Black Hawk County property record for 320 Archer Ave, Waterloo, IA 50703
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,068 sqft · built 1946 |
| Lot Size | 0.147 acres (6,400 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $1,230 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 8912-30-154-004 |
| Primary APN | 8912-30-154-004 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,068 sqft Living Area |
| 1st Floor Area | 720 sqft |
| Attic | Attic |
| Attic Area | 252 sqft |
| Basement Area | 816 sqft |
| Flooring | Carpet |
| Interior Walls | Plaster |
| Year Built | Built 1946 |
|---|---|
| Effective Year Built | Effective 1946 |
| Exterior Material | Aluminum Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 6,400 sqft (0.147 acres) |
| Lot Dimensions | 160 ft deep x 40 ft wide |
| Garage Type | Detached |
| Garage Area | 216 sqft |
| Parking Spaces | 1 Parking Space |
| Patio Area | 192 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 320 ARCHER AVE |
|---|---|
| City | WATERLOO |
| State | IA |
| Zip | 50703-5002 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | MEYERS AND APPEL SUBDIVISION LOT 14 COWIN AND WELSTEADS PL OF OUTLOTS W 40 FT E 160 FT N 80 FT LOT 6 |
| Legal Range | 12W |
| Legal Township | 89N |
| Legal Section | 30 |
| Legal Subdivision | MEYERS AND APPEL SUBDIVISION |
| Legal Lot Number | 6,14 |
| Jurisdiction | BLACK HAWK IA |
| Township / Civil Division | WATERLOO |
| Census Block Group | 1 |
| Census Block | 1014 |
| Census Tract | 800 |
320 Archer Ave is owned and occupied by two individuals.
Source: Black Hawk County records, as of September 1, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 320 ARCHER AVE, WATERLOO, IA 50703-5002 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 320 Archer Ave was $1,230 with a homeowner's exemption, up 10.6% from the year before.
Source: Black Hawk County assessment roll, as of October 17, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Black Hawk County |
| Municipality | Waterloo City |
| Unified School District | Waterloo Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,230.00 (+10.61%) Homeowner's exemption | $71,150 Land $6,660 Building $64,490 | $71,150 Land $6,660 Building $64,490 |
| 2024 | $1,112.00 | ||
| 2023 | $61,520 (+17.49%) Land $6,660 Building $54,860 | $61,520 Land $6,660 Building $54,860 | |
| 2022 | $956.00 Homeowner's exemption | $52,360 Land $6,660 Building $45,700 | |
| 2021 | $52,360 Land $6,660 Building $45,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 320 Archer Ave in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 6 (1979–2018) |
| Claims Outside the SFHA | 3 of 6 |
| Most Recent Claim | Sep 2018 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 320 Archer Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WATERLOO WATER WORKS serves 69,504 people · EPA ID IA0790074 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2023 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 295 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Mediacom Xtream Cable · Fiber in parts of the area | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: GigFire, Nextlink.
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