320 3rd St SE, Cedar Rapids, IA 52401 Property Records

Linn County property record for 320 3rd St SE, Cedar Rapids, IA 52401

Property Summary

Property TypeBank, Financial Building
Details12,800 sqft · built 1940
Lot Size0.456 acres (19,863 sqft)
OwnerCompany Name on Record
Last Sale$1,024,500 (Feb 2010)
Tax Bill$34,350 (2025)
Flood ZoneZone X (minimal risk)
APN14281-27005-00000

Property Details

APN / Parcel Number

Primary APN14281-27005-00000

Interior

Stories2 Stories
Building Area12,800 sqft Gross Area
1st Floor Area6,400 sqft
Upper Floors Area6,400 sqft
Basement Area6,400 sqft

Exterior

Year BuiltBuilt 1940
Effective Year BuiltEffective 1940
Lot Area19,863 sqft (0.456 acres)

Location & Zoning

Street Address320 3RD ST SE
CityCEDAR RAPIDS
StateIA
Zip52401-1854
Property CategoryCommercial
Property TypeCommercial > Office > Bank, Financial Building
Legal DescriptionO T SW 54 LOT 8 & (LESS SW 27 SE 52) LOT 9 & (LESS SE 52) STR/LB 10 26
Legal Range7W
Legal Township83N
Legal Section28
Legal SubdivisionCITY CEDAR RAPIDS
Legal Block26
Legal Lot Number8,9
JurisdictionLINN IA
Township / Civil DivisionCEDAR RAPIDS
Census Block Group3
Census Block3055
Census Tract1900

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Cedar Rapids Central Business District Commercial Historic District
listed 2015 · 47 contributing resources · NRIS 15000757

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Linn County records, as of October 6, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordCompany Name on Record
Mailing Address3226 PARKVIEW CT SE, CEDAR RAPIDS, IA 52403-1914
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 10, 2010 · Amount on Record
Deed SaleFeb 10, 2010 · Amount on Record
Prior SaleJan 9, 2007 · Amount on Record
Deed Book / Page7528 / 232
Record UpdatedOct 29, 2026

Tax Assessment & Valuation

Source: Linn County assessment roll, as of October 5, 2026

Property Jurisdictions

TypeName
StateIowa
CountyLinn County
MunicipalityCedar Rapids City
Unified School DistrictCedar Rapids Community School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,021,700 (-) Land $495,900 Building $525,800$1,021,700 (-) Land $495,900 Building $525,800
2025$34,350.00$1,021,700 (+1.83%) Land $495,900 Building $525,800$1,021,700 (+1.83%) Land $495,900 Building $525,800
2024$34,350.00 (-14.98%)
2023$1,003,300 Land $495,900 Building $507,400$1,003,300 Land $495,900 Building $507,400
2022$40,402.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 31, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 31 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies31 in force
Nearby Flood Claims19 (2008–2016)
Claims Outside the SFHA15 of 19
Most Recent ClaimSep 2016 · Severe Storms And Flooding
Claims by Event
  • Severe Storms And Flooding, Sep 2016 · 15 claims
  • Severe Storms, Tornadoes, And Flooding, May 2013 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCEDAR RAPIDS WATER DEPARTMENT
serves 142,364 people · EPA ID IA5715093
Water SourceGroundwater influenced by surface water
Last State InspectionOct 2025
Lead2 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 135 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Mediacom Xtream
Cable
2,000 / 1,000
CenturyLink
DSL · Fiber in parts of the area
140 / 20
AT&T
Fixed Wireless
100 / 20

May also be available: ICS Advanced Technologies, ImOn Communications, T-Mobile, Verizon.

Nearby Properties on 3rd St SE

Nearby Streets

Search Property Records by Address or Parcel Number