320 3rd St S, Stillwater, MN 55082 Property Records

Washington County property record for 320 3rd St S, Stillwater, MN 55082

Property Summary

Property Type	Apartments (5+ Units)
Details	4,688 sqft · built 1872
Lot Size	0.149 acres (6,499 sqft)
Owner	Company Name on Record
Tax Bill	$12,778 (2026)
Deeds & Mortgages	Sep 2018 Sale & Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`28-030-20-43-0040`

Property Details

APN / Parcel Number

Primary APN	`28-030-20-43-0040`

Interior

Building Area	4,688 sqft Living Area

Exterior

Year Built	Built 1872
Effective Year Built	Effective 1872
Lot Area	6,499 sqft (0.149 acres)
Lot Dimensions	100 ft deep x 65 ft wide

Location & Zoning

Street Address	320 3RD ST S
City	STILLWATER
State	MN
Zip	55082-7592
Property Category	Residential
Property Type	Residential > Multi-Unit > Apartments (5+ Units)
Legal Description	BLOCK 34 LOT 4 SUBDIVISIONCD 2695 SUBDIVISIONNAME STILLWATER BLOCK 34 LOT 5 SUBDIVISIONCD 2695 SUBDIVISIONNAME STILLWATER PT
Legal Range	20W
Legal Township	30N
Legal Section	28
Legal Subdivision	STILLWATER
Legal Block	34
Legal Lot Number	4
Jurisdiction	WASHINGTON MN
Township / Civil Division	STILLWATER
Census Block Group	4
Census Block	4013
Census Tract	70502

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Stillwater Commercial Historic District listed 1992 · 62 contributing resources · NRIS 92000288

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Washington County records, as of June 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	PO BOX 36, STILLWATER, MN 55082-1008
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Sep 20, 2026

September 2018: Trustee's Deed, Transfer

Document Type	Trustee's Deed
Jurisdiction	WASHINGTON MN
Recording Date	Sep 5, 2018
Property Address	320 3RD ST S, STILLWATER, MN 55082-7592
Document Number	0001255383
Instrument Date	May 24, 2018
Instrument	1255383
Transaction Type	Transfer
Record Updated	Oct 2, 2018
Title Company	FSA TITLE SERVICES LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$8,250.00
Amount Accuracy	Full Value
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 36 STILLWATER MN 550820036, STILLWATER, MN 55082-0036

Mortgage

Document Number	1255384
Date	Sep 5, 2018
Instrument	1255384

Lender

Name	LAKE ELMO BK
Type	Bank
Address	LAKE ELMO, MN 55042-0857

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Sep 4, 2038

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Washington County assessment roll, as of June 9, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Washington County
Municipality	Stillwater City
Unified School District	Stillwater Area Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$12,778.00 (+43.86%)
2025		$884,700 (-) Land $74,800 Building $809,900	$884,700 (-) Land $74,800 Building $809,900
2024		$884,700 (+29.17%) Land $74,800 Building $809,900	$884,700 (+29.17%) Land $74,800 Building $809,900
2023	$8,882.00
2022		$684,900 Land $74,700 Building $610,200	$684,900 Land $74,700 Building $610,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	6 (1979–2011)
Claims Outside the SFHA	2 of 6
Most Recent Claim	Apr 2011 · Severe Storms And Flooding
Claims by Event	Severe Flooding, High Winds,severe Storms, Apr 1997 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Stillwater serves 19,462 people · EPA ID MN1820024
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 190 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber · DSL in parts of the area	8,000 / 8,000
Xfinity Cable · Fiber in parts of the area	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

Nearby Properties on 3rd St S

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures