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320 2nd St, Galt, CA 95632 Property Records

Sacramento County property record for 320 2nd St, Galt, CA 95632

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 2,177 sqft · built 1945
Lot Size0.537 acres (23,400 sqft)
OwnerCompany Name on File
Deeds & MortgagesMar 2022 Transfer
May 2017 Line of Credit
+ 1 more
Flood ZoneZone X (minimal risk)
APN150-0202-011-0000

Property Details

APN / Parcel Number

Primary APN150-0202-011-0000

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Stories1 Story
Building Area2,177 sqft Living Area
1st Floor Area2,177 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1945
Effective Year BuiltEffective 1945
Architectural StyleCustom Design
Construction TypeWood
Roof MaterialWood Shingle
Lot Area23,400 sqft (0.537 acres)

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemCentral

Location & Zoning

Street Address320 2ND ST
CityGALT
StateCA
Zip95632-1808
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1C DR
Legal DescriptionPOR BLK 13, TOWN OF GALT, & POR OF NOW ABANDONED FIRST ST DESC AS: BEG AT A PT LOC S 80 FT FROM NE COR SD BLK 13, TH W 260
Legal SubdivisionGALT
Legal Block13
JurisdictionSACRAMENTO CA
Township / Civil DivisionGALT
Census Block Group4
Census Block4012
Census Tract9502

Owner

Source: Sacramento County assessment roll, as of July 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address320 2ND ST, GALT, CA 95632-1808
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust, Living Trust

Deeds, Mortgages & Sale History

DateDocument
Mar 24, 2022Intrafamily Transfer, Transfer
AMERICAN COAST TITLE
May 5, 2017Deed of Trust, Mortgage · Line of Credit
BANNER BANK
Jun 19, 2018Affidavit of Death, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last Transfer DateAug 17, 2021
Transfer Doc2022000116
Record UpdatedSep 20, 2026

March 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSACRAMENTO CA
Recording DateMar 24, 2022
Property Address320 2ND ST, GALT, CA 95632-1808
Document Number0000000116
Map ReferenceMB 1 MAP 22
Instrument DateAug 17, 2021
Instrument2022032400116
Transaction TypeTransfer
Record UpdatedJun 7, 2023
Title CompanyAMERICAN COAST TITLE

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Living Trust
Address320 2ND ST, GALT, CA 95632-1808

May 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSACRAMENTO CA
Property Address320 2ND ST, GALT, CA 95632-1808
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000000080
DateMay 5, 2017
Book Page20170505/0080
Lender
NameBANNER BANK
TypeBank
AddressSACRAMENTO, CA 95832
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

June 2018: Affidavit of Death, Transfer

Document TypeAffidavit of Death
JurisdictionSACRAMENTO CA
Recording DateJun 19, 2018
Property Address320 2ND ST, GALT, CA 95632-1808
Document Number1806191651
Instrument DateMay 23, 2018
Instrument1806191651
Transaction TypeTransfer
Record UpdatedJul 3, 2018
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address320 2ND ST GALT CA 956321808, GALT, CA 95632-1808

Tax Assessment & Valuation

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySacramento County
MunicipalityGalt City
Elementary School DistrictGalt Joint Union Elementary School District (KG - 08)
Secondary School DistrictGalt Joint Union High School District (09 - 12)

Tax Bill & Assessment History

YearAssessed Value
2026$76,208 (+2%) Land $12,472 Building $63,736
2025$74,715 (+4.04%) Land $12,228 Building $62,487
2023$71,815 Land $11,754 Building $60,061

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 67% of the US · lower than 81% of California
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF GALT
serves 26,536 people · EPA ID CA3410011
Water SourceGroundwater
Last State InspectionJan 2025
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 509 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
UnWired Broadband Holding
Fixed Wireless		400 / 50
Softcom Internet Communications
Fixed Wireless		400 / 50
DigitalPath
Fixed Wireless		200 / 20
Cal.net
Fixed Wireless		100 / 20
AT&T
DSL · Fixed Wireless in parts of the area		100 / 20

May also be available: California Internet, Verizon.

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