320 Arbuthnot St, Winter Haven, FL 33881 Property Records

Polk County property record for 320 Arbuthnot St, Winter Haven, FL 33881

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,592 sqft · built 2022
Lot Size0.149 acres (6,499 sqft)
OwnerCompany Name on Record
Last Sale$330,300 (Oct 2022)
Tax Bill$4,527 (2025)
Deeds & MortgagesOct 2022 Sale
Flood ZoneZone X (minimal risk)
APN26-28-08-529017-000300

Property Details

APN / Parcel Number

Primary APN26-28-08-529017-000300
Alternative APN
  • 082826529017000300

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,592 sqft Living Area
Gross Area1,992 sqft
1st Floor Area1,592 sqft

Exterior

Year BuiltBuilt 2022
Effective Year BuiltEffective 2022
Exterior MaterialStucco
Construction TypeMasonry / Concrete Block
Foundation TypeConcrete
Roof TypeGable
Roof MaterialOther
Lot Area6,499 sqft (0.149 acres)
View / LotCommercial/Industrial
Garage TypeAttached
Garage Area400 sqft
PorchUnfinished Open Porch
Porch Area87 sqft

Location & Zoning

Street Address320 ARBUTHNOT ST
CityWINTER HAVEN
StateFL
Zip33881-9533
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSANCTUARY BY THE LAKE PHASE TWO PB 183 PG 42-43 LOT 30
Legal Range26E
Legal Township28S
Legal Section08
Legal SubdivisionSANCTUARY BY THE LAKE PHASE TWO
Legal Phase2
Legal Block1
Legal Lot Number30
JurisdictionPOLK FL
Township / Civil DivisionWINTER HAVEN-AUBURNDALE
Census Block Group1
Census Block1004
Census Tract13601

Owner

Source: Polk County records, as of September 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordCompany Name on Record
Mailing Address4642 EMANN LN, MELBOURNE, FL 32935-7175
Owner TypeCompany
VestingTrust, Family Living Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 27, 2022 · Amount on Record
Deed SaleOct 27, 2022 · Amount on Record
Deed Document Number2022283169
Deed Book / Page12464 / 965
Record UpdatedOct 29, 2026

October 2022: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionPOLK FL
Recording DateOct 27, 2022
Property Address320 ARBUTHNOT ST, WINTER HAVEN, FL 33881-9533
Document Number0000283169
Book / Page12464 / 965
Map ReferenceMB 183 PG 42&43
Instrument DateOct 21, 2022
Instrument2022283169
Transaction TypeSubdivision Related Transfer
Record UpdatedFeb 5, 2024
Title CompanyINSURED R/E TITLE SERVICES, INSURED RE TITLE SVCS INC

Transaction

AmountAmount Recorded
Tax$2,312.10
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1925 E EDGEWOOD DR STE 100, 100, LAKELAND, FL 33803-3480

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipFamily Living Trust
Address4642 EMANN LN, MELBOURNE, FL 32935-7175

Tax Assessment & Valuation

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyPolk County
MunicipalityWinter Haven City
Unified School DistrictPolk County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$234,208 (-1.59%) Land $46,000 Building $188,208$234,208 (-1.59%) Land $46,000 Building $188,208
2025$4,527.00 (-6.35%)$238,000 (-5.21%) Land $46,000 Building $192,000$238,000 (-5.21%) Land $46,000 Building $192,000
2023$4,834.00 (+465.38%)$251,069 (+470.61%) Land $44,000 Building $207,069$251,069 (+470.61%) Land $44,000 Building $207,069
2022$855.00$44,000 Land $44,000$44,000 Land $44,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 10 policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies10 in force
Nearby Flood Claims1 (2022)
Claims Outside the SFHA1 of 1
Most Recent ClaimSep 2022 · Hurricane Ian

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 64% of the US · lower than 90% of Florida
Wildfire Likelihood0.06% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWINTER HAVEN WATER DEPARTMENT
serves 87,537 people · EPA ID FL6531992
Water SourceGroundwater
Last State InspectionDec 2021
Lead7 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityE. coli
resolved · Sep 2021
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting16
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 253 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 35
Verizon
Fixed Wireless
300 / 20

May also be available: Frontier.

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