Scott County property record for 320 2nd St, Buffalo, IA 52728
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,092 sqft · built 1985 |
| Lot Size | 0.195 acres (8,494 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $1,976 (2026) |
| Flood Zone | Zone AE (high risk) |
| APN | 72223510204 |
| Primary APN | 72223510204 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Building Area | 1,092 sqft Living Area |
| Basement Area | 1,092 sqft |
| Finished Basement | 825 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1985 |
|---|---|
| Effective Year Built | Effective 1985 |
| Architectural Style | A-Frame |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Foundation Type | Concrete |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 8,494 sqft (0.195 acres) |
| Lot Dimensions | 140 ft deep x 60 ft wide |
| Porch | Slab |
|---|---|
| Porch Area | 84 sqft |
| Deck Area | 280 sqft |
| Shed | 1 Shed |
| Shed Area | 128 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Water Source | Commercial |
| Street Address | 320 2ND ST |
|---|---|
| City | BUFFALO |
| State | IA |
| Zip | 52728-7727 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DODGE & CLARK'S ADD LOT: 002 BLOCK: 004 DODGE & CLARK'S ADD |
| Legal Subdivision | DODGE & CLARK'S ADD |
| Legal Block | 4 |
| Legal Lot Number | 2 |
| Jurisdiction | SCOTT IA |
| Township / Civil Division | BUFFALO |
| Census Block Group | 1 |
| Census Block | 1027 |
| Census Tract | 10402 |
320 2nd St is owned and occupied by two individuals.
Source: Scott County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | PO BOX 652, BUFFALO, IA 52728-0652 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
The 2026 property tax bill for 320 2nd St was $1,976 with a homeowner's exemption.
Source: Scott County assessment roll, as of October 7, 2025
| Type | Name |
|---|---|
| State | Iowa |
| Municipality | Buffalo City |
| County | Scott County |
| Unified School District | Davenport Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,976.00 | $169,300 (-) Land $17,000 Building $152,300 | $169,300 (-) Land $17,000 Building $152,300 |
| 2025 | $1,976.00 (-5.27%) Homeowner's exemption | $169,300 Land $17,000 Building $152,300 | $169,300 Land $17,000 Building $152,300 |
| 2024 | $2,086.00 | ||
| 2023 | $165,500 Land $17,000 Building $148,500 | $165,500 Land $17,000 Building $148,500 | |
| 2022 | $2,120.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 320 2nd St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective April 18, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 30 (1990–2019) |
| Claims Outside the SFHA | 7 of 30 |
| Most Recent Claim | May 2019 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 320 2nd St is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 49% of Iowa |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BUFFALO WATER SUPPLY serves 1,176 people · EPA ID IA8218050 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 246 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mediacom Xtream Cable | 2,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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