Charleston County property record for 320 4th Ave, Mount Pleasant, SC 29464
| Property Type | Single Family Home |
|---|---|
| Details | 3.5 ba · 4,169 sqft · built 2018 |
| Lot Size | 0.46 acres (20,038 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $273 (2025) |
| Deeds & Mortgages | Sep 2024 Mortgage Mar 2022 Second Mortgage + 5 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 514-11-00-099 |
| Primary APN | 514-11-00-099 |
|---|
| Full Baths | 3.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 4,169 sqft Living Area |
| Year Built | Built 2018 |
|---|---|
| Effective Year Built | Effective 2018 |
| Lot Area | 20,038 sqft (0.46 acres) |
| Lot Dimensions | 200 ft deep x 100 ft wide |
| Street Address | 320 4TH AVE |
|---|---|
| City | MOUNT PLEASANT |
| State | SC |
| Zip | 29464-2710 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | MAPPLATB S12 MAPPLATP 0189 SUBDIVISIONNAME SCANLONVILLE LOT 305 |
| Legal Subdivision | SCANLONVILLE |
| Legal Lot Number | 305 |
| Jurisdiction | CHARLESTON SC |
| Township / Civil Division | MOUNT PLEASANT |
| Census Block Group | 2 |
| Census Block | 2013 |
| Census Tract | 4621 |
Source: Charleston County records, as of November 18, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 320 4TH AVE, MOUNT PLEASANT, SC 29464-2710 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 5, 2024 | Deed of Trust, Mortgage · Non-Conforming Investor Loan FIRST NATIONAL BANK OF PENNSYLVANIA |
| Mar 2, 2022 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage SOUTH CAROLINA FCU |
| Aug 10, 2020 | Deed of Trust, Mortgage · Conventional Mortgage SOUTH CAROLINA FCU |
| Sep 18, 2019 | Deed of Trust, Mortgage SOUTH CAROLINA FCU |
| Aug 17, 2018 | Deed of Trust, Mortgage SOUTH CAROLINA FCU |
| Jul 17, 2018 | Loan Modification, Mortgage · Conventional Mortgage SOUTH CAROLINA FCU |
| May 24, 2017 | Trustee's Deed, Construction Loan · Construction Mortgage SOUTH CAROLINA FCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Jul 8, 2011 |
| Transfer Doc | 0202/0238 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLESTON SC |
| Property Address | 320 4TH AVE, MOUNT PLEASANT, SC 29464-2710 |
| Transaction Type | Mortgage |
| Record Updated | Jan 23, 2026 |
| Name | Verified Name |
|---|---|
| Address | 320 4TH AVE, MOUNT PLEASANT, SC 29464-2710 |
| Investor | Possibly a Property Investor |
| Document Number | 0012660400 |
|---|---|
| Date | Sep 5, 2024 |
| Book Page | 1266/400 |
| Name | FIRST NATIONAL BANK OF PENNSYLVANIA |
|---|---|
| Type | Bank |
| Address | CHARLESTON, SC 29401 |
| Type | Non-Conforming Investor Loan |
|---|---|
| Amount | Amount Recorded |
| Term | 239 Months |
| Due | Aug 25, 2044 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLESTON SC |
| Property Address | 320 4TH AVE, MOUNT PLEASANT, SC 29464-2710 |
| Transaction Type | Mortgage |
| Record Updated | Jul 18, 2023 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0010830907 |
|---|---|
| Date | Mar 2, 2022 |
| Book Page | 1083/907 |
| Name | SOUTH CAROLINA FCU |
|---|---|
| Type | Credit Union |
| Address | NORTH CHARLESTON, SC 29419 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Mar 1, 2042 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLESTON SC |
| Property Address | 4TH ST, MOUNT PLEASANT, SC 29464 |
| Document Number | 0907/0843 |
| Instrument Date | Aug 10, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Sep 25, 2020 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Address | 320 4TH AVE MOUNT PLEASANT SC 294642710, MOUNT PLEASANT, SC 29464-2710 |
| Document Number | 0907/0843 |
|---|---|
| Date | Aug 18, 2020 |
| Book Page | 000907/000843 |
| Name | SOUTH CAROLINA FCU |
|---|---|
| Address | NORTH CHARLESTON, SC 29419-9012 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 17, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLESTON SC |
| Property Address | 4TH ST, MOUNT PLEASANT, SC 29464 |
| Document Number | 0824/0283 |
| Instrument Date | Sep 18, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Oct 22, 2019 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Address | 320 4TH AVE MOUNT PLEASANT SC 294642710, MOUNT PLEASANT, SC 29464-2710 |
| Document Number | 0824/0283 |
|---|---|
| Date | Sep 25, 2019 |
| Book Page | 000824/000283 |
| Name | SOUTH CAROLINA FCU |
|---|---|
| Address | NORTH CHARLESTON, SC 29419-9012 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Sep 24, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLESTON SC |
| Property Address | 4TH ST, MOUNT PLEASANT, SC 29464 |
| Document Number | 0744/0069 |
| Instrument Date | Aug 17, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Sep 27, 2018 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Address | 320 4TH AVE MOUNT PLEASANT SC 294642710, MOUNT PLEASANT, SC 29464-2710 |
| Document Number | 0744/0069 |
|---|---|
| Date | Aug 30, 2018 |
| Book Page | 000744/000069 |
| Name | SOUTH CAROLINA FCU |
|---|---|
| Address | N CHARLESTON, SC 29419-9012 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Aug 29, 2048 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | CHARLESTON SC |
| Property Address | 4TH ST, MOUNT PLEASANT, SC 29464 |
| Document Number | 0735/0573 |
| Instrument Date | Jul 17, 2018 |
| Transaction Type | Mortgage |
| Record Updated | May 1, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 320 4TH AVE MOUNT PLEASANT SC 294642710, MOUNT PLEASANT, SC 29464-2710 |
| Document Number | 0735/0573 |
|---|---|
| Date | Jul 25, 2018 |
| Book Page | 000735/000573 |
| Name | SOUTH CAROLINA FCU |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 24, 2048 |
| Rate | 3.25% |
|---|
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | CHARLESTON SC |
| Recording Date | May 24, 2017 |
| Property Address | 4TH ST, MOUNT PLEASANT, SC 29464 |
| Book / Page | 000639 / 000859 |
| Instrument Date | May 17, 2017 |
| Transaction Type | Construction Loan |
| Record Updated | Jun 20, 2017 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Address | 320 4TH AVE MOUNT PLEASANT SC 29464, MOUNT PLEASANT, SC 29464 |
| Document Number | 0639/0859 |
|---|---|
| Date | May 24, 2017 |
| Book Page | 000639/000859 |
| Name | SOUTH CAROLINA FCU |
|---|---|
| Address | N CHARLESTON, SC 29419-9012 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 23, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.25% |
Source: Charleston County assessment roll, as of August 1, 2025
| Type | Name |
|---|---|
| State | South Carolina |
| County | Charleston County |
| Municipality | Mount Pleasant Town |
| Unified School District | Charleston County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $273.00 (+0.74%) | ||
| 2024 | $271.00 (-89.18%) | ||
| 2022 | $2,504.00 | $27,770 | $900,000 Land $300,000 Building $600,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 170 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 170 in force |
| Nearby Flood Claims | 1 (2015) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Oct 2015 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 98% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MT PLEASANT WATERWORKS serves 91,500 people · EPA ID SC1010002 |
|---|---|
| Water Source | Purchased surface water from CHARLESTON WATER SYSTEM |
| Last State Inspection | Dec 2022 |
| Lead | 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 179 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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