320 8th St N, Columbus, MS 39701 Property Records

Lowndes County property record for 320 8th St N, Columbus, MS 39701

Property Summary

Property Type	Apartments (5+ Units)
Details	9,358 sqft · built 1960
Lot Size	0.981 acres (42,752 sqft)
Owner	Company Name on Record
Last Sale	$675,000 (Nov 2022)
Tax Bill	$12,644 (2025)
Deeds & Mortgages	Oct 2025 Mortgage Oct 2025 Mortgage + 8 more
Flood Zone	Zone X (minimal risk)
APN	`61W090000700`

Property Details

APN / Parcel Number

Primary APN	`61W090000700`
Alternative APNs	`015349` `15349`

Interior

Building Area	9,358 sqft Total Area
1st Floor Area	7,209 sqft
2nd Floor Area	5,767 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1960
Exterior Material	Protective Coating
Foundation Type	Concrete
Roof Type	Hip
Roof Material	Asphalt
Lot Area	42,752 sqft (0.981 acres)
Lot Dimensions	167 ft deep x 256 ft wide

Exterior Amenities

Pool Type	Public / Commercial Pool
Pool Area	220 sqft
Pool House	220 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	015349
Street Address	320 8TH ST N
City	COLUMBUS
State	MS
Zip	39701-4677
Property Category	Residential
Property Type	Residential > Multi-Unit > Apartments (5+ Units)
Legal Description	SANDPIPER APTS 320 8TH ST N BLOCK 59
Legal Range	18W
Legal Township	18S
Legal Section	16
Legal Subdivision	NORTH OF MAIN
Legal Block	59
Jurisdiction	LOWNDES MS
Township / Civil Division	5
Census Block Group	3
Census Block	3044
Census Tract	902

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Columbus Central Commercial Historic District listed 1980 · 145 contributing resources · NRIS 80002284

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Lowndes County records, as of December 15, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	956 PLYMOUTH BLUFF ACCESS, COLUMBUS, MS 39701-6645
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Oct 3, 2025	Deed of Trust, Mortgage · Conventional Mortgage THE POINT APARTMENTS LLC
Oct 3, 2025	Deed of Trust, Mortgage · Non-Conforming Investor Loan THE CITIZENS BANK OF PHILADELPHIA
Feb 25, 2021	Deed of Trust, Mortgage · Commercial Mortgage BANK OF COMMERCE
Feb 27, 2023	Deed of Trust, Mortgage · Stand-Alone Refinance GUARANTY BANK & TRUST COMPANY
Feb 17, 2023	Deed of Trust, Mortgage · Stand-Alone Refinance GUARANTY BANK & TRUST COMPANY
Feb 17, 2023	Deed of Trust, Mortgage · Stand-Alone Refinance GUARANTY BANK & TRUST COMPANY
Dec 7, 2020	Deed of Trust, Mortgage · Line of Credit BANK OF COMMERCE
Apr 1, 2020	Deed of Trust, Mortgage · Line of Credit BANK OF COMMERCE
Aug 21, 2019	Warranty Deed, Transfer · Line of Credit BANK OF COMMERCE
Jan 23, 2017	Warranty Deed, Transfer · Line of Credit BANK OF COMMERCE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 14, 2022 · Amount on Record
Deed Sale	Nov 14, 2022 · Amount on Record
Deed Document Number	0020229283
Deed Book / Page	2019 / 6080
Prior Transfer Date	Aug 21, 2019
Prior Transfer Doc	0020196080
Record Updated	Jun 8, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOWNDES MS
Property Address	320 8TH ST N, COLUMBUS, MS 39701-4677
Transaction Type	Mortgage
Record Updated	Oct 29, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00202523062
Date	Oct 3, 2025
Book Page	2025/23062

Lender

Name	THE POINT APARTMENTS LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	36 Months
Due	Sep 30, 2028

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOWNDES MS
Property Address	320 8TH ST N, COLUMBUS, MS 39701-4677
Transaction Type	Mortgage
Record Updated	Oct 29, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	00202523044
Date	Oct 3, 2025
Book Page	2025/23044

Lender

Name	THE CITIZENS BANK OF PHILADELPHIA
Type	Bank

Agreement

Type	Non-Conforming Investor Loan
Amount	Amount Recorded
Term	60 Months
Due	Sep 30, 2030

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOWNDES MS
Property Address	320 8TH ST N, COLUMBUS, MS 39701-4677
Transaction Type	Mortgage
Record Updated	Apr 10, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020215186
Date	Feb 25, 2021
Book Page	2021/5186

