Pender County property record for 320 Annandale Trce, Hampstead, NC 28443
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 5 ba · 4,541 sqft · built 2005 |
| Lot Size | 2.82 acres (122,839 sqft) |
| Owner | Individual Name on File |
| Last Sale | $520,000 (Nov 2021) |
| Tax Bill | $4,164 (2025) |
| Deeds & Mortgages | Aug 2021 Mortgage Jun 2020 Sale & Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 4203-07-9589-0000 |
| Primary APN | 4203-07-9589-0000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 5 Baths |
| Total Rooms | 9 Rooms |
| Stories | 1 Story |
| Building Area | 4,541 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Architectural Style | Conventional |
| Exterior Material | Wood Shingle |
| Foundation Type | No Foundation |
| Roof Type | Gable/Hip |
| Lot Area | 122,839 sqft (2.82 acres) |
| Pool Area | 576 sqft |
|---|---|
| Porch | Slab |
| Porch Area | 256 sqft |
| Deck Area | 48 sqft |
| Patio Area | 480 sqft |
| Shed | 1 Shed |
| Shed Area | 168 sqft |
| Heating System | Heat Pump |
|---|
| Account Number | 000042449 |
|---|---|
| Street Address | 320 ANNANDALE TRCE |
| City | HAMPSTEAD |
| State | NC |
| Zip | 28443-3207 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PD |
| Legal Description | 2.82 AC,PB 41/55 S/PT TRACT 2 PB 18/14 |
| Legal Tract | 2 |
| Jurisdiction | PENDER NC |
| Township / Civil Division | TOPSAIL |
| Census Block Group | 2 |
| Census Block | 2007 |
| Census Tract | 920201 |
Source: Pender County records · APN 4203-07-9589-0000
Assessment roll updated January 27, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 15215 US HIGHWAY 17, HAMPSTEAD, NC 28443-3315 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 27, 2021 | Deed of Trust, Mortgage · VA Mortgage GUARANTEED RATE INC |
| Jun 29, 2020 | Warranty Deed, Transfer · VA Mortgage PLAZA HOME MORTGAGE INC |
| Nov 15, 2019 | Deed of Trust, Mortgage · Line of Credit COASTAL BK&TR |
| Nov 30, 2021 | Warranty Deed, Transfer |
| May 12, 2017 | Warranty Deed, Transfer · VA Mortgage ASSURANCE FINANCIAL GROUP LLC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Nov 30, 2021 · Amount on Record |
| Deed Sale | Nov 30, 2021 · Amount on Record |
| Prior Sale | Jun 29, 2020 · Amount on Record |
| Deed Book / Page | 4772 / 1963 |
| Prior Transfer Date | May 10, 2017 |
| Prior Transfer Doc | 0047721963 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PENDER NC |
| Property Address | 320 ANNANDALE TRCE, HAMPSTEAD, NC 28443-3207 |
| Transaction Type | Mortgage |
| Record Updated | Aug 23, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0047630704 |
|---|---|
| Date | Aug 27, 2021 |
| Book Page | 4763/704 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Mortgage Company |
| Address | CHICAGO, IL 60613 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PENDER NC |
| Recording Date | Jun 29, 2020 |
| Property Address | 320 ANNANDALE TRCE, HAMPSTEAD, NC 28443-3207 |
| Document Number | 0047160527 |
| Book / Page | 4716 / 527 |
| Map Reference | MB 18 PG 14 |
| Instrument Date | Jun 23, 2020 |
| Transaction Type | Transfer |
| Record Updated | Aug 23, 2022 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,330.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 994 LITTLE KELLY RD, 994, ROCKY POINT, NC 28457-7714 |
| Name | Verified Name |
|---|---|
| Address | 320 ANNANDALE TRCE, HAMPSTEAD, NC 28443-3207 |
| Document Number | 0004716530 |
|---|---|
| Date | Jun 29, 2020 |
| Instrument | 4716/530 |
| Name | PLAZA HOME MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 01, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PENDER NC |
| Property Address | 320 ANNANDALE TRCE, HAMPSTEAD, NC 28443-3207 |
| Document Number | 0046980167 |
| Instrument Date | Nov 15, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Dec 10, 2019 |
| Title Company | ATTORNEY ONLY |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 320 ANNANDALE TRCE HAMPSTEAD NC 284433207, HAMPSTEAD, NC 28443-3207 |
| Document Number | 0046980167 |
|---|---|
| Date | Nov 20, 2019 |
| Book Page | 004698/000167 |
| Instrument | 20056388 |
| Name | COASTAL BK&TR |
|---|---|
| Type | Bank |
| Address | JACKSONVILLE, NC 28546-6907 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PENDER NC |
| Recording Date | Nov 30, 2021 |
| Property Address | 320 ANNANDALE TRCE, HAMPSTEAD, NC 28443-3207 |
| Document Number | 0047721963 |
| Book / Page | 4772 / 1963 |
| Map Reference | MB 1724 PG 312 |
| Instrument Date | May 10, 2017 |
| Transaction Type | Transfer |
| Record Updated | Jun 07, 2023 |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,040.00 |
| Amount Accuracy | Rounded by County |
| Name | Verified Name |
|---|---|
| Address | 222 SLOOP POINT LOOP RD, 222, HAMPSTEAD, NC 28443-2617 |
| Name | Verified Name |
|---|---|
| Relationship | Family Revocable Trust |
| Address | 15215 US HIGHWAY 17, HAMPSTEAD, NC 28443-3315 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PENDER NC |
| Recording Date | May 12, 2017 |
| Property Address | 320 ANNANDALE TRCE, HAMPSTEAD, NC 28443-3207 |
| Document Number | 0046430345 |
| Book / Page | 4643 / 0345 |
| Map Reference | MB 18 PG 14 |
| Instrument Date | May 09, 2017 |
| Transaction Type | Transfer |
| Record Updated | Aug 23, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,040.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 15215 US HIGHWAY 17, 15215, HAMPSTEAD, NC 28443-3315 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 320 ANNANDALE TRCE, HAMPSTEAD, NC 28443-3207 |
| Document Number | 0004643348 |
|---|---|
| Date | May 12, 2017 |
| Instrument | 4643/348 |
| Name | ASSURANCE FINANCIAL GROUP LLC |
|---|---|
| Type | Lending Institution |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2047 |
Source: Pender County records · Assessment roll updated January 27, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Pender County |
| Unified School District | Pender County Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,164.00 (+9.93%) | $895,305 (+108.87%) Land $105,000 Building $790,305 | $895,305 (+108.87%) Land $105,000 Building $790,305 |
| 2023 | $428,643 (-) Land $45,855 Building $382,788 | $428,643 (-) Land $45,855 Building $382,788 | |
| 2022 | $3,788.00 | $428,643 Land $45,855 Building $382,788 | $428,643 Land $45,855 Building $382,788 |
Source: FEMA National Flood Hazard Layer as of January 17, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 83 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 83 in force |
| Nearby Flood Claims | 68 (1996–2018) |
| Claims Outside the SFHA | 24 of 68 |
| Most Recent Claim | Sep 2018 · Hurricane Florence |
| Claims by Event |
|
| Wildfire Risk | Moderate above 60% of the US · above 82% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: AT&T.
Based on FCC filings for 130 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | BELVEDERE PLANTATION private · serves 3,462 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2025 |
| Lead | 3 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
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