Cascade County property record for 320 4th St SW, Great Falls, MT 59404
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,015 sqft · built 1900 |
| Lot Size | 0.117 acres (5,097 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $81,900 (May 2012) |
| Tax Bill | $1,218 (2026) |
| Deeds & Mortgages | Aug 2026 Mortgage May 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | R0212312 |
| Primary APN | R0212312 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 9 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,015 sqft Living Area |
| 1st Floor Area | 1,015 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1990 |
| Architectural Style | Historical |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 5,097 sqft (0.117 acres) |
| Garage Type | Detached |
| Garage Area | 280 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 91 sqft |
| Deck Area | 190 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 0000286250 |
|---|---|
| Street Address | 320 4TH ST SW |
| City | GREAT FALLS |
| State | MT |
| Zip | 59404-2928 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 1 |
| Legal Description | GREAT FALLS SIXTH ADDITION, S11, T20 N, R03 E, BLOCK 555, LOT 008, S28.94' & N22'OF S50.94' LTS 8 & 9 |
| Legal Range | 03E |
| Legal Township | 20N |
| Legal Section | 11 |
| Legal Subdivision | GREAT FALLS SIXTH ADDITION |
| Legal Block | 555 |
| Legal Lot Number | 8,9 |
| Jurisdiction | CASCADE MT |
| Township / Civil Division | GREAT FALLS |
| Census Block Group | 2 |
| Census Block | 2036 |
| Census Tract | 1600 |
Source: Cascade County records, as of September 9, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 320 4TH ST SW, GREAT FALLS, MT 59404-2928 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 31, 2026 | Deed of Trust, Mortgage · Conventional Mortgage COUNTRY FEDERAL CREDIT UNION |
| May 21, 2020 | Deed of Trust, Mortgage OPPORTUNITY BK/MT |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 18, 2012 · Amount on Record |
| Deed Sale | May 18, 2012 · Amount on Record |
| Deed Document Number | 2012253273 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CASCADE MT |
| Recording Date | Aug 31, 2026 |
| Property Address | 320 4TH ST SW, GREAT FALLS, MT 59404-2928 |
| Document Number | 0000487501 |
| Instrument Date | Aug 20, 2026 |
| Instrument | 2026487501 |
| Transaction Type | Mortgage |
| Record Updated | Sep 9, 2026 |
| Title Company | CHICAGO TITLE W, CHICAGO TITLE |
| Name | Verified Name |
|---|---|
| Address | 320 4TH ST SW, GREAT FALLS, MT 59404-2928 |
| Document Number | 0000487501, |
|---|---|
| Date | Aug 31, 2026 |
| Instrument | 2026487501 |
| Name | COUNTRY FEDERAL CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Sep 1, 2046 |
| Rate Type | Fixed Rate |
|---|---|
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CASCADE MT |
| Property Address | 320 4TH ST SW, GREAT FALLS, MT 59404-2928 |
| Document Number | 0000388361 |
| Instrument Date | May 21, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jul 21, 2020 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 320 4TH ST SW GREAT FALLS MT 594042928, GREAT FALLS, MT 59404-2928 |
| Document Number | 0000388361 |
|---|---|
| Date | May 27, 2020 |
| Instrument | 388361 |
| Name | OPPORTUNITY BK/MT |
|---|---|
| Address | HELENA, MT 59604 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | May 26, 2050 |
Source: Cascade County assessment roll, as of September 3, 2026
| Type | Name |
|---|---|
| State | Montana |
| County | Cascade County |
| Municipality | Great Falls City |
| Elementary School District | Great Falls Elementary School District (PK - 08) |
| Secondary School District | Great Falls High School District (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,218.00 (-26.18%) | $203,700 (-) | |
| 2025 | $1,650.00 (-16.16%) | $203,700 (+21.11%) | $203,700 (+21.11%) Land $41,136 Building $162,564 |
| 2023 | $1,968.00 | $168,200 | $168,200 Land $29,608 Building $138,592 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (1997) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jun 1997 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF GREAT FALLS serves 60,000 people · EPA ID MT0000525 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2025 |
| Lead | 12 ppb (2026) action level 15 ppb |
| Water Quality | Haloacetic acids resolved · Apr 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 421 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: T-Mobile, Ziply Fiber.
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