Lender

Name	BANK OF COMMERCE

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	49 Months
Due	Mar 1, 2025

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOWNDES MS
Property Address	320 8TH ST N, COLUMBUS, MS 39701-4677
Transaction Type	Mortgage
Record Updated	Apr 10, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020233890
Date	Feb 27, 2023
Book Page	2023/3890

Lender

Name	GUARANTY BANK & TRUST COMPANY

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	49 Months
Due	Mar 1, 2027

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOWNDES MS
Property Address	320 8TH ST N, COLUMBUS, MS 39701-4677
Transaction Type	Mortgage
Record Updated	Apr 10, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020233240
Date	Feb 17, 2023
Book Page	2023/3240

Lender

Name	GUARANTY BANK & TRUST COMPANY

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	13 Months
Due	Mar 1, 2024

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOWNDES MS
Property Address	320 8TH ST N, COLUMBUS, MS 39701-4677
Transaction Type	Mortgage
Record Updated	Apr 10, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020233273
Date	Feb 17, 2023
Book Page	2023/3273

Lender

Name	GUARANTY BANK & TRUST COMPANY

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	49 Months
Due	Mar 1, 2027

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOWNDES MS
Property Address	320 8TH ST N # 59, 59, COLUMBUS, MS 39701-4677
Document Number	0020204093
Instrument Date	Dec 7, 2020
Transaction Type	Mortgage
Record Updated	Feb 2, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	4129 MISSISSIPPI AVE COLUMBUS MS 397057521, COLUMBUS, MS 39705-7521

Mortgage

Document Number	0020204093
Date	Dec 29, 2020
Book Page	002020/034093

Lender

Name	BANK OF COMMERCE
Type	Bank
Address	COLUMBUS, MS 39701

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	Dec 28, 2025

Interest

Rate Type	Adjustable Rate

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOWNDES MS
Property Address	320 8TH ST N # 59, 59, COLUMBUS, MS 39701-4677
Document Number	0020208591
Instrument Date	Apr 1, 2020
Transaction Type	Mortgage
Record Updated	Jul 3, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	4129 MISSISSIPPI AVE COLUMBUS MS 397057521, COLUMBUS, MS 39705-7521

Mortgage

Document Number	0020208591
Date	Apr 22, 2020
Book Page	002020/008591

Lender

Name	BANK OF COMMERCE
Type	Bank
Address	COLUMBUS, MS 39701

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Apr 21, 2050

Interest

Rate Type	Adjustable Rate

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LOWNDES MS
Recording Date	Aug 21, 2019
Property Address	320 8TH ST N # 59, 59, COLUMBUS, MS 39701-4677
Document Number	0020196080
Book / Page	002019 / 006080
Instrument Date	Aug 21, 2019
Transaction Type	Transfer
Record Updated	Sep 10, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	40129 MS AVE COLUMBUS MS 39705, COLUMBUS, MS 39705

Mortgage

Document Number	20196996
Date	Aug 21, 2019
Book Page	002019/016996

Lender

Name	BANK OF COMMERCE
Type	Bank
Address	COLUMBUS, MS 39701

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	Aug 20, 2020

Interest

Rate Type	Adjustable Rate

January 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LOWNDES MS
Recording Date	Jan 23, 2017
Property Address	320 8TH ST N # 59, 59, COLUMBUS, MS 39701-4677
Document Number	0020170428
Book / Page	002017 / 000428
Instrument Date	Jan 20, 2017
Transaction Type	Transfer
Record Updated	Jan 31, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	351 PONDEROSA DR COLUMBUS MS 397027547, COLUMBUS, MS 39702-7547

Mortgage

Document Number	20171663,
Date	Jan 23, 2017
Book Page	002017/001663

Lender

Name	BANK OF COMMERCE
Type	Bank
Address	COLUMBUS, MS 39701

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	Jan 22, 2022

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Lowndes County assessment roll, as of September 1, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	Lowndes County
Municipality	Columbus City
Unified School District	Columbus Municipal School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$12,644.00 (-29.12%)	$77,393 (-15.64%)	$515,950 (-15.64%) Land $25,000 Building $490,950
2024	$17,839.00 (+18.88%)
2023	$15,006.00	$91,740	$611,600 Land $25,000 Building $586,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 27, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 90% of Mississippi
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COLUMBUS LIGHT & WATER serves 23,616 people · EPA ID MS0440003
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 298 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Sparklight Cable	1,000 / 50
C Spire Wireless Fixed Wireless	100 / 20

May also be available: T-Mobile, Verizon.

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