320 Ash St, Smithfield, NC 27577 Property Records

Johnston County property record for 320 Ash St, Smithfield, NC 27577

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,620 sqft · built 1973
Lot Size0.192 acres (8,400 sqft)
OwnerIndividual Name on File
Last Sale$142,000 (Jan 2018)
Tax Bill$2,176 (2025)
Deeds & MortgagesJan 2026 Transfer
Jan 2022 Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN15K10151G

Property Details

APN / Parcel Number

Primary APN15K10151G
Alternative APN
  • 2000206526

Interior

Bedrooms3 Beds
Full Baths2 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area1,620 sqft Living Area
Gross Area2,054 sqft
1st Floor Area1,620 sqft
FlooringPlywood
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1973
Effective Year BuiltEffective 1995
Architectural StyleOther
Exterior MaterialBrick Veneer
Foundation TypeFooting
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area8,400 sqft (0.192 acres)
Lot Dimensions105 ft deep x 80 ft wide
Garage TypeCarport
CarportCarport
Parking Spaces1 Parking Space
PorchOpen Porch
Porch Area140 sqft
Storage Building600 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air
Heating FuelGas

Location & Zoning

Account Number2000206526
Street Address320 ASH ST
CitySMITHFIELD
StateNC
Zip27577-5065
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRES
Legal DescriptionLOT 27 PINE ACRES ADD 2 14/133
Legal SubdivisionACRES ADD
Legal Lot Number27
JurisdictionJOHNSTON NC
Township / Civil DivisionSMITHFIELD
Census Block Group2
Census Block2035
Census Tract40700

Owner

Source: Johnston County assessment roll, as of January 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address320 ASH ST, SMITHFIELD, NC 27577-5065
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 14, 2026Intrafamily Transfer, Transfer
Jan 14, 2022Deed of Trust, Mortgage · VA Mortgage
UNITED TRUST BANK
Nov 30, 2020Deed of Trust, Mortgage · VA Mortgage
FIRST FEDERAL BANK
Jan 10, 2018Warranty Deed, Transfer · VA Mortgage
VETERANS UNITED HM LNS
Mar 17, 2017Warranty Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJan 10, 2018 · Amount on Record
Deed SaleJan 10, 2018 · Amount on Record
Prior SaleJan 10, 2018 · Amount on Record
Deed Document Number0000557271
Deed Book / Page005086 / 000478
Last Transfer DateJan 14, 2026
Transfer Doc0000001267
Record UpdatedJun 8, 2026

January 2026: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionJOHNSTON NC
Recording DateJan 14, 2026
Property Address320 ASH ST, SMITHFIELD, NC 27577-5065
Document Number0000001267
Book / PageDEED7034 / 508
Map ReferenceMB 14 PG 133
Instrument DateJan 13, 2026
Instrument2026001267
Transaction TypeTransfer
Record UpdatedJan 26, 2026

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address320 ASH ST, SMITHFIELD, NC 27577-5065

Transferred To (Grantee/Buyer)

NameVerified Name
Address320 ASH ST, SMITHFIELD, NC 27577-5065

January 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionJOHNSTON NC
Property Address320 ASH ST, SMITHFIELD, NC 27577-5065
Transaction TypeMortgage
Record UpdatedApr 1, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000791733
DateJan 14, 2022
Book Page6161/830
Instrument2022791733
Lender
NameUNITED TRUST BANK
TypeBank
AddressALPHARETTA, GA 30009
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 1, 2052

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionJOHNSTON NC
Property Address320 ASH ST, SMITHFIELD, NC 27577-5065
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyAMERICAN LAND TITLE ASSN

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000720275
DateNov 30, 2020
Book Page5768/989
Instrument2020720275
Lender
NameFIRST FEDERAL BANK
TypeBank
AddressALPHARETTA, GA 30022
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueDec 1, 2050

January 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionJOHNSTON NC
Recording DateJan 10, 2018
Property Address320 ASH ST, SMITHFIELD, NC 27577-5065
Document Number0000557271
Book / Page005086 / 000478
Instrument DateJan 10, 2018
Instrument557271
Transaction TypeTransfer
Record UpdatedJan 19, 2018
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$284.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address320 ASH ST SMITHFIELD NC 275775065, SMITHFIELD, NC 27577-5065

Mortgage

Document Number557272
DateJan 10, 2018
Book Page005086/000481
Instrument557272
Lender
NameVETERANS UNITED HM LNS
TypeFunding / Finance Company
AddressCOLUMBIA, MT 65203
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueJan 9, 2048

March 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionJOHNSTON NC
Recording DateMar 17, 2017
Property Address320 ASH ST, SMITHFIELD, NC 27577-5065
Document Number0000523274
Book / Page004926 / 000250
Instrument DateMar 17, 2017
Instrument523274
Transaction TypeTransfer
Record UpdatedSep 22, 2017
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$148.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address314 FLORIDA AVE MOREHEAD CITY NC 285572616, MOREHEAD CITY, NC 28557-2616

Tax Assessment & Valuation

Source: Johnston County assessment roll, as of January 1, 2025

Property Jurisdictions

TypeName
StateNorth Carolina
CountyJohnston County
MunicipalitySmithfield Town
Unified School DistrictJohnston County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,176.00 (+57.68%)$224,370 (+104.79%) Land $33,750 Building $190,620$224,370 (+104.79%) Land $33,750 Building $190,620
2023$1,380.00$109,560 Land $21,380 Building $88,180$109,560 Land $21,380 Building $88,180

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies8 in force
Nearby Flood Claims13 (1999–2016)
Claims Outside the SFHA13 of 13
Most Recent ClaimOct 2016 · Hurricane Matthew
Claims by Event
  • Hurricane Matthew, Oct 2016 · 3 claims
  • Hurricane Floyd Major Disaster Declarations, Oct 1999 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF SMITHFIELD
serves 12,900 people · EPA ID NC0351010
Water SourceSurface water
Last State InspectionMar 2026
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 165 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
T-Mobile USA
Fiber · Fixed Wireless
5,000 / 5,000
Brightspeed
Fiber
2,000 / 2,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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