320 Agate St, Cloquet, MN 55720 Property Records

Carlton County property record for 320 Agate St, Cloquet, MN 55720

Property Summary

Property Type	Single Family Home
Lot Size	0.136 acres (5,928 sqft)
Owner	Individual Name on File
Last Sale	$95,836 (Aug 2005)
Tax Bill	$2,410 (2026)
Deeds & Mortgages	Nov 2023 Sale
Flood Zone	Zone X (minimal risk)
APN	`06-045-7700`

Property Details

APN / Parcel Number

Primary APN	`06-045-7700`
Alternative APN	`1336`

Exterior

Lot Area	5,928 sqft (0.136 acres)

Location & Zoning

Account Number	1336
Street Address	320 AGATE ST
City	CLOQUET
State	MN
Zip	55720-1112
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	W 60 FT OF E 120 CITY OF CLOQUET ORIGINAL PLAT
Legal Subdivision	ORIGINAL PLAT
Legal Block	118
Jurisdiction	CARLTON MN
Township / Civil Division	CLOQUET
Census Block Group	1
Census Block	1043
Census Tract	70100

Owner

320 Agate St is owned and occupied by an individual who bought it in August 2005.

Source: Carlton County records, as of April 24, 2026

Owner of Record	Individual Name on File
Mailing Address	320 AGATE ST, CLOQUET, MN 55720-1112
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 9, 2005 · Amount on File
Deed Sale	Aug 9, 2005 · Amount on File
Deed Document Number	2005394401
Record Updated	Oct 29, 2026

November 2023: Affidavit, Transfer

Document Type	Affidavit
Jurisdiction	CARLTON MN
Recording Date	Nov 17, 2023
Property Address	320 AGATE ST, CLOQUET, MN 55720-1112
Document Number	A000514474
Instrument Date	Nov 17, 2023
Instrument	A000514474
Transaction Type	Transfer
Record Updated	Dec 12, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	320 AGATE ST, CLOQUET, MN 55720-1112

Tax Assessment & Valuation

The 2026 property tax bill for 320 Agate St was $2,410.

Source: Carlton County assessment roll, as of April 24, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Carlton County
Municipality	Cloquet City
Unified School District	Cloquet Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,410.00
2025		$139,500 (+3.87%) Land $16,300 Building $123,200	$139,500 (+3.87%) Land $16,300 Building $123,200
2024	$1,796.00	$134,300 (+4.76%) Land $16,300 Building $118,000	$134,300 (+4.76%) Land $16,300 Building $118,000
2023	$1,796.00 Homeowner's exemption	$128,200 (-) Land $16,300 Building $111,900	$128,200 (-) Land $16,300 Building $111,900
2022		$128,200 Land $16,300 Building $111,900	$128,200 Land $16,300 Building $111,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 320 Agate St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 13, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 320 Agate St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Cloquet serves 12,864 people · EPA ID MN1090005
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 208 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
Airfiber Fixed Wireless	100 / 20