320 3rd St W, Carver, MN 55315 Property Records

Carver County property record for 320 3rd St W, Carver, MN 55315

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,736 sqft · built 1979
Lot Size	0.313 acres (13,634 sqft)
Owner	Individual Name on File
Tax Bill	$4,884 (2026)
Deeds & Mortgages	Jul 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`20-0501120`

Property Details

APN / Parcel Number

Primary APN	`20-0501120`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,736 sqft Finished Area
Gross Area	1,996 sqft
1st Floor Area	896 sqft
Basement Area	400 sqft
Finished Basement	400 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	13,634 sqft (0.313 acres)
Garage Area	660 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	40 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Central

Location & Zoning

Street Address	320 3RD ST W
City	CARVER
State	MN
Zip	55315-4402
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECTION 19 TOWNSHIP 115 RANGE 023 CITY LOTS OF CARVER LOT 007 BLOCK 032 & P/O SWLY 1/2 OF LOT 8 WHICH LIES SWLY OF NELY 7.3'
Legal Range	023
Legal Township	115
Legal Section	19
Legal Subdivision	CITY LOTS OF CARVER
Legal Block	32
Legal Lot Number	7
Jurisdiction	CARVER MN
Township / Civil Division	CARVER
Census Block Group	7
Census Block	7005
Census Tract	91100

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Carver Historic District listed 1980 · 92 contributing resources · NRIS 80001960

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

320 3rd St W is owned and occupied by an individual.

Source: Carver County records, as of August 14, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	PO BOX 51, CARVER, MN 55315-0051
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Sep 20, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARVER MN
Property Address	320 3RD ST W, CARVER, MN 55315-4402
Transaction Type	Mortgage
Record Updated	Sep 8, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000A728050
Date	Jul 2, 2021
Instrument	A728050

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	179 Months
Due	Jun 1, 2036

Tax Assessment & Valuation

The 2026 property tax bill for 320 3rd St W was $4,884 with a homeowner's exemption.

Source: Carver County assessment roll, as of August 14, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Carver County
Municipality	Carver City
Unified School District	Eastern Carver County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,884.00 Homeowner's exemption	$375,800 (-4.35%) Land $110,000 Building $265,800	$375,800 (-4.35%) Land $110,000 Building $265,800
2025		$392,900 (+3.97%) Land $105,000 Building $287,900	$392,900 (+3.97%) Land $105,000 Building $287,900
2024	$4,498.00 (+22.29%) Homeowner's exemption	$377,900 (-) Land $95,000 Building $282,900	$377,900 (-) Land $95,000 Building $282,900
2023	$3,678.00 Homeowner's exemption	$377,900 Land $95,000 Building $282,900	$377,900 Land $95,000 Building $282,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 320 3rd St W in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective November 23, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 320 3rd St W is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Carver serves 6,700 people · EPA ID MN1100017
Water Source	Groundwater
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2025) action level 15 ppb
Copper	1.5 mg/L (2021–2023) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 129 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
GigFire Fixed Wireless	150 / 130
Netwave Broadband Fixed Wireless · not low latency	125 / 40