320 4th St E, Columbia Falls, MT 59912 Property Records

Flathead County property record for 320 4th St E, Columbia Falls, MT 59912

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,085 sqft · built 2007
Lot Size0.142 acres (6,229 sqft)
OwnerIndividual Name on File
Tax Bill$3,622 (2023)
Deeds & MortgagesOct 2021 Mortgage
Nov 2018 Mortgage
Flood ZoneZone X (minimal risk)
APNR602551

Property Details

APN / Parcel Number

Primary APNR602551
Alternative APNs
  • 07-4186-08-4-50-03-0000
  • 0000009602

Interior

Bedrooms3 Beds
Full Baths1 Bath
Plumbing Fixtures6 Plumbing Fixtures
Stories1 Story
Building Area1,085 sqft Living Area
1st Floor Area1,085 sqft

Exterior

Year BuiltBuilt 2007
Architectural StyleRanch
Exterior MaterialWood
Construction TypeFrame
Foundation TypeConcrete
Roof TypeGable
Roof MaterialAsphalt
Lot Area6,229 sqft (0.142 acres)

Exterior Amenities

PorchOpen Porch
Porch Area128 sqft
Deck Area600 sqft
Shed1 Shed
Shed Area96 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating FuelElectric
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number0000009602
Street Address320 4TH ST E
CityCOLUMBIA FALLS
StateMT
Zip59912-3532
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCOLUMBIA FALLS, S08, T30 N, R20 W, BLOCK 32, LOT 2, ACRES 0.143, CS 15937, ASSR# 0000009602
Legal Range20W
Legal Township30N
Legal Section08
Legal QuarterSE
Legal SubdivisionCOLUMBIA FALLS
Legal Block32
Legal Lot Number2
JurisdictionFLATHEAD MT
Township / Civil DivisionCOLUMBIA FALLS
Census Block Group1
Census Block1031
Census Tract203

Owner

Source: Flathead County assessment roll, as of December 31, 2022

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address1600 E LAKESHORE DR, WHITEFISH, MT 59937-3369
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 15, 2021Warranty Deed, Transfer · Conventional Mortgage
LENDUS LLC
Nov 7, 2018Deed of Trust, Mortgage · Conventional Mortgage
NAVY FCU

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleOct 15, 2021
Deed SaleOct 15, 2021
Prior SaleDec 18, 2007
Deed Document Number202100036588
Record UpdatedJun 7, 2026

October 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionFLATHEAD MT
Recording DateOct 15, 2021
Property Address320 4TH ST E, COLUMBIA FALLS, MT 59912-3532
Document Number202100036588
Instrument DateOct 7, 2021
Instrument202100036588
Transaction TypeTransfer
Record UpdatedNov 3, 2021
Title CompanyFLATHEAD PREMIER TITLE

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1600 E LAKESHORE DR, WHITEFISH, MT 59937-3369

Mortgage

Document Number202100036589
DateOct 15, 2021
Instrument202100036589
Lender
NameLENDUS LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 1, 2051

November 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFLATHEAD MT
Property Address320 4TH ST E, COLUMBIA FALLS, MT 59912-3532
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number201800027259
DateNov 7, 2018
Instrument201800027259
Lender
NameNAVY FCU
TypeCredit Union
AddressVIENNA, VA 22180
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 1, 2048

Tax Assessment & Valuation

Source: Flathead County assessment roll, as of December 31, 2022

Property Jurisdictions

TypeName
StateMontana
CountyFlathead County
MunicipalityColumbia Falls City
Elementary School DistrictColumbia Falls Elementary School District (PK - 08)
Secondary School DistrictColumbia Falls High School District (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2023$3,622.00$371,900$371,900 Land $81,563 Building $290,337

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 9 (5% premium discount)
Nearby Flood Policies6 in force
Nearby Flood Claims4 (1997–2023)
Claims Outside the SFHA2 of 4
Most Recent ClaimApr 2023 · other causes
Claims by Event
  • Severe Storms,ice Jams, Snow Melt, Flooding, May 1997 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 48% of the US · lower than 75% of Montana
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF COLUMBIA FALLS
serves 4,450 people · EPA ID MT0000181
Water SourceGroundwater
Last State InspectionMay 2026
Lead4 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 101 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
MontanaSky Networks
Fiber
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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