Madison County property record for 320 4th St, Highland, IL 62249
| Property Type | Mixed Use Commercial Office / Residential |
|---|---|
| Details | 2,424 sqft · built 1976 |
| Lot Size | 0.337 acres (14,687 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $125,000 (May 2026) |
| Tax Bill | $4,804 (2025) |
| Deeds & Mortgages | May 2026 Sale & Mortgage Aug 2018 Loan Modification |
| APN | 02-2-18-32-18-301-026 |
| Primary APN | 02-2-18-32-18-301-026 |
|---|
| Building Area | 2,424 sqft Total Area |
|---|
| Year Built | Built 1976 |
|---|---|
| Effective Year Built | Effective 1976 |
| Lot Area | 14,687 sqft (0.337 acres) |
| Lot Dimensions | 166 ft deep x 88 ft wide |
| Street Address | 320 4TH ST |
|---|---|
| City | HIGHLAND |
| State | IL |
| Zip | 62249 |
| Property Category | Commercial |
| Property Type | Commercial > Office > Mixed Use Commercial Office / Residential |
| Legal Description | VOEGELES ADDN PT LT 1 88 X 166.9 |
| Legal Subdivision | VOEGELES ADDN |
| Legal Lot Number | 1 |
| Jurisdiction | MADISON IL |
| Township / Civil Division | SALINE |
| Census Block Group | 1 |
| Census Block | 1069 |
| Census Tract | 403601 |
Source: Madison County records, as of June 25, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 705 4TH ST, A, HIGHLAND, IL 62249-1281 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 7, 2026 | Warranty Deed, Transfer · Conventional Mortgage SCOTT CREDIT UNION |
| Aug 1, 2018 | Loan Modification, Mortgage · Conventional Mortgage BANK OF EDWARDSVILLE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 7, 2026 · Amount on Record |
| Deed Sale | May 7, 2026 · Amount on Record |
| Prior Sale | May 14, 2025 · Amount on Record |
| Deed Document Number | 202613093 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MADISON IL |
| Recording Date | May 7, 2026 |
| Property Address | 705 4TH ST, HIGHLAND, IL 62249-1281 |
| Document Number | 0000013093 |
| Instrument Date | May 5, 2026 |
| Instrument | 202613093 |
| Transaction Type | Transfer |
| Record Updated | May 29, 2026 |
| Title Company | HIGHLAND CMNTY TITLE LLC, HIGHLAND COMMUNITY TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $18,937.50 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 705 4TH ST, HIGHLAND, IL 62249-1281 |
| Date | May 7, 2026 |
|---|
| Name | SCOTT CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.13% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | MADISON IL |
| Property Address | 320 4TH ST, HIGHLAND, IL 62249 |
| Document Number | 0000026513 |
| Instrument Date | Aug 1, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Sep 7, 2018 |
| Name | Verified Name |
|---|---|
| Address | 3405 PINE TREE LN POCAHONTAS IL 622751550, POCAHONTAS, IL 62275-1550 |
| Document Number | 0000026513 |
|---|---|
| Date | Aug 24, 2018 |
| Instrument | 26513 |
| Name | BANK OF EDWARDSVILLE |
|---|---|
| Type | Bank |
| Address | HIGHLAND, IL 62249-0174 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 84 Months |
| Due | Aug 23, 2025 |
Source: Madison County assessment roll, as of June 25, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Madison County |
| County Subdivision | Saline Township |
| Municipality | Highland City |
| Unified School District | Highland Community Unit School District 5 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,804.00 (+7.26%) | $66,320 (+28.23%) Land $13,780 Building $52,540 | $198,960 (+28.1%) Land $41,340 Building $157,620 |
| 2024 | $4,479.00 (+13.97%) | ||
| 2022 | $3,930.00 | $51,720 Land $10,740 Building $40,980 | $155,315 Land $32,252 Building $123,063 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 1 (2023) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jul 2023 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HIGHLAND serves 10,674 people · EPA ID IL1190550 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2025 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 15 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 389 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Highland Communication Services Fiber | 2,500 / 2,500 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Wisper ISP Fixed Wireless | 400 / 30 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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