320 Amherst Rd, Lima, OH 45806 Property Records

Allen County property record for 320 Amherst Rd, Lima, OH 45806

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,040 sqft · built 1956
Lot Size	0.92 acres (40,075 sqft)
Owner	2 Individual Names on Record
Last Sale	$111,000 (May 2018)
Tax Bill	$1,671 (2025)
Deeds & Mortgages	Aug 2021 Mortgage Jan 2021 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`47-3100-02-019.000`

Property Details

APN / Parcel Number

Primary APN	`47-3100-02-019.000`
Alternative APN	`K3347310002019000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,040 sqft Living Area
Gross Area	2,744 sqft
1st Floor Area	1,040 sqft
Basement Area	1,040 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1956
Architectural Style	Conventional
Exterior Material	Brick
Construction Type	Brick
Lot Area	40,075 sqft (0.92 acres)
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Stoop
Porch Area	224 sqft
Patio Area	160 sqft
Shed	1 Shed
Shed Area	480 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Street Address	320 AMHERST RD
City	LIMA
State	OH
Zip	45806-9754
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT NW1/4 JOINT TEN RTS 07-04-31
Jurisdiction	ALLEN OH
Township / Civil Division	PERRY
Census Block Group	3
Census Block	3029
Census Tract	11600

Owner

Source: Allen County records, as of May 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	320 AMHERST RD, LIMA, OH 45806-9754
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Aug 31, 2021	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Jan 25, 2021	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
May 25, 2018	Deed of Trust, Mortgage · FHA Mortgage STEARNS LNDG
Jan 24, 2018	Loan Modification, Mortgage · Line of Credit SUPERIOR CU
Nov 14, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY
Nov 7, 2017	Grant Deed, Transfer URBAN LENDING SOLUTIONS
May 9, 2017	Trustee's Deed, Foreclosure ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 29, 2018 · Amount on Record
Deed Sale	May 29, 2018 · Amount on Record
Prior Sale	Nov 7, 2017 · Amount on Record
Deed Document Number	20186022
Deed Book / Page	2018 / 6022
Prior Transfer Date	Nov 14, 2017
Prior Transfer Doc	11130012628
Record Updated	Oct 29, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEN OH
Property Address	320 AMHERST RD, LIMA, OH 45806-9754
Transaction Type	Mortgage
Record Updated	Sep 16, 2021
Title Company	INSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	8310012153
Date	Aug 31, 2021
Book Page	2021/12153
Instrument	202108310012153

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	324 Months
Due	Aug 1, 2048

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEN OH
Property Address	320 AMHERST RD, LIMA, OH 45806-9754
Transaction Type	Mortgage
Record Updated	Sep 16, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	320 AMHERST RD, LIMA, OH 45806-9754

Mortgage

Document Number	1250001140
Date	Jan 25, 2021
Book Page	2021/1140
Instrument	202101250001140

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	329 Months
Due	Jun 1, 2048

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEN OH
Property Address	320 AMHERST RD, LIMA, OH 45806-9754
Document Number	0000006023
Instrument Date	May 25, 2018
Transaction Type	Mortgage
Record Updated	Jun 8, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	320 AMHERST RD LIMA OH 458069754, LIMA, OH 45806-9754

Mortgage

Document Number	0000006023
Date	May 29, 2018
Instrument	6023

Lender

Name	STEARNS LNDG
Address	SANTA ANA, CA 92707-8788

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 28, 2048

January 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	ALLEN OH
Property Address	320 AMHERST RD, LIMA, OH 45806-9754
Document Number	0000001070
Instrument Date	Jan 24, 2018
Transaction Type	Mortgage
Record Updated	Feb 27, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	320 AMHERST RD LIMA OH 458069754, LIMA, OH 45806-9754

Mortgage

Document Number	0000001070
Date	Jan 31, 2018
Book Page	2018/01070
Instrument	1070

Lender

Name	SUPERIOR CU
Type	Credit Union
Address	LIMA, OH 45807

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	204 Months
Due	Jan 30, 2035

Interest

Rate Type	Adjustable Rate

November 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ALLEN OH
Recording Date	Nov 14, 2017
Property Address	320 AMHERST RD, LIMA, OH 45806-9754
Document Number	0000012628
Book / Page	002017 / 012628
Instrument Date	Nov 14, 2017
Instrument	12628
Transaction Type	Transfer
Record Updated	Nov 24, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	430 AMHERST RD LIMA OH 45806, LIMA, OH 45806

November 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ALLEN OH
Recording Date	Nov 7, 2017
Property Address	320 AMHERST RD, LIMA, OH 45806-9754
Document Number	0000012397
Instrument Date	Oct 2, 2017
Instrument	12397
Transaction Type	Transfer
Record Updated	Dec 5, 2017
Title Company	URBAN LENDING SOLUTIONS

Transaction

Amount	Amount Recorded
Tax	$155.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	320 AMHERST RD LIMA OH 458069754, LIMA, OH 45806-9754

May 2017: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	ALLEN OH
Recording Date	May 9, 2017
Property Address	320 AMHERST RD, LIMA, OH 45806-9754
Document Number	0000004963
Book / Page	002017 / 004963
Instrument Date	May 9, 2017
Instrument	4963
Transaction Type	Foreclosure
Record Updated	Jun 27, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$117.00
Amount Accuracy	Confirmed
Additional	Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1661 WORTHINGTON RD #100 WEST PALM BEACH FL 334096493, 100, WEST PALM BEACH, FL 33409-6493

Tax Assessment & Valuation

Source: Allen County assessment roll, as of May 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Allen County
County Subdivision	Perry Township
Unified School District	Perry Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,671.00 (-5.11%)	$46,730 (-) Land $6,760 Building $39,970	$133,500 (-) Land $19,300 Building $114,200
2024	$1,761.00 (+9.11%) Homeowner's exemption	$46,730 (+19.94%) Land $6,760 Building $39,970	$133,500 (+19.95%) Land $19,300 Building $114,200
2023	$1,614.00 (-1.04%) Homeowner's exemption	$38,960 (-) Land $5,640 Building $33,320
2022	$1,631.00 Homeowner's exemption	$38,960 Land $5,640 Building $33,320
2021			$111,300 Land $16,100 Building $95,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	3 (2005–2015)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Jun 2015 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 90% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Watch TV Fixed Wireless	400 / 40

Cell Coverage

5G (outdoors only) and 4G LTE

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