43,900 Building $244,100	$307,705
2023	$3,497.00	$261,000 Land $41,700 Building $219,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA's flood maps do not cover 320 Ash St; 6 flood insurance policies are in force nearby.

Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not included in the FIRM
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 320 Ash St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 50 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Ash St

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