Cascade County property record for 320 2nd Ave S, Belt, MT 59412
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,111 sqft · built 1890 |
| Lot Size | 0.115 acres (5,009 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $270,017 (May 2025) |
| Tax Bill | $2,901 (2026) |
| Deeds & Mortgages | Mar 2021 Mortgage Feb 2019 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | R0250230 |
| Primary APN | R0250230 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,111 sqft Living Area |
| 1st Floor Area | 941 sqft |
| Upper Floors Area | 319 sqft |
| Attic | Attic |
| Attic Area | 170 sqft |
| Year Built | Built 1890 |
|---|---|
| Effective Year Built | Effective 1990 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 5,009 sqft (0.115 acres) |
| Garage Type | Detached |
| Garage Area | 480 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 84 sqft |
| Shed | 1 Shed |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 0004841100 |
|---|---|
| Street Address | 320 2ND AVE S |
| City | BELT |
| State | MT |
| Zip | 59412-7528 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 1 |
| Legal Description | BELT-SECOND ADD, S26, T19 N, R06 E, BLOCK 005, LOT 009, BL2 BLK 5 LT 9 AND BL1 BLK 7 LT 10 |
| Legal Range | 06E |
| Legal Township | 19N |
| Legal Section | 26 |
| Legal Subdivision | BELT |
| Legal Block | 5 |
| Legal Lot Number | 9,10 |
| Jurisdiction | CASCADE MT |
| Township / Civil Division | BELT |
| Census Block Group | 2 |
| Census Block | 2055 |
| Census Tract | 10600 |
Source: Cascade County records, as of September 3, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | PO BOX 28, BELT, MT 59412-0028 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 29, 2021 | Deed of Trust, Mortgage · Conventional Mortgage OPPORTUNITY BANK OF MT |
| Feb 27, 2019 | Warranty Deed, Transfer · Line of Credit BELT VALLEY BANK |
| Mar 1, 2018 | Warranty Deed, Transfer · Line of Credit BELT VLY BK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 19, 2025 · Amount on Record |
| Deed Sale | May 19, 2025 · Amount on Record |
| Prior Sale | Feb 27, 2019 · Amount on Record |
| Deed Document Number | 2025469112 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CASCADE MT |
| Property Address | 320 2ND AVE S, BELT, MT 59412-7528 |
| Transaction Type | Mortgage |
| Record Updated | Apr 8, 2021 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|
| Document Number | 00R0407112 |
|---|---|
| Date | Mar 29, 2021 |
| Instrument | R0407112 |
| Name | OPPORTUNITY BANK OF MT |
|---|---|
| Type | Bank |
| Address | HELENA, MT 59604 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CASCADE MT |
| Recording Date | Feb 27, 2019 |
| Property Address | 320 2ND AVE S, BELT, MT 59412-7528 |
| Document Number | 00R0367350 |
| Instrument Date | Feb 27, 2019 |
| Instrument | R0367350 |
| Transaction Type | Transfer |
| Record Updated | Aug 10, 2021 |
| Title Company | FIRST AMERICAN TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | PO BOX 425, BELT, MT 59412-0425 |
| Document Number | 00R0367351 |
|---|---|
| Date | Feb 27, 2019 |
| Instrument | R0367351 |
| Name | BELT VALLEY BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 61 Months |
| Due | Mar 27, 2024 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CASCADE MT |
| Recording Date | Mar 1, 2018 |
| Property Address | 320 2ND AVE S, BELT, MT 59412-7528 |
| Document Number | 0000351896 |
| Instrument Date | Mar 1, 2018 |
| Instrument | 351896 |
| Transaction Type | Transfer |
| Record Updated | Mar 12, 2018 |
| Title Company | CHICAGO TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 320 2ND AVE S BELT MT 59412, BELT, MT 59412 |
| Document Number | 351897 |
|---|---|
| Date | Mar 1, 2018 |
| Instrument | 351897 |
| Name | BELT VLY BK |
|---|---|
| Type | Bank |
| Address | BELT, MT 59412 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | Feb 28, 2023 |
| Rate Type | Adjustable Rate |
|---|
Source: Cascade County assessment roll, as of September 3, 2026
| Type | Name |
|---|---|
| State | Montana |
| County | Cascade County |
| Municipality | Belt Town |
| Elementary School District | Belt Elementary School District (PK - 08) |
| Secondary School District | Belt High School District (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,901.00 (+129.15%) | $228,300 (-3.79%) | |
| 2025 | $1,266.00 (-22.33%) | $237,300 (+23.59%) | $228,300 (+18.91%) Land $56,000 Building $172,300 |
| 2023 | $1,630.00 | $192,000 | $192,000 Land $33,000 Building $159,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 11 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 11 in force |
| Nearby Flood Claims | 16 (1981–2013) |
| Claims Outside the SFHA | 3 of 16 |
| Most Recent Claim | Jun 2013 · Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · lower than 88% of Montana |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF BELT serves 600 people · EPA ID MT0000138 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 216 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| 3 Rivers Communications Fiber | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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