320 5th St W, Hector, MN 55342 Property Records

Renville County property record for 320 5th St W, Hector, MN 55342

Property Summary

Property Type	Single Family Home
Details	1,512 sqft · built 1958
Lot Size	0.286 acres (12,496 sqft)
Owner	2 Individual Names on File
Last Sale	$117,200 (Oct 2018)
Tax Bill	$4,160 (2026)
Deeds & Mortgages	Sep 2020 Mortgage Oct 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`33-01425-00`

Property Details

APN / Parcel Number

Primary APN	`33-01425-00`

Interior

Building Area	1,512 sqft Living Area

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1958
Lot Area	12,496 sqft (0.286 acres)
Garage Type	Attached
Garage Area	680 sqft
Parking Spaces	2 Parking Spaces
Deck Area	200 sqft

Location & Zoning

Street Address	320 5TH ST W
City	HECTOR
State	MN
Zip	55342-1030
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	KELTGEN'S 2ND ADD LOT 3
Legal Subdivision	KELTGEN'S 2ND ADD
Legal Lot Number	3
Jurisdiction	RENVILLE MN
Township / Civil Division	HECTOR
Census Block Group	3
Census Block	3015
Census Tract	790100

Owner

320 5th St W is owned and occupied by two individuals who bought it in October 2018.

Source: Renville County records, as of October 1, 2026

Owner of Record	2 Individual Names on File
Mailing Address	320 5TH ST W, HECTOR, MN 55342-1030
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 28, 2020	Deed of Trust, Mortgage · Conventional Mortgage FRANDSEN BANK & TRUST
Oct 1, 2018	Deed, Transfer · FHA Mortgage FAIRWAY INDEPENDENT MTG CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 1, 2018 · Amount on File
Deed Sale	Oct 1, 2018 · Amount on File
Deed Document Number	2018386637
Record Updated	Oct 29, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RENVILLE MN
Property Address	320 5TH ST W, HECTOR, MN 55342
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	A393198
Date	Sep 28, 2020
Instrument	A393198

Lender

Name	FRANDSEN BANK & TRUST
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2050

Interest

Rate Type	Fixed Rate

October 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	RENVILLE MN
Recording Date	Oct 1, 2018
Property Address	320 5TH ST W, HECTOR, MN 55342
Document Number	A386637
Instrument Date	Sep 28, 2018
Instrument	A386637
Transaction Type	Transfer
Record Updated	Sep 7, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$386.76
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	320 5TH ST W, HECTOR, MN 55342

Mortgage

Document Number	A386638
Date	Oct 1, 2018
Instrument	A386638

Lender

Name	FAIRWAY INDEPENDENT MTG CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2048

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2026 property tax bill for 320 5th St W was $4,160.

Source: Renville County assessment roll, as of October 1, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Renville County
Municipality	Hector City
Unified School District	Buffalo Lake-Hector-Stewart Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,160.00	$224,800 (+6.59%) Land $9,100 Building $215,700	$224,800 (+6.59%) Land $9,100 Building $215,700
2025		$210,900 Land $9,100 Building $201,800	$210,900 Land $9,100 Building $201,800
2023	$3,002.00	$165,200 Land $9,100 Building $156,100	$165,200 Land $9,100 Building $156,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 320 5th St W in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 25, 2009

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 320 5th St W has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Hector serves 1,127 people · EPA ID MN1650009
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	50 ppb (2026) action level 15 ppb
Copper	1.46 mg/L (2026) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 128 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	2,000 / 1,000
Nuvera Communications Fiber	1,000 / 1,000
GigFire Fixed Wireless	150 / 130
Midco Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on 5th St W

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