320 8th St NW, Milaca, MN 56353 Property Records

Mille Lacs County property record for 320 8th St NW, Milaca, MN 56353

Property Summary

Property Type	Single Family Home
Details	916 sqft · built 1935
Lot Size	0.23 acres (10,046 sqft)
Owner	2 Individual Names on File
Last Sale	$67,000 (Oct 2017)
Tax Bill	$1,526 (2026)
Deeds & Mortgages	Oct 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`21-360-0530`

Property Details

APN / Parcel Number

Primary APN	`21-360-0530`

Interior

Building Area	916 sqft Living Area

Exterior

Year Built	Built 1935
Effective Year Built	Effective 1935
Lot Area	10,046 sqft (0.23 acres)
Garage Area	900 sqft
Parking Spaces	4 Parking Spaces
Deck Area	256 sqft

Location & Zoning

Street Address	320 8TH ST NW
City	MILACA
State	MN
Zip	56353-1732
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	& LOT 13 BLK 7
Legal Range	27
Legal Township	38
Legal Section	25
Legal Subdivision	HIGHLAND PARK ADDITION TO MILACA
Legal Block	7
Legal Lot Number	12
Jurisdiction	MILLE LACS MN
Township / Civil Division	MILACA
Census Block Group	3
Census Block	3005
Census Tract	170500

Owner

320 8th St NW is owned by two individuals who bought it in October 2017.

Source: Mille Lacs County records, as of September 4, 2026

Owner of Record	2 Individual Names on File
Mailing Address	PO BOX 376, MILACA, MN 56353-0376
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 31, 2017 · Amount on File
Deed Sale	Oct 31, 2017 · Amount on File
Prior Sale	Jun 25, 2013 · Amount on File
Deed Document Number	2017403309
Prior Transfer Date	May 31, 2012
Prior Transfer Doc	000A373369
Record Updated	Oct 29, 2026

October 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	MILLE LACS MN
Recording Date	Oct 31, 2017
Property Address	320 8TH ST NW, MILACA, MN 56353-1732
Document Number	000A403309
Instrument Date	Oct 27, 2017
Instrument	A403309
Transaction Type	Transfer
Record Updated	Aug 15, 2022
Title Company	HOME SECURITY ABSTRACT AND TITLE, HOME SECUIRTY ABSTRACT & TIT

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$221.10
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	320 8TH ST NW, MILACA, MN 56353-1732

Mortgage

Document Number	000A403570
Date	Nov 16, 2017
Instrument	A403570

Lender

Name	FIRST NATIONAL BANK MILACA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	60 Months
Due	Jan 14, 2023

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2026 property tax bill for 320 8th St NW was $1,526.

Source: Mille Lacs County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Mille Lacs County
Municipality	Milaca City
Unified School District	Milaca Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,526.00	$141,500 (+0.57%) Land $36,000 Building $105,500	$141,500 (+0.57%) Land $36,000 Building $105,500
2025		$140,700 Land $32,000 Building $108,700	$140,700 Land $32,000 Building $108,700
2023	$1,336.00	$122,000 Land $28,000 Building $94,000	$122,000 Land $28,000 Building $94,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 320 8th St NW in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective March 4, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	6 (1995–2016)
Claims Outside the SFHA	2 of 6
Most Recent Claim	Jul 2016 · rainfall accumulation
Claims by Event	Severe Winter Storms, Flooding, And Tornadoes, Apr 2001 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 320 8th St NW is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 89% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Milaca serves 3,043 people · EPA ID MN1480002
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 119 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Midco Cable	1,250 / 60
Verizon Fixed Wireless	300 / 20
GigFire Fixed Wireless	150 / 130
Benton Cooperative Telephone Company Cable	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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