320 4th Ave W, Oneonta, AL 35121 Property Records

Blount County property record for 320 4th Ave W, Oneonta, AL 35121

Property Summary

Property TypeSingle Family Home
Details2.5 ba · 5,400 sqft · built 1937
Lot Size0.7 acres (30,492 sqft)
OwnerIndividual Name on Record
Tax Bill$3,127 (2026)
Deeds & MortgagesApr 2017 Mortgage
Apr 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN15-07-36-4-000-022

Property Details

APN / Parcel Number

Primary APN15-07-36-4-000-022
Alternative APNs
  • 000734
  • 35421
  • 734

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures13 Plumbing Fixtures
Total Rooms11 Rooms
Stories1 Story
Building Area5,400 sqft Living Area
1st Floor Area3,401 sqft
Upper Floors Area1,999 sqft
FlooringHardwood
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1937
Effective Year BuiltEffective 1937
Exterior MaterialStone
Construction TypeConcrete Block
Roof TypeGable/Hip
Roof MaterialShingle
Lot Area30,492 sqft (0.7 acres)
Utility Building128 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Account Number35421
Street Address320 4TH AVE W
CityONEONTA
StateAL
Zip35121-1628
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCOM INT E SEC IN & NWLY R/W 4TH AVE; SWLY 620' ALG SD NWLY R /W TO POB; NWLY 209'; SWLY 153'; SELY 209' TO NWLY R/W 4T
Legal Range01E
Legal Township12S
Legal Section36
JurisdictionBLOUNT AL
Township / Civil DivisionONEONTA
Census Block Group2
Census Block2026
Census Tract50104

Owner

Source: Blount County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address320 4TH AVE W, ONEONTA, AL 35121-1628
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 26, 2017Deed of Trust, Mortgage
HOMETOWN BANK OF ALABAMA
Apr 26, 2017Deed of Trust, Mortgage
HOMETOWN BANK OF ALABAMA

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedOct 29, 2026

April 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBLOUNT AL
Property Address320 4TH AVE W, ONEONTA, AL 35121-1628
Transaction TypeMortgage
Record UpdatedFeb 7, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2017/10190
DateApr 26, 2017
Book Page2017/10190
Lender
NameHOMETOWN BANK OF ALABAMA
TypeBank
Address87672
Agreement
AmountAmount Recorded
Term180 Months
DueApr 25, 2032
Interest
Rate TypeFixed Rate

April 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBLOUNT AL
Property Address320 4TH AVE W, ONEONTA, AL 35121-1628
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2017/10190
DateApr 26, 2017
Book Page2017/10190
Lender
NameHOMETOWN BANK OF ALABAMA
TypeBank
Address87672
Agreement
AmountAmount Recorded
Term180 Months
DueApr 25, 2032
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: Blount County assessment roll, as of August 25, 2026

Property Jurisdictions

TypeName
StateAlabama
CountyBlount County
MunicipalityOneonta City
Unified School DistrictOneonta City School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$3,127.00 (+6.47%) Homeowner's exemption
2025$2,937.00$66,560 (-)$665,480 (-) Land $15,200 Building $650,280
2024$2,937.00 (+9.3%) Homeowner's exemption$66,560 (+9.11%) Land $1,240 Building $65,320$665,480 (+9.15%) Land $12,300 Building $653,180
2023$2,687.00 (+7.05%) Homeowner's exemption$61,000 (+6.87%) Land $1,240 Building $59,760$609,700 (+6.85%) Land $12,300 Building $597,400
2022$2,510.00 Homeowner's exemption$57,080 Land $1,240 Building $55,840$570,600 Land $12,300 Building $558,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 21, 2019

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 67% of the US · lower than 85% of Alabama
Wildfire Likelihood0.04% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF ONEONTA, UB OF THE
serves 19,971 people · EPA ID AL0000103
Water SourceSurface water
Last State InspectionAug 2023
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 77 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
GoNetspeed
Fiber · Cable in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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