320 Amber Light Cir, Delaware, OH 43015 Property Records

Delaware County property record for 320 Amber Light Cir, Delaware, OH 43015

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,408 sqft · built 2005
Lot Size	0.329 acres (14,331 sqft)
Owner	Individual Name on File
Last Sale	$126,600 (Aug 2025)
Tax Bill	$6,808 (2025)
Deeds & Mortgages	Jun 2021 Line of Credit Mar 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`419-410-19-009-000`

Property Details

APN / Parcel Number

Primary APN	`419-410-19-009-000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,408 sqft Living Area
Gross Area	3,980 sqft
1st Floor Area	1,188 sqft
Upper Floors Area	1,220 sqft
Basement Area	1,172 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Conventional
Exterior Material	Brick/Stone
Lot Area	14,331 sqft (0.329 acres)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	50 sqft
Deck Area	450 sqft
Patio Area	384 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Oil
Sewer	Connected

Location & Zoning

Street Address	320 AMBER LIGHT CIR
City	DELAWARE
State	OH
Zip	43015-5092
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 9642 CHESHIRE CROSSING SEC1 PT2
Legal Subdivision	CHESHIRE CROSSING SEC1 PT2
Legal Lot Number	9642
Jurisdiction	DELAWARE OH
Township / Civil Division	DELAWARE CITY
Census Block Group	2
Census Block	2011
Census Tract	12100

Owner

320 Amber Light Cir is owned and occupied by an individual who bought it in August 2025.

Source: Delaware County records, as of May 27, 2026

Owner of Record	Individual Name on File
Mailing Address	320 AMBER LIGHT CIR, DELAWARE, OH 43015-5092
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 17, 2021	Deed of Trust, Mortgage · Line of Credit FIFTH THIRD BANK NA
Mar 24, 2021	Deed of Trust, Mortgage · Conventional Mortgage FIFTH THIRD BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 11, 2025 · Amount on File
Deed Sale	Aug 11, 2025 · Amount on File
Prior Sale	Mar 22, 2012 · Amount on File
Deed Document Number	202518247
Deed Book / Page	2172 / 456
Prior Transfer Date	Aug 1, 2025
Prior Transfer Doc	0000018247
Record Updated	Oct 29, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DELAWARE OH
Property Address	320 AMBER LIGHT CIR, DELAWARE, OH 43015-5092
Transaction Type	Mortgage
Record Updated	Jul 6, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000027729
Date	Jun 17, 2021
Book Page	1870/2484
Instrument	202100027729

Lender

Name	FIFTH THIRD BANK NA
Type	Bank
Address	CINCINNATI, OH 45263

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	359 Months
Due	May 25, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DELAWARE OH
Property Address	320 AMBER LIGHT CIR, DELAWARE, OH 43015-5092
Transaction Type	Mortgage
Record Updated	Apr 21, 2021
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000013926
Date	Mar 24, 2021
Book Page	1841/651
Instrument	202100013926

Lender

Name	FIFTH THIRD BANK
Type	Bank
Address	CINCINNATI, OH 45227

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 320 Amber Light Cir was $6,808, up 1% from the year before.

Source: Delaware County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Delaware County
Municipality	Delaware City
Unified School District	Olentangy Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,808.00 (+0.96%)	$136,720 (-) Land $28,670 Building $108,050	$390,600 Land $81,900 Building $308,700
2024	$6,743.00 (-0.41%) Homeowner's exemption	$136,720 (-) Land $28,670 Building $108,050
2023	$6,771.00 Homeowner's exemption	$136,720 Land $28,670 Building $108,050	$390,600 Land $81,900 Building $308,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 320 Amber Light Cir in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2004.

Source: FEMA National Flood Hazard Layer, effective June 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (2004–2016)
Most Recent Claim	Jun 2016 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 320 Amber Light Cir is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DEL-CO WATER COMPANY, INC. private · serves 150,000 people · EPA ID OH2101412
Water Source	Surface water
Last State Inspection	Apr 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 252 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Breezeline Cable	1,000 / 50

May also be available: Verizon.

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