320 4th St S, Dundee, FL 33838 Property Records

Polk County property record for 320 4th St S, Dundee, FL 33838

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,144 sqft · built 1950
Lot Size	0.386 acres (16,801 sqft)
Owner	2 Individual Names on Record
Last Sale	$195,000 (Aug 2026)
Tax Bill	$3,281 (2025)
Deeds & Mortgages	Aug 2026 Transfer Aug 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`27-28-28-847030-000601`

Property Details

APN / Parcel Number

Primary APN	`27-28-28-847030-000601`
Alternative APNs	`282827847030000601` `82827000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,144 sqft Living Area
1st Floor Area	1,144 sqft
Flooring	Tile
Interior Walls	Paneling

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Exterior Material	Shingles
Construction Type	Wood
Foundation Type	Pier/Post & Beam
Roof Type	Gable
Roof Material	Other
Lot Area	16,801 sqft (0.386 acres)
Lot Dimensions	140 ft deep x 120 ft wide
View / Lot	Commercial/Industrial
Garage Type	Carport
Carport	Carport

Exterior Amenities

Porch	Enclosed/Unfinished Porch
Porch Area	440 sqft
Shed	1 Shed
Utility Building	102 sqft

Utilities, Heating & Cooling

Cooling System	None

Location & Zoning

Street Address	320 4TH ST S
City	DUNDEE
State	FL
Zip	33838-4347
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1A
Legal Description	FLA HIGHLANDS CO SUB OR LAKE MENZIES VILLA LOTS PB 1 PG 86 & 87 LOT 6 E 140 FT OF S 120 FT
Legal Range	27E
Legal Township	28S
Legal Section	28
Legal Subdivision	FLA HIGHLANDS COMPANY SUBDIVISION OR LAK
Legal Tract	847030
Legal Block	1
Legal Lot Number	6
Jurisdiction	POLK FL
Township / Civil Division	HAINES CITY
Census Block Group	1
Census Block	1006
Census Tract	14131

Owner

Source: Polk County records, as of September 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	320 4TH ST S, DUNDEE, FL 33838-4347
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Aug 17, 2026	Correction Deed OAK HARBOR TITLE SERVICES LLC, OAK HARBOR TITLE SERVICES
Aug 17, 2026	Warranty Deed, Transfer · Conventional Mortgage CITIZENS TRUST COMPANY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 17, 2026 · Amount on Record
Deed Sale	Aug 17, 2026 · Amount on Record
Prior Sale	Jun 11, 1996 · Amount on Record
Deed Document Number	2026198932
Deed Book / Page	14119 / 857
Prior Transfer Date	Mar 26, 2025
Prior Transfer Doc	0000080180
Record Updated	Oct 29, 2026

August 2026: Correction Deed

Document Type	Correction Deed
Jurisdiction	POLK FL
Recording Date	Aug 17, 2026
Property Address	320 4TH ST S, DUNDEE, FL 33838-4347
Document Number	0000198931
Book / Page	14119 / 856
Instrument Date	Aug 14, 2026
Instrument	2026198931
Record Updated	Aug 27, 2026
Title Company	OAK HARBOR TITLE SERVICES LLC, OAK HARBOR TITLE SERVICES

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership
Address	1935 LAKE BUFFUM RD E, FORT MEADE, FL 33841-9728

August 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Aug 17, 2026
Property Address	320 4TH ST S, DUNDEE, FL 33838-4347
Document Number	0000198932
Book / Page	14119 / 857
Instrument Date	Aug 14, 2026
Instrument	2026198932
Transaction Type	Transfer
Record Updated	Aug 27, 2026
Title Company	OAK HARBOR TITLE SERVICES LLC, OAK HARBOR TITLE SERVICES

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$137,865.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	320 4TH ST S, DUNDEE, FL 33838-4347

Mortgage

Document Number	0000198933,
Date	Aug 17, 2026
Instrument	2026198933

Lender

Name	CITIZENS TRUST COMPANY

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

Tax Assessment & Valuation

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Municipality	Dundee Town
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$168,782 (+3.33%) Land $48,720 Building $120,062	$168,782 (+1.8%) Land $48,720 Building $120,062
2025	$3,281.00 (+1.96%)	$163,340 (-0.37%)	$165,802 (+1.13%) Land $48,720 Building $117,082
2024	$3,218.00 (+6.66%)
2023	$3,017.00 (+7.21%)	$163,943 (+5%) Land $47,040 Building $116,903	$163,943 (+5%) Land $47,040 Building $116,903
2022	$2,814.00	$156,130 Land $38,640 Building $117,490	$156,130 Land $38,640 Building $117,490

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 90% of Florida
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF DUNDEE serves 3,824 people · EPA ID FL6530485
Water Source	Groundwater
Last State Inspection	Dec 2024
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	Total trihalomethanes not recorded as resolved · Jan 2026 Ethylene dibromide resolved · Jan 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	14 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 247 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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