320 3rd St NE, Hector, MN 55342 Property Records

Renville County property record for 320 3rd St NE, Hector, MN 55342

Property Summary

Property Type	Single Family Home
Details	1,108 sqft · built 1952
Lot Size	0.213 acres (9,295 sqft)
Owner	2 Individual Names on Record
Tax Bill	$3,572 (2026)
Deeds & Mortgages	Jan 2019 Mortgage Jan 2019 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`33-02500-00`

Property Details

APN / Parcel Number

Primary APN	`33-02500-00`

Interior

Building Area	1,108 sqft Living Area

Exterior

Year Built	Built 1952
Effective Year Built	Effective 1952
Lot Area	9,295 sqft (0.213 acres)
Garage Type	Attached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Deck Area	125 sqft
Patio Area	100 sqft
Shed	1 Shed
Shed Area	160 sqft

Location & Zoning

Street Address	320 3RD ST NE
City	HECTOR
State	MN
Zip	55342-1051
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SMITH & BRAITHWAIT'S SUBD LOTS 1 & 2 BLK 1
Legal Subdivision	SMITH & BRAITHWAIT'S SUBD
Legal Block	1
Legal Lot Number	1,2
Jurisdiction	RENVILLE MN
Township / Civil Division	HECTOR
Census Block Group	3
Census Block	3009
Census Tract	790100

Owner

Source: Renville County records, as of October 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	320 3RD ST NE, HECTOR, MN 55342-1051
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 3, 2019	Deed of Trust, Mortgage · FHA Mortgage FAIRWAY INDEPENDENT MTG CORP
Jan 3, 2019	Deed of Trust, Mortgage · Conventional Mortgage FAIRWAY INDEPENDENT MTG CORP
Feb 2, 2022	Warranty Deed, Transfer · VA Mortgage CAMBRIA FINANCIAL GROUP LLC
Jan 16, 2019	Warranty Deed, Transfer TITLEMARK PLLC, TITLE MARK LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 9, 2024
Deed Sale	Jan 9, 2024
Prior Sale	Feb 2, 2022 · Amount on Record
Deed Document Number	2024405634
Record Updated	Oct 29, 2026

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RENVILLE MN
Property Address	320 3RD ST NE, HECTOR, MN 55342-1051
Transaction Type	Mortgage
Record Updated	Apr 3, 2026
Title Company	OLD MASTER TITLE, OLD MASTERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000A387410
Date	Jan 3, 2019
Instrument	A387410

Lender

Name	FAIRWAY INDEPENDENT MTG CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	372 Months
Due	Apr 1, 2049

Interest

Rate Type	Fixed Rate

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RENVILLE MN
Property Address	320 3RD ST NE, HECTOR, MN 55342-1051
Transaction Type	Mortgage
Record Updated	Apr 3, 2026
Title Company	OLD MASTER TITLE, OLD MASTERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000A387411
Date	Jan 3, 2019
Instrument	A387411

Lender

Name	FAIRWAY INDEPENDENT MTG CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	372 Months
Due	Apr 1, 2049

Interest

Rate Type	Fixed Rate

February 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RENVILLE MN
Recording Date	Feb 2, 2022
Property Address	320 3RD ST NE, HECTOR, MN 55342-1051
Document Number	000A398810
Instrument Date	Jan 21, 2022
Instrument	A398810
Transaction Type	Transfer
Record Updated	Apr 3, 2026
Title Company	TITLE MARK

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$449.67
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	320 3RD ST NE, HECTOR, MN 55342-1051

Mortgage

Document Number	000A398811
Date	Feb 2, 2022
Instrument	A398811

Lender

Name	CAMBRIA FINANCIAL GROUP LLC
Type	Funding / Finance Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2052

Interest

Rate Type	Fixed Rate

January 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RENVILLE MN
Recording Date	Jan 16, 2019
Property Address	320 3RD ST NE, HECTOR, MN 55342-1051
Document Number	000A387531
Instrument Date	Dec 19, 2018
Instrument	A387531
Transaction Type	Transfer
Record Updated	Jun 13, 2023
Title Company	TITLEMARK PLLC, TITLE MARK LLC

Transaction

Amount	Amount Recorded
Tax	$263.67
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	320 3RD ST NE, HECTOR, MN 55342-1051

Tax Assessment & Valuation

Source: Renville County assessment roll, as of October 1, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Renville County
Municipality	Hector City
Unified School District	Buffalo Lake-Hector-Stewart Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,572.00 (+39.86%)	$186,800 (+0.38%) Land $6,200 Building $180,600	$186,800 (+0.38%) Land $6,200 Building $180,600
2025		$186,100 (+22.19%) Land $6,200 Building $179,900	$186,100 (+22.19%) Land $6,200 Building $179,900
2023	$2,554.00	$152,300 Land $6,200 Building $146,100	$152,300 Land $6,200 Building $146,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 25, 2009

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 89% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Hector serves 1,127 people · EPA ID MN1650009
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	50 ppb (2026) action level 15 ppb
Copper	1.46 mg/L (2026) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 140 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	2,000 / 1,000
Nuvera Communications Fiber	1,000 / 1,000
GigFire Fixed Wireless	150 / 130
Midco Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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