320 4th St, Troy, NY 12180 Property Records

Rensselaer County and Troy City property record for 320 4th St, Troy, NY 12180

Property Summary

Property Type	Triplex
Details	4 bd · 3 ba · 1,840 sqft · built 1890
Lot Size	0.07 acres (3,049 sqft)
Owner	Company Name on Record
Last Sale	$165,000 (Dec 2023)
Tax Bill	$4,404 (2026)
Deeds & Mortgages	Mar 2025 Refinance Jun 2024 Sale + 3 more
APN	`381700 101.77-13-8`

Property Details

APN / Parcel Number

Primary APN	`381700 101.77-13-8`
Alternative APN	`1101110`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	1,840 sqft Total Area
1st Floor Area	920 sqft
2nd Floor Area	920 sqft
Game Room	Game Room
Fireplaces	5 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 1890
Effective Year Built	Effective 1890
Architectural Style	Other
Exterior Material	Brick
Lot Area	3,049 sqft (0.07 acres)
Lot Dimensions	130 ft deep x 25 ft wide
Garage Type	Detached
Garage Area	1,610 sqft
Porch	Slab
Porch Area	80 sqft
Patio Area	210 sqft

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	1101110
Street Address	320 4TH ST
City	TROY
State	NY
Zip	12180-4603
Property Category	Residential
Property Type	Residential > Multi-Unit > Triplex
Local Zoning Code	MU1
Legal Description	2 STY BR HSE & FR GAR 76-3/86
Legal Block	13
Legal Lot Number	8.000
Jurisdiction	RENSSELAER NY
Township / Civil Division	TROY
Census Block Group	3
Census Block	3004
Census Tract	40900

Owner

Source: Rensselaer County and Troy City records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	102 4TH ST, STE1, TROY, NY 12180-3995
Owner Type	Company
Vesting	Limited Liability Company

Deeds, Mortgages & Sale History

Date	Document
Mar 28, 2025	Deed, Transfer · Stand-Alone Refinance PIONEER BANK
Jun 7, 2024	Warranty Deed, Transfer
Dec 22, 2023	Deed, Transfer
Aug 27, 2018	Grant Deed, Transfer
May 1, 2018	Grant Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 22, 2023 · Amount on Record
Deed Sale	Dec 22, 2023 · Amount on Record
Prior Sale	Aug 27, 2018 · Amount on Record
Deed Book / Page	10566 / 71
Record Updated	Oct 29, 2026

March 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	RENSSELAER NY
Recording Date	Mar 28, 2025
Property Address	320 4TH ST, TROY, NY 12180-4603
Document Number	0109220173
Book / Page	10922 / 173
Instrument Date	Mar 18, 2025
Instrument	2025-654290
Transaction Type	Transfer
Record Updated	Apr 16, 2026
Title Company	MISC COMPANY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	102 4TH ST # STE1, STE1, TROY, NY 12180-3995

Mortgage

Document Number	0109220177
Date	Mar 28, 2025
Book Page	10922/177
Instrument	2025-654291

Lender

Name	PIONEER BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

June 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RENSSELAER NY
Recording Date	Jun 7, 2024
Property Address	320 4TH ST, TROY, NY 12180-4603
Document Number	0106910055
Book / Page	10691 / 55
Instrument Date	Jun 5, 2024
Instrument	2024-642628
Transaction Type	Transfer
Record Updated	Apr 16, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	102 4TH ST STE 1, 1, TROY, NY 12180-3995

December 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	RENSSELAER NY
Recording Date	Dec 22, 2023
Property Address	320 4TH ST, TROY, NY 12180-4603
Document Number	0105660071
Book / Page	10566 / 71
Instrument Date	Dec 20, 2023
Instrument	2023-636458
Transaction Type	Transfer
Record Updated	Apr 16, 2026

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	26 WEST ST APT 3F, 3F, BROOKLYN, NY 11222-6272
Investor	Possibly a Property Investor

August 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	RENSSELAER NY
Recording Date	Aug 27, 2018
Property Address	320 4TH ST, TROY, NY 12180-4603
Document Number	0086070023
Book / Page	008607 / 000023
Instrument Date	Aug 23, 2018
Transaction Type	Transfer
Record Updated	Dec 11, 2018

Transaction

Amount	Amount Recorded
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	159C EASTWOOD DR HALFMOON NY 120658307, HALFMOON, NY 12065-8307

May 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	RENSSELAER NY
Recording Date	May 1, 2018
Property Address	320 4TH ST, TROY, NY 12180-4603
Document Number	0084990184
Book / Page	008499 / 000184
Instrument Date	Apr 23, 2018
Transaction Type	Transfer
Record Updated	Dec 11, 2018

Transaction

Amount	Amount Recorded
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8 WOODRIDGE CIR #B HALFMOON NY 120655648, B, HALFMOON, NY 12065-5648

Tax Assessment & Valuation

Source: Rensselaer County and Troy City assessment roll, as of May 15, 2026

Property Jurisdictions

Type	Name
State	New York
County	Rensselaer County
Municipality	Troy City
Unified School District	Troy City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,404.00 (-21.97%)
2025	$5,644.00 (+21.14%)	$106,000 (+23.26%) Land $8,800 Building $97,200	$181,500 (+47.68%) Land $15,068 Building $166,432
2023		$86,000 (-) Land $8,800 Building $77,200	$122,900 (+8.61%) Land $12,576 Building $110,324
2022	$4,659.00	$86,000 Land $8,800 Building $77,200	$113,158 Land $11,579 Building $101,579

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 12, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not included in the FIRM
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 37 policies
Nearby Flood Policies	37 in force
Nearby Flood Claims	42 (1979–2019)
Claims Outside the SFHA	1 of 42
Most Recent Claim	Aug 2019 · rainfall accumulation
Claims by Event	Hurricane Irene, Aug 2011 · 32 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TROY CITY PWS serves 51,401 people · EPA ID NY4100050
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	110 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2018
Treatment and Procedure	Lead public education Oct 2021
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 533 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: Massivemesh Networks.

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