320 4th Ave N, Franklin, TN 37064 Property Records

Williamson County property record for 320 4th Ave N, Franklin, TN 37064

Property Summary

Property Type	Commercial Office
Details	1 ba · 1,544 sqft · built 1920
Lot Size	0.2 acres (8,712 sqft)
Owner	2 Individual Names on File
Last Sale	$580,000 (Aug 2018)
Tax Bill	$10,024 (2025)
Deeds & Mortgages	Jan 2026 Mortgage Aug 2018 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`094063N D 00700`

Property Details

APN / Parcel Number

Primary APN	`094063N D 00700`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,544 sqft Total Area
1st Floor Area	1,544 sqft
2nd Floor Area	480 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1920
Effective Year Built	Effective 2000
Exterior Material	Brick
Lot Area	8,712 sqft (0.2 acres)
Lot Dimensions	180 ft deep x 43 ft wide
Garage Type	Detached
Garage Area	380 sqft
Porch	Porch
Porch Area	304 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Package Unit

Location & Zoning

Street Address	320 4TH AVE N
City	FRANKLIN
State	TN
Zip	37064-2202
Property Category	Commercial
Property Type	Commercial > Office > Commercial Office
Legal Description	DIST:263 CITY/MUNI/TWP:FRANKLIN
Jurisdiction	WILLIAMSON TN
Township / Civil Division	10
Census Block Group	2
Census Block	2000
Census Tract	50802

Owner

320 4th Ave N, a commercial property, is owned by two individuals who bought it in August 2018.

Source: Williamson County records, as of December 22, 2025

Owner of Record	2 Individual Names on File
Mailing Address	2441 DURHAM MANOR DR, FRANKLIN, TN 37064-5267
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 28, 2026	Deed of Trust, Mortgage · Non-Conforming Investor Loan WESBANCO BANK INC
Aug 21, 2018	Warranty Deed, Transfer · Conventional with PMI BRANCH BK&TR

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 21, 2018 · Amount on File
Deed Sale	Aug 21, 2018 · Amount on File
Prior Sale	Apr 1, 2014 · Amount on File
Deed Document Number	18033024
Deed Book / Page	7442 / 0640
Record Updated	Jun 8, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILLIAMSON TN
Property Address	320 4TH AVE N, FRANKLIN, TN 37064-2202
Transaction Type	Mortgage
Record Updated	Feb 4, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2441 DURHAM MANOR DR, FRANKLIN, TN 37064-5267

Mortgage

Document Number	0099310135
Date	Jan 28, 2026
Book Page	9931/135
Instrument	26002562

Lender

Name	WESBANCO BANK INC
Type	Bank
Address	CHATTANOOGA, TN 37402

Agreement

Type	Non-Conforming Investor Loan
Amount	Amount on Record
Term	60 Months
Due	Jan 22, 2031

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WILLIAMSON TN
Recording Date	Aug 21, 2018
Property Address	320 4TH AVE N, FRANKLIN, TN 37064-2202
Document Number	0074420640
Book / Page	007442 / 000640
Instrument Date	Aug 16, 2018
Instrument	33024
Transaction Type	Transfer
Record Updated	Aug 30, 2018
Title Company	GRISSIM TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,146.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2441 DURHAM MANOR DR FRANKLIN TN 370645267, FRANKLIN, TN 37064-5267

Mortgage

Document Number	74420642
Date	Aug 21, 2018
Book Page	007442/000642
Instrument	33025

Lender

Name	BRANCH BK&TR
Type	Bank
Address	NASHVILLE, TN 37203-3304

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	120 Months
Due	Aug 20, 2028

Tax Assessment & Valuation

The 2025 property tax bill for 320 4th Ave N was $10,024, down 22.8% from the year before.

Source: Williamson County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Williamson County
Municipality	Franklin City
Elementary School District	Franklin Special School District (PK - 08)
Secondary School District	Williamson County School District in Franklin (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,024.00 (-22.84%)	$485,840 Land $420,000 Building $65,840	$1,214,600 Land $1,050,000 Building $164,600
2024	$12,992.00 (+108.07%)
2023	$6,244.00	$229,440 (-) Land $180,000 Building $49,440	$573,600 (-) Land $450,000 Building $123,600
2022	$6,244.00	$229,440 Land $180,000 Building $49,440	$573,600 Land $450,000 Building $123,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 320 4th Ave N in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 20 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	20 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 320 4th Ave N is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 96% of Tennessee
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FRANKLIN WATER DEPT serves 77,222 people · EPA ID TN0000246
Water Source	Surface water
Last State Inspection	Jan 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 214 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: T-Mobile, Verizon.

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