320 4th St NE, Primghar, IA 51245 Property Records

O'Brien County property record for 320 4th St NE, Primghar, IA 51245

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,599 sqft · built 1904
Lot Size	0.239 acres (10,395 sqft)
Owner	Individual Name on Record
Tax Bill	$1,196 (2025)
Deeds & Mortgages	Sep 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0000198400`

Property Details

APN / Parcel Number

Primary APN	`0000198400`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	11 Rooms
Stories	1 Story
Building Area	1,599 sqft Living Area
1st Floor Area	680 sqft
Basement Area	1,074 sqft
Unfinished Basement	394 sqft
Flooring	Hardwood
Interior Walls	Plaster

Exterior

Year Built	Built 1904
Effective Year Built	Effective 1904
Architectural Style	A-Frame
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,395 sqft (0.239 acres)
Lot Dimensions	124 ft deep x 18 ft wide
Garage Type	Detached
Garage Area	1,040 sqft

Exterior Amenities

Porch	Slab
Porch Area	16 sqft
Deck Area	172 sqft
Patio Area	172 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Water Source	Commercial

Location & Zoning

Street Address	320 4TH ST NE
City	PRIMGHAR
State	IA
Zip	51245-7747
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BROCK & STEARNS ADD W 18 OF LOT 3 & ALL OF LOT 4 BLK 19
Legal Subdivision	BROCK & STEARN'S ADD
Legal Block	19
Legal Lot Number	3,4
Jurisdiction	O'BRIEN IA
Township / Civil Division	SUMMIT
Census Block Group	5
Census Block	5031
Census Tract	490200

Owner

Source: O'Brien County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	320 4TH ST NE, PRIMGHAR, IA 51245-7747
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

September 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	O'BRIEN IA
Recording Date	Sep 25, 2023
Property Address	320 4TH ST NE, PRIMGHAR, IA 51245-7747
Document Number	0020232020
Instrument Date	Sep 25, 2023
Instrument	2023-2020
Transaction Type	Transfer
Record Updated	Oct 19, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$129.60
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	320 4TH ST NE, PRIMGHAR, IA 51245-7747

Mortgage

Document Number	0020232021
Date	Sep 25, 2023
Instrument	2023-2021

Lender

Name	HOMEOWNERS FINANCIAL GROUP USA LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2053

Tax Assessment & Valuation

Source: O'Brien County assessment roll, as of December 19, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	O'Brien County
Municipality	Primghar City
Unified School District	South O'Brien Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,196.00 (-7.43%)	$86,320 (+1.36%) Land $10,080 Building $76,240	$86,320 (+1.36%) Land $10,080 Building $76,240
2024	$1,292.00 (+38.92%)
2023		$85,160 (+45.85%) Land $8,870 Building $76,290	$85,160 (+45.85%) Land $8,870 Building $76,290
2022	$930.00 Homeowner's exemption	$58,390 Land $6,450 Building $51,940
2021			$58,390 Land $6,450 Building $51,940

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 16, 2020

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 82% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PRIMGHAR MUNICIPAL WATER SUPPLY serves 902 people · EPA ID IA7155059
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 282 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
The Community Agency Fiber	1,000 / 1,000
Windstream DSL · Fiber in parts of the area	200 / 20
T-Mobile Fixed Wireless	100 / 20