320 7th St, Hugo, CO 80821 Property Records

Lincoln County property record for 320 7th St, Hugo, CO 80821

Property Summary

Property Type	Single Family Home
Details	6 bd · 3 ba · 3,828 sqft · built 1916
Lot Size	0.219 acres (9,540 sqft)
Owner	2 Individual Names on Record
Tax Bill	$2,063 (2025)
Deeds & Mortgages	Feb 2026 Mortgage Jun 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R002451`

Property Details

APN / Parcel Number

Primary APN	`R002451`
Alternative APN	`279732220013`

Interior

Bedrooms	6 Beds
Full Baths	3 Baths
Total Rooms	15 Rooms
Stories	2 Stories
Building Area	3,828 sqft Total Area
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1916
Effective Year Built	Effective 1990
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	9,540 sqft (0.219 acres)
Lot Dimensions	140 ft deep x 68 ft wide

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water

Location & Zoning

Account Number	R002451
Street Address	320 7TH ST
City	HUGO
State	CO
Zip	80821-2012
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 30,31, W 18 32 BLK. 9 HILLS ADDITION TO THE TOWN OF HUGO, COLORADO
Legal Subdivision	HILLS ADDITION
Legal Block	9
Legal Lot Number	30-31
Jurisdiction	LINCOLN CO
Township / Civil Division	HUGO
Census Block Group	1
Census Block	1013
Census Tract	961800

Owner

Source: Lincoln County records, as of June 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	320 7TH ST, HUGO, CO 80821-2012
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 19, 2026	Deed of Trust, Mortgage · VA Mortgage VALOREM LENDING LLC
Jun 20, 2022	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Nov 20, 2018	Warranty Deed, Transfer · FHA Mortgage CROSSCOUNTRY MORTGAGE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 5, 2025
Deed Sale	Mar 5, 2025
Prior Sale	Jul 5, 2024 · Amount on Record
Deed Document Number	2025361049
Prior Transfer Date	Feb 27, 2025
Prior Transfer Doc	0000361049
Record Updated	Sep 20, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN CO
Property Address	320 7TH ST, HUGO, CO 80821-2012
Transaction Type	Mortgage
Record Updated	Mar 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	320 7TH ST, HUGO, CO 80821-2012

Mortgage

Document Number	0000362647
Date	Feb 19, 2026
Instrument	362647

Lender

Name	VALOREM LENDING LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2056

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN CO
Property Address	320 7TH ST, HUGO, CO 80821-2012
Transaction Type	Mortgage
Record Updated	Jun 28, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	320 7TH ST, HUGO, CO 80821-2012

Mortgage

Document Number	0000357287
Date	Jun 20, 2022
Instrument	357287

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2052

November 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LINCOLN CO
Recording Date	Nov 20, 2018
Property Address	320 7TH ST, HUGO, CO 80821-2012
Document Number	350939
Instrument Date	Nov 19, 2018
Instrument	350939
Transaction Type	Transfer
Record Updated	May 25, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$23.30
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	PO BOX 895, LIMON, CO 80828-0895

Mortgage

Document Number	350940
Date	Nov 20, 2018
Instrument	350940

Lender

Name	CROSSCOUNTRY MORTGAGE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2048

Tax Assessment & Valuation

Source: Lincoln County assessment roll, as of March 3, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Lincoln County
Municipality	Hugo Town
Unified School District	Genoa-Hugo School District C-113 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,063.00 (+33.27%)	$19,854 (+40.95%) Land $744 Building $19,110	$317,653 (+51.1%) Land $11,900 Building $305,753
2024	$1,548.00 (+6.46%)	$14,086 (-) Land $506 Building $13,580	$210,227 (-) Land $7,546 Building $202,681
2023	$1,454.00 (-14.72%)	$14,086 (-14.11%) Land $506 Building $13,580	$210,227 (-10.92%) Land $7,546 Building $202,681
2022	$1,705.00	$16,401 Land $529 Building $15,872	$235,985 Land $7,616 Building $228,369

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 11, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2026)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2026 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 84% of Colorado
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF HUGO serves 885 people · EPA ID CO0137010
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 174 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Eastern Slope Rural Telephone Association Fiber	1,000 / 1,000
Viaero Wireless Fixed Wireless	150 / 40

Cell Coverage

4G LTE only, no 5G reported

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