320 3rd St, Ramona, CA 92065 Property Records

San Diego County property record for 320 3rd St, Ramona, CA 92065 · Last verified August 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms1 Baths
Year BuiltBuilt 1953
Square Footage1,120 sqft Living Area
Lot Size14,214 sqft (0.326 acres)
OccupancyOwner Occupied
Last Sale$146,000 (1999)
Tax Bill$3,581.00 (2025)

Property Details

APN / Parcel Number

Primary APN281-443-08-00

Interior

Bedrooms3 Beds
Full Baths1 Baths
Building Area1,120 sqft Living Area

Exterior

Year BuiltBuilt 1953
Effective Year BuiltEffective 1953
Lot Area14,214 sqft (0.326 acres)
Parking Spaces6 Parking Spaces
Garage TypeCarport Garage
CarportCarport

Location & Zoning

Street Address320 3RD ST
CityRAMONA
StateCA
Zip92065-2402
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionBLK 64 POR TR 000644
Legal SubdivisionRAMONA
Legal Tract000644
Legal Block64
Legal Lot Number12-14
JurisdictionSAN DIEGO CA
Minor Civil DivisionRAMONA
Census Blockgroup3
Census Block3005
Census Tract20813

Owner

Source: San Diego County records · APN 281-443-08-00

Assessment roll updated July 28, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on File
Mailing Address320 3RD ST, RAMONA, CA 92065-2402
OccupancyOwner Occupied
Owner TypeOwner is a Company
VestingOwner is a Trust, Revocable Trust

Deeds, Mortgages & Sale History

DateDocument
Jun 03, 2021Deed of Trust, Mortgage · Conventional Mortgage
GUARANTEED RATE INC
Dec 15, 2025Deed of Trust, Mortgage · Line of Credit
GUARANTEED RATE INC
Jan 14, 2026Intrafamily Transfer, Transfer · Line of Credit
GUARANTEED RATE INC
Jul 31, 2023Intrafamily Transfer, Transfer · Conventional Mortgage
GUARANTEED RATE INC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJun 07, 1999 · Amount on Record
Deed SaleJun 07, 1999 · Amount on Record
Deed Doc Number1999395204
Last Transfer DateJul 25, 2023
Transfer Doc0000204610
Record RefreshedSep 20, 2026

June 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address320 3RD ST, RAMONA, CA 92065-2402
Transaction TypeMortgage
Record UpdatedJan 23, 2026
Title CompanyCORINTHIAN TITLE-SD, CORINTHIAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address320 3RD ST, RAMONA, CA 92065-2402

Mortgage

Document Number0000415145
DateJun 03, 2021
Instrument2021-0415145
Lender
NameGUARANTEED RATE INC
TypeMortgage Company
AddressCHICAGO, IL 60613
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueJul 01, 2036

December 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address320 3RD ST, RAMONA, CA 92065-2402
Transaction TypeMortgage
Record UpdatedDec 26, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address320 3RD ST, RAMONA, CA 92065-2402

Mortgage

Document Number0000352088
DateDec 15, 2025
Instrument2025-0352088
Lender
NameGUARANTEED RATE INC
TypeMortgage Company
AddressCHICAGO, IL 60613
Agreement
TypeLine of Credit
AmountAmount Recorded
Term240 Months
DueDec 14, 2045
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

January 2026: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSAN DIEGO CA
Recording DateJan 14, 2026
Property Address320 3RD ST, RAMONA, CA 92065-2402
Document Number0000011028
Map ReferenceMAP 644
Instrument DateNov 17, 2025
Instrument2026-0011028
Transaction TypeTransfer
Record UpdatedJan 23, 2026

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address320 3RD ST, RAMONA, CA 92065-2402

Mortgage

Document Number20250352088
DateJan 14, 2026
Instrument2025-0352088
Lender
NameGUARANTEED RATE INC
TypeMortgage Company
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

July 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSAN DIEGO CA
Recording DateJul 31, 2023
Property Address320 3RD ST, RAMONA, CA 92065-2402
Document Number0000204610
Map ReferenceMAP 644
Instrument DateJul 25, 2023
Instrument2023-0204610
Transaction TypeTransfer
Record UpdatedAug 09, 2023
Title CompanyCORINTHIAN TITLE COMPANY

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address320 3RD ST, RAMONA, CA 92065-2402

Mortgage

Document Number0000204611
DateJul 31, 2023
Instrument2023-0204611
Lender
NameGUARANTEED RATE INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 01, 2053

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 28, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
Unified School DistrictRamona City Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2026$233,434 (+2%) Land $81,043 Building $152,391
2025$3,581.00 (+12.79%) Homeowner's exemption$228,857 (+4.04%) Land $79,454 Building $149,403
2023$3,175.00 (-9.72%)$219,972 Land $76,370 Building $143,602
2022$3,517.00

Flood & Wildfire

320 3rd St is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.

Flood

Source: FEMA National Flood Hazard Layer · San Diego County (06073C), updated September 3, 2026

FEMA Flood ZoneZone X
minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard AreaNo

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to HomesNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach of burnable land

Values are read at the parcel center point; lenders make the official flood determination.

Nearby Properties on 3rd St

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