320 7th Ave, Saint James, NY 11780 Property Records

Suffolk County and Smithtown Town property record for 320 7th Ave, Saint James, NY 11780

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,611 sqft · built 1956
Lot Size	0.32 acres (13,939 sqft)
Owner	Individual Name on File
Last Sale	$194,000 (Feb 1999)
Tax Bill	$11,683 (2024)
Deeds & Mortgages	Aug 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`473489 57.-1-17`

Property Details

APN / Parcel Number

Primary APN	`473489 57.-1-17`
Alternative APNs	`0800-057.00-01.00-017.000` `348905700000010170000000` `47340014291` `J20555`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,611 sqft Living Area
Gross Area	1,899 sqft
1st Floor Area	1,111 sqft
2nd Floor Area	500 sqft
Upper Floors Area	500 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1956
Architectural Style	Cape Cod
Exterior Material	Wood
Lot Area	13,939 sqft (0.32 acres)
View / Lot	Suburban
Garage Type	Attached
Garage Area	288 sqft
Parking Spaces	1 Parking Space
Shed	1 Shed
Shed Area	105 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Hot Water
Heating Fuel	Oil
Sewer	Connected
Water Source	Commercial

Location & Zoning

Account Number	J20555
Street Address	320 7TH AVE
City	SAINT JAMES
State	NY
Zip	11780-2434
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	20-788826 TC-76 *585 E P/L 633 N P/L ST JAMES PARK
Legal Subdivision	ST JAMES PK
Legal Block	1
Legal Lot Number	17
Jurisdiction	SUFFOLK NY
Township / Civil Division	SMITHTOWN
Census Block Group	3
Census Block	3021
Census Tract	135003

Owner

Source: Suffolk County and Smithtown Town records · APN 473489 57.-1-17

Assessment roll updated August 11, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	320 7TH AVE, SAINT JAMES, NY 11780-2434
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Feb 22, 1999 · Amount on Record
Deed Sale	Feb 22, 1999 · Amount on Record
Deed Book / Page	11946 / 748
Last Transfer Date	Jun 25, 2003
Transfer Doc	0122720842
Record Updated	Sep 20, 2026

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUFFOLK NY
Property Address	320 7TH AVE, SAINT JAMES, NY 11780-2434
Document Number	0230610116
Instrument Date	Aug 12, 2019
Transaction Type	Mortgage
Record Updated	Oct 28, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	320 7TH AVE ST JAMES NY 117802434, ST JAMES, NY 11780-2434

Mortgage

Document Number	0230610116
Date	Sep 16, 2019
Book Page	023061/000116

Lender

Name	US BK
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Sep 15, 2034

Tax Assessment & Valuation

Source: Suffolk County and Smithtown Town records · Assessment roll updated August 11, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	New York
County	Suffolk County
County Subdivision	Smithtown Town
Unified School District	Smithtown Central School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$4,965 (+2.06%) Land $220 Building $4,745	$620,625 (+10,998.44%) Land $27,500 Building $593,125
2024	$11,683.00
2023		$4,865 Land $220 Building $4,645	$5,592 Land $253 Building $5,339

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 18, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1986)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 1986 · river or lake flooding

Wildfire

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Optimum Communications Fiber · Cable	8,000 / 8,000
Verizon Fiber	2,300 / 2,300
T-Mobile USA Fixed Wireless	100 / 20

Based on FCC filings for 359 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	ST JAMES WATER DISTRICT serves 10,587 people
Water Source	Purchased groundwater from SUFFOLK COUNTY WATER AUTHORITY
Last State Inspection	Dec 2025
Lead	1 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.