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320 Adams St, Malta, IL 60150 Property Records

DeKalb County property record for 320 Adams St, Malta, IL 60150

Property Summary

Property TypeSingle Family Home
Lot Size0.188 acres (8,184 sqft)
Owner2 Individual Names on File
Last Sale$199,000 (Jul 2024)
Tax Bill$3,994 (2024)
Deeds & MortgagesJun 2023 Sale & Mortgage
Mar 2023 Sale
Flood ZoneZone X (minimal risk)
APN07-23-179-011

Property Details

APN / Parcel Number

Primary APN07-23-179-011

Exterior

Lot Area8,184 sqft (0.188 acres)
Lot Dimensions132 ft deep x 62 ft wide

Location & Zoning

Account Number0723179011
Street Address320 ADAMS ST
CityMALTA
StateIL
Zip60150-1005
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOTS 2, 3 & E 12FT LOT 4 - SUB OF LOTS9 & 10 - BLK 3 - MALTA (ORIGINAL TOWN)
Legal SubdivisionMALTA (ORIGINAL TOWN)
Legal Block3
Legal Lot Number2-4,9
JurisdictionDE KALB IL
Township / Civil DivisionMALTA
Census Block Group2
Census Block2074
Census Tract300

Owner

320 Adams St is owned and occupied by two individuals who bought it in July 2024.

Source: DeKalb County records, as of April 8, 2026

Owner of Record2 Individual Names on File
Mailing Address320 ADAMS ST, MALTA, IL 60150-1005
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jun 12, 2023Warranty Deed, Transfer · Conventional Mortgage
FIRST CENTENNIAL MORTGAGE CORP
Mar 8, 2023Warranty Deed, Transfer
ATTORNEY ONLY, ATTORNEY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 31, 2024 · Amount on File
Deed SaleJul 31, 2024 · Amount on File
Prior SaleJun 12, 2023 · Amount on File
Deed Document Number20245359
Record UpdatedOct 29, 2026

June 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDE KALB IL
Recording DateJun 12, 2023
Property Address320 ADAMS ST, MALTA, IL 60150-1005
Document Number0000003937
Map ReferenceMB A PG 60
Instrument DateJun 6, 2023
Instrument2023003937
Transaction TypeTransfer
Record UpdatedJun 27, 2023
Title CompanyE-CHICAGO TITLE, CHICAGO TITLE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$185.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address320 ADAMS ST, MALTA, IL 60150-1005

Mortgage

Document Number0000003938
DateJun 12, 2023
Instrument2023003938
Lender
NameFIRST CENTENNIAL MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueJul 1, 2053
Interest
Rate TypeFixed Rate
Rate6.87%

March 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDE KALB IL
Recording DateMar 8, 2023
Property Address320 ADAMS ST, MALTA, IL 60150-1005
Document Number0000001546
Map ReferenceMB A PG 60
Instrument DateMar 2, 2023
Instrument2023001546
Transaction TypeTransfer
Record UpdatedMar 23, 2023
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount on Record
Tax$56.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address461 WHITE ST, SYCAMORE, IL 60178-8903

Tax Assessment & Valuation

Source: DeKalb County assessment roll, as of April 8, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyDeKalb County
County SubdivisionMalta Township
MunicipalityMalta Village
Unified School DistrictDeKalb Community Unit School District 428 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$56,762 Land $7,195 Building $49,567$170,286 Land $21,585 Building $148,701
2024$3,994.00
2023$38,896 (+1%) Land $5,631 Building $33,265$116,688 (+1%) Land $16,893 Building $99,795
2022$35,360 Land $5,119 Building $30,241$106,080 Land $15,357 Building $90,723

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 320 Adams St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 2, 2009

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 320 Adams St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMALTA
serves 1,143 people · EPA ID IL0370350
Water SourceGroundwater
Last State InspectionSep 2023
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 206 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Mediacom Xtream
Cable		1,000 / 50
Verizon
Fixed Wireless		300 / 20

May also be available: DNA Communications.

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