320 3rd Ave, Frankfort, NY 13340 Property Records

Herkimer County and Frankfort Town property record for 320 3rd Ave, Frankfort, NY 13340

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,456 sqft · built 1918
Lot Size	0.172 acres (7,500 sqft)
Owner	2 Individual Names on Record
Last Sale	$88,000 (Jan 2002)
Tax Bill	$5,165 (2026)
Deeds & Mortgages	Nov 2020 Line of Credit
APN	`212601 112.82-2-47`

Property Details

APN / Parcel Number

Primary APN	`212601 112.82-2-47`
Alternative APNs	`260111208200020470000000` `012011160`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	1,456 sqft Living Area
1st Floor Area	728 sqft
2nd Floor Area	728 sqft

Exterior

Year Built	Built 1918
Effective Year Built	Effective 1918
Architectural Style	Traditional
Exterior Material	Wood
Lot Area	7,500 sqft (0.172 acres)
Lot Dimensions	150 ft deep x 50 ft wide

Exterior Amenities

Pool Type	In-Ground Vinyl Pool
Porch	Slab
Porch Area	426 sqft
Shed	1 Shed
Shed Area	360 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	012011160
Street Address	320 3RD AVE
City	FRANKFORT
State	NY
Zip	13340-1422
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	S 320 R1 50X150 THIRD AVE
Legal Block	2
Legal Lot Number	47.000
Jurisdiction	HERKIMER NY
Township / Civil Division	FRANKFORT
Census Block Group	3
Census Block	3005
Census Tract	10201

Owner

Source: Herkimer County and Frankfort Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	320 3RD AVE, FRANKFORT, NY 13340-1422
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 24, 2002 · Amount on Record
Deed Sale	Jan 24, 2002 · Amount on Record
Deed Book / Page	903 / 264
Record Updated	Oct 29, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HERKIMER NY
Property Address	320 3RD AVE, FRANKFORT, NY 13340-1422
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	MISC COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20205087
Date	Nov 9, 2020
Instrument	2020-5087

Lender

Name	FIRST SOURCE FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	133 Months
Due	Dec 1, 2031

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Herkimer County and Frankfort Town assessment roll, as of May 1, 2026

Property Jurisdictions

Type	Name
State	New York
County	Herkimer County
County Subdivision	Frankfort Town
Municipality	Frankfort Village
Unified School District	Frankfort-Schuyler Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,165.00 (+1.21%) Homeowner's exemption
2025	$5,103.00 (+35.29%)	$69,100 (-) Land $10,800 Building $58,300	$150,939 (+11.4%) Land $23,591 Building $127,348
2023		$69,100 Land $10,800 Building $58,300	$135,490 Land $21,176 Building $114,314
2020	$3,772.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FRANKFORT (V) WATER WORKS serves 2,995 people · EPA ID NY2102301
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 418 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
SLICFiber Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20