320 3rd Ave, Holland, MI 49424 Property Records

Ottawa County property record for 320 3rd Ave, Holland, MI 49424

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,448 sqft · built 1954
Lot Size	0.35 acres (15,246 sqft)
Owner	2 Individual Names on File
Last Sale	$117,500 (May 2013)
Tax Bill	$2,351 (2025)
Deeds & Mortgages	Dec 2017 Mortgage Dec 2019 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`70-16-19-407-024`

Property Details

APN / Parcel Number

Primary APN	`70-16-19-407-024`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,448 sqft Living Area
1st Floor Area	1,448 sqft
Basement Area	1,448 sqft
Unfinished Basement	1,448 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1954
Effective Year Built	Effective 1954
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	15,246 sqft (0.35 acres)
Garage Area	352 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	320 3RD AVE
City	HOLLAND
State	MI
Zip	49424-6578
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2
Legal Description	E 975 FT OF LOTS 171 & 172, ALSO W 18 FT OF N 1/2 OF VAC ELM ST LYING BETWEEN 3RD & 4TH AVE HB DUNTON'S SUB FROM 16-19-407-007, 008 8/88
Legal Range	15W
Legal Township	5N
Legal Section	19
Legal Subdivision	AVE HB DUNTONS SUB
Legal Block	407
Legal Lot Number	171-172
Jurisdiction	OTTAWA MI
Township / Civil Division	HOLLAND
Census Block Group	1
Census Block	1017
Census Tract	25102

Owner

320 3rd Ave is owned and occupied by two individuals who bought it in May 2013.

Source: Ottawa County records, as of October 12, 2026

Owner of Record	2 Individual Names on File
Mailing Address	320 3RD AVE, HOLLAND, MI 49424-6578
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 28, 2017	Deed of Trust, Mortgage · Commercial Mortgage OLD NATIONAL BANK
Dec 17, 2019	Deed of Trust, Mortgage · Line of Credit CONSUMERS CU
Dec 17, 2019	Deed of Trust, Mortgage · Conventional Mortgage CONSUMERS CU
Aug 10, 2021	Deed of Trust, Mortgage · Conventional Mortgage CONSUMERS CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 13, 2013 · Amount on File
Deed Sale	May 13, 2013 · Amount on File
Deed Document Number	201322338
Record Updated	Oct 29, 2026

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OTTAWA MI
Property Address	320 3RD AVE, HOLLAND, MI 49424-6578
Transaction Type	Mortgage
Record Updated	Aug 12, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20170048513
Date	Dec 28, 2017
Instrument	2017-0048513

Lender

Name	OLD NATIONAL BANK
Type	Bank
Address	GRAND RAPIDS, MI 49525

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	120 Months
Due	Dec 25, 2027

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OTTAWA MI
Property Address	320 3RD AVE, HOLLAND, MI 49424-6578
Transaction Type	Mortgage
Record Updated	Aug 12, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20190047099
Date	Dec 17, 2019
Instrument	2019-0047099

Lender

Name	CONSUMERS CU
Type	Credit Union
Address	KALAMAZOO, MI 49009

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Dec 27, 2049

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OTTAWA MI
Property Address	320 3RD AVE, HOLLAND, MI 49424-6578
Transaction Type	Mortgage
Record Updated	Aug 12, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20190047098
Date	Dec 17, 2019
Instrument	2019-0047098

Lender

Name	CONSUMERS CU
Type	Credit Union
Address	KALAMAZOO, MI 49009

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2050

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OTTAWA MI
Property Address	320 3RD AVE, HOLLAND, MI 49424-6578
Transaction Type	Mortgage
Record Updated	Aug 12, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	320 3RD AVE, HOLLAND, MI 49424-6578

Mortgage

Document Number	20210040826
Date	Aug 10, 2021
Instrument	2021-0040826

Lender

Name	CONSUMERS CU
Type	Credit Union
Address	KALAMAZOO, MI 49009

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 320 3rd Ave was $2,351 with a homeowner's exemption.

Source: Ottawa County assessment roll, as of October 12, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Ottawa County
County Subdivision	Holland Charter Township
Unified School District	West Ottawa Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$155,600	$311,200
2025	$2,351.00
2023		$119,700	$239,400
2022	$2,098.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 320 3rd Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 20, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 320 3rd Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 95% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HOLLAND BOARD OF PUBLIC WORKS serves 49,687 people · EPA ID MI0003190
Water Source	Surface water
Last State Inspection	Sep 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Organic carbon removal Jan 2018
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 256 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fixed Wireless in parts of the area	100 / 20

May also be available: Xfinity.

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