320 Arcadia Ave, Morro Bay, CA 93442 Property Records

San Luis Obispo County property record for 320 Arcadia Ave, Morro Bay, CA 93442

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,263 sqft · built 1951
Lot Size0.126 acres (5,500 sqft)
OwnerCompany Name on Record
Last Sale$325,000 (Sep 2000)
Tax Bill$5,397 (2025)
Deeds & MortgagesJan 2020 Transfer
Flood ZoneZone X (minimal risk)
APN066-243-002

Property Details

APN / Parcel Number

Primary APN066-243-002

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Stories1 Story
Building Area1,263 sqft Living Area
1st Floor Area1,263 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1951
Effective Year BuiltEffective 1951
Construction TypeWood
Lot Area5,500 sqft (0.126 acres)
TerrainAbove Road/Slope
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemHVAC
SewerConnected

Location & Zoning

Street Address320 ARCADIA AVE
CityMORRO BAY
StateCA
Zip93442-2802
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCY MB MORRO B VST 3 BL 10 LT 3
Legal SubdivisionMORRO BAY VISTA 03
Legal Tract3
Legal Block10
Legal Lot Number3
JurisdictionSAN LUIS OBISPO CA
Township / Civil DivisionNORTH COAST
Census Block Group2
Census Block2016
Census Tract10602

Owner

Source: San Luis Obispo County records, as of August 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address320 ARCADIA AVE, MORRO BAY, CA 93442-2802
Owner TypeCompany
VestingBorrower in Default

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 15, 2000 · Amount on Record
Deed SaleSep 15, 2000 · Amount on Record
Deed Document Number200052902
Last Transfer DateJan 22, 2020
Transfer Doc0000003230
Record UpdatedOct 29, 2026

January 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSAN LUIS OBISPO CA
Recording DateJan 22, 2020
Property Address320 ARCADIA AVE, MORRO BAY, CA 93442-2802
Document Number0000003230
Instrument DateJan 22, 2020
Instrument3230
Transaction TypeTransfer
Record UpdatedFeb 3, 2020
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address20 ARCADIA AVE MORRO BAY CA 93442, MORRO BAY, CA 93442

Tax Assessment & Valuation

Source: San Luis Obispo County assessment roll, as of August 6, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Luis Obispo County
MunicipalityMorro Bay City
Unified School DistrictSan Luis Coastal Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$499,496 (+2%) Land $368,862 Building $130,634
2025$5,397.00 (+3.61%)$489,703 (+4.04%) Land $361,630 Building $128,073
2023$5,209.00 (+6.68%)$470,689 Land $347,589 Building $123,100
2022$4,883.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies3 in force
Nearby Flood Claims9 (1978–2023)
Claims Outside the SFHA4 of 9
Most Recent ClaimJan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides
Claims by Event
  • Severe Winter Storms, Flooding, Landslides, And Mudslides, Jan 2023 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 53% of the US · lower than 68% of California
Wildfire Likelihood0.1% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMORRO BAY PW DEPT - WATER DIVISION
serves 10,757 people · EPA ID CA4010011
Water SourcePurchased surface water from CHORRO VALLEY PIPELINE - SLO COUNTY
Last State InspectionDec 2025
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 131 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Astound Broadband
Fiber
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000
Ranch Wifi
Fixed Wireless
100 / 20

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