320 2nd Ave, Two Harbors, MN 55616 Property Records

Lake County property record for 320 2nd Ave, Two Harbors, MN 55616

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 876 sqft · built 1908
Lot Size	0.16 acres (6,970 sqft)
Owner	Individual Name on Record
Last Sale	$126,000 (Aug 2018)
Deeds & Mortgages	Aug 2018 Sale & Mortgage
APN	`23-7640-22050`

Property Details

APN / Parcel Number

Primary APN	`23-7640-22050`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	2 Stories
Building Area	876 sqft Gross Area
Fireplace	Fireplace

Exterior

Year Built	Built 1908
Effective Year Built	Effective 1975
Exterior Material	Wood
Construction Type	Wood
Lot Area	6,970 sqft (0.16 acres)
Garage Type	Mixed
Garage Area	288 sqft
Carport	Carport
Carport Area	92 sqft
Parking Spaces	1 Parking Space
Pool Type	Pool with Hot Tub/Spa
Deck Area	60 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	320 2ND AVE
City	TWO HARBORS
State	MN
Zip	55616-1620
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 5 BLOCK 22
Legal Block	22
Legal Lot Number	5
Jurisdiction	LAKE MN
Township / Civil Division	TWO HARBORS
Census Block Group	3
Census Block	3029
Census Tract	370400

Owner

Source: Lake County records, as of August 4, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	320 2ND AVE, TWO HARBORS, MN 55616-1620
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 9, 2018 · Amount on Record
Deed Sale	Aug 9, 2018 · Amount on Record
Deed Document Number	190232
Prior Transfer Date	Aug 2, 2018
Prior Transfer Doc	A000190232
Record Updated	Jun 7, 2026

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE MN
Recording Date	Aug 2, 2018
Property Address	320 2ND AVE, TWO HARBORS, MN 55616-1620
Document Number	A000190232
Instrument Date	Jul 30, 2018
Instrument	A000190232
Transaction Type	Transfer
Record Updated	Aug 24, 2021

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	320 2ND AVE, TWO HARBORS, MN 55616-1620

Mortgage

Document Number	A000190233
Date	Aug 2, 2018
Instrument	A000190233

Lender

Name	LAKE BANK

Agreement

Amount	Amount Recorded
Term	353 Months
Due	Jan 1, 2048

Tax Assessment & Valuation

Source: Lake County assessment roll, as of February 1, 2023

Property Jurisdictions

Type	Name
State	Minnesota
County	Lake County
Municipality	Two Harbors City
Unified School District	Lake Superior Public School District (PK - 12)

Tax Bill & Assessment History

Year	Assessed Value	Assessed Market Value
2023	$205,600 Land $18,800 Building $186,800	$205,600 Land $18,800 Building $186,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Two Harbors serves 3,698 people · EPA ID MN1380005
Water Source	Surface water
Last State Inspection	Sep 2024
Lead	6 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 168 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Zito Media Fiber	1,000 / 1,000
Mediacom Xtream Cable	1,000 / 50