320 4th St, Colonial Beach, VA 22443 Property Records

Westmoreland County property record for 320 4th St, Colonial Beach, VA 22443 · Last verified January 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2 Baths
Architecture Style	Conventional
Year Built	Built 2004
Square Footage	1,232 sqft Living Area
Tax Bill	$728.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`3A3 135C 54A`
Alternative APN	`20915`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,232 sqft Living Area
Stories	1 Stories
Interior Structure	Wallboard/Drywall Interior Structure

Exterior

Year Built	Built 2004
Architectural Style	Conventional Style
Exterior Material	Aluminum/Vinyl Exterior
Construction Type	Wood Construction
Foundation Type	Concrete Foundation
Roof Material	Composition Shingle Roof
Porch	Open Porch

Utilities and HVAC

Cooling System	HVAC Cooling
Heating System	Central Heating
Sewage	Municipal Sewage
Water Source	Commercial Water Source

Location & Zoning

Account Number	20915
Street Address	320 4TH ST
City	COLONIAL BEACH
State	VA
Zip	22443-1749
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	LOTS 54 & 55 BK 35C BEING LOT 54ADB 684 PG 164
Legal Block	35C
Legal Lot Number	54-55 55
Jurisdiction	WESTMORELAND VA
Minor Civil Division	WASHINGTON
Census Blockgroup	1
Census Block	1051
Census Tract	10402

Owner

Source: Westmoreland County records · APN 3A3 135C 54A

Assessment roll updated October 15, 2025 · Last verified January 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	206 FOREST AVE, COLONIAL BEACH, VA 22443-1202
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jun 13, 2005
Deed Sale	Jun 13, 2005
Deed Doc Number	0000684164
Record Refreshed	Jun 08, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTMORELAND VA
Property Address	320 4TH ST, COLONIAL BEACH, VA 22443-1749
Transaction Type	Mortgage
Record Updated	May 26, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	09422298
Date	Apr 23, 2021
Instrument	09422298

Lender

Name	HOME POINT FINANCIAL CORPORATION

Agreement

Type	Stand Alone Refinance
Amount	Amount Recorded
Term	181 Months
Due	May 01, 2036

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Westmoreland County records · Assessment roll updated October 15, 2025 · Last verified January 2026

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Colonial Beach Town
County	Westmoreland County
Unified School District	Colonial Beach Town Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$728.00 (+5.05%)	$173,400 (-) Land $39,200 Building $134,200	$173,400 (-) Land $39,200 Building $134,200
2023		$173,400 Land $39,200 Building $134,200	$173,400 Land $39,200 Building $134,200
2022	$693.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Westmoreland County (51193C), updated May 22, 2022 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Low above 20% of the US · above 29% of Virginia
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